What does Richie.AI offer?

Richie AI is a fintech platform that empowers businesses to offer loans to their merchants. The platform specializes in providing tools that make it easy for companies to integrate lending services into their existing infrastructure. This includes marketplaces, payment processors, and B2B SaaS platforms, all of which can seamlessly add financial services for their users. Richie AI's advanced technology ensures a fair and transparent loan process. In addition to its lending services, Richie AI offers a specialized CRM system designed specifically for managing Merchant Cash Advances (MCA). This CRM allows brokers to efficiently track and manage their operations, providing a streamlined experience for both the broker and their merchants. By focusing on these two key areas, Richie AI helps the platforms grow and better serve their merchants

Richie.AI Comparison

Last updated: May 20, 2026

Richie.AI

Starting at $97 /month

Large Enterprises
Medium Business

Richie AI is a fintech platform that empowers businesses to offer loans to their merchants. The platform specializes in providing tools that make it easy for companies to integrate lending services into their existing in…

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Richie.AI — find the better fit before you commit.

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Where each product wins, per real buyers

Most Loan Origination Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Biggest differences

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Pricing

Buying details

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Biggest differences

Affiliate Disclosure

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Richie.AI

Best for

Large Enterprises, Medium Business, Small Business

Description	Richie AI is a fintech platform that empowers businesses to offer loans to their merchants. The platform specializes in providing tools that make it easy for companies to integrate lending ... Read More about Richie.AI
Entry Level Pricing	Starts from $97
Free Trial Availability	No free trial
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Software Demo

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Features

Total Features	4 Features
Unique Features	No unique features
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Pricing and trial details

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option
Starting From	$97
Pricing Plans	CRM-Exclusive Plan $97 /month Get Started For MCA and Loan Brokers Tailored for brokers focusing on client management Focus solely on CRM functionalities,excluding access to Richie's Lender Network Show more + Growth Plan $247 /month Get Started Ideal for brokers aiming for excellence in their operations Include all CRM functionalities and access to Richie's Lender Network 150 applications per month per seat Show more + Advanced Broker Plan $497 /month Get Started For MCA and Loan Brokers Everything from CRM-exclusive plan plus 10 seats for your agents + 50 affiliate seats Show more + Browse all pricing plans
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Other Details

Organization Types supported	Large Enterprises Medium Business Small Business Individuals
Platforms Supported	Browser Based (Cloud) Mobile - Android Mobile - iOS Installed - Windows Browser Based (Cloud)
Modes of support	24/7 (Live rep) Business Hours Online
API Support	Available
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Security & Compliance

Certifications, data handling, and security controls for IT and compliance evaluators.

SOC 2	✓ Yes	—
HIPAA	✗ No	—
Data Residency	🇺🇸 US	—

User Reviews & Rating Comparison

Spotsaas Editor’s POV generated by AI	What buyers like Seamless loan integration Empowers businesses Transparent loan process Common complaints Limited to lending services Requires technical integration May not suit all business models
Pros and Cons	Empowers businesses to add lending services easily. Focuses on transparency in the loan process. User-friendly design for seamless integration. Limited to businesses interested in lending. Requires technical setup for integration.