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Upstart vs Maxwell Comparison

Last updated:

Upstart

3.3(2 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Small Business

Introducing Upstart - Your Gateway to Smarter Loan Solutions Discover a whole new approach to obtaining loans with Upstart. With the tagline "Get a smarter loan," Upstart revolutionizes the lending experience, providing…

Maxwell

4.8(11 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Small Business

Introducing Maxwell, the ultimate solution for local mortgage lenders in America seeking to elevate their services and optimize their operations. With a commitment to driving innovation in the mortgage industry, Maxwell…

Maxwell leads on user satisfaction with a 4.8-star rating across 11 reviews.

Upstart vs Maxwell — at a glance

FeatureUpstartMaxwell
Rating3.3 / 54.8 / 5
Reviews211
Starting priceContact for pricingContact for pricing
Free trial No No
Free version No No
Best forLarge Enterprises, Small Business, Medium BusinessLarge Enterprises, Small Business, Medium Business
CategoryLoan Servicing SoftwareLoan Servicing Software
PlatformsBrowser Based (Cloud)Browser Based (Cloud)
API
Support modesBusiness Hours, OnlineOnline
Certifications
Data residencyUSUS

Key differences between Upstart and Maxwell

  • User satisfaction: Maxwell scores higher with a 4.8-star average.
  • Deployment: Upstart supports Browser Based (Cloud); Maxwell supports Browser Based (Cloud).

Upstart vs Maxwell — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Loan Servicing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Upstart
Talk to an expert
Talk to an expert
Maxwell
Talk to an expert
Talk to an expert

Biggest differences

Start here before you go deeper into features.

Upstart

Best for personalized unsecured loan solutions via bank partnerships.

Choose if
  • You need tailored loan options based on individual financial profiles.
  • Your organization values innovative approaches to unsecured personal lending.
  • You want access to a network of trusted bank originators.
Consider alternatives if
  • You require transparent, fixed pricing details upfront.
  • You depend heavily on extensive user reviews and detailed feature documentation.

Maxwell

Best for US local mortgage lenders seeking innovative loan servicing solutions.

Choose if
  • You are a local mortgage lender in the US focused on improving borrower experience.
  • Your team includes mortgage loan officers, processing, compliance, or underwriting staff needing streamlined workflows.
  • You want a flexible, configurable system that enhances loan application processing and document management.
Consider alternatives if
  • You require transparent, publicly available pricing before committing to a solution.
  • You are a non-mortgage financial institution or operate outside the US mortgage market.

Upstart: Best for personalized unsecured loan solutions via bank partnerships. Maxwell: Best for US local mortgage lenders seeking innovative loan servicing solutions.

Description

Introducing Upstart - Your Gateway to Smarter Loan Solutions Discover a whole new approach to obtaining loans with Upstart. With the tagline "Get a smarter loan," Upstart revolutionizes ... Read More about Upstart

Introducing Maxwell, the ultimate solution for local mortgage lenders in America seeking to elevate their services and optimize their operations. With a commitment to driving innovation in ... Read More about Maxwell

Free Trial Availability

  • No free trial
  • No free trial

User Ratings

Based on verified Spotsaas reviews

3.3

(2)

4.8

(11)

Best Company Size

Small BusinessLarge Enterprises
Small BusinessLarge Enterprises
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Get pricing help

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Share your priorities, budget, and team needs, and we’ll help you narrow the options and understand the tradeoffs before you talk to vendors.

Compare Upstart and Maxwell on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Pricing Plans

      • Not Available
      • Not Available

      Other Details

      Organization Types supported

      • Freelancers
      • Small Business
      • Individuals
      • Large Enterprises
      • Medium Business
      • Freelancers
      • Small Business
      • Individuals
      • Large Enterprises
      • Medium Business

      Platforms Supported

      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - iOS
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - iOS

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Not Available
      • Not Available
      Get help choosing
      Get help choosing

      Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      HIPAA

      ✗ No
      ✗ No

      Data Residency

      🇺🇸 US
      🇺🇸 US

      Upstart User Reviews & Rating Comparison

      User Ratings

      3.3

      (based on 2 reviews)

      4.8

      (based on 11 reviews)

      Rating Distribution

      0

      0

      0

      0

      0

      0

      0

      0

      0

      0

      Top Alternatives to Upstart and Maxwell in 2026

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      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, Upstart or Maxwell?
      Maxwell edges out the other on user ratings (4.8 vs 3.3). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
      Do Upstart and Maxwell offer a free trial?
      Neither Upstart nor Maxwell currently lists a free trial.
      What is the starting price of Upstart vs Maxwell?
      Upstart starts at Contact for pricing. Maxwell starts at Contact for pricing.
      What are the top alternatives to Upstart?
      Top alternatives to Upstart include Lien waivers, SoFi, CREDITONLINE, DocCredit, ezbob.
      What are the top alternatives to Maxwell?
      Top alternatives to Maxwell include Lien waivers, Upstart, SoFi, CREDITONLINE, DocCredit.

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