Which is better, Razorpay or 2Checkout?

Razorpay and 2Checkout are closely matched with equal user ratings. The better choice depends on your team size, budget, and specific Payment Gateway Software needs. Razorpay suits Individuals, while 2Checkout is preferred by Large Enterprises. Compare them side by side on Spotsaas to find your fit.

What are the main differences between Razorpay and 2Checkout?

Key differences between Razorpay and 2Checkout include target audience (Razorpay targets Individuals while 2Checkout serves Large Enterprises). Use the Spotsaas comparison table to evaluate each dimension before deciding.

Do both Razorpay and 2Checkout offer a Free trial?

Neither Razorpay nor 2Checkout offers a free trial.

Who are the typical users of Razorpay?

Razorpay is designed for Individuals, Freelancers / Consultants, Large Enterprises, Medium Business, Small Business.

Who are the typical users of 2Checkout?

2Checkout is designed for Large Enterprises, Medium Business, Small Business.

What is the starting price of Razorpay and 2Checkout?

Pricing details for both Razorpay and 2Checkout are unavailable.

What are the best alternatives to Razorpay?

Some top alternatives to Razorpay include Stripe Payments, PayU, Instamojo, Paytm Payment Gateway, PayKun.

What are the best alternatives to 2Checkout?

Some top alternatives to 2Checkout include Stripe Payments, Global Payments, Checkout.com, Payoneer, UniPay Gateway.

Razorpay vs 2Checkout Comparison

Last updated: May 21, 2026

Razorpay

3.8(141 reviews)

Starting at Contact for pricing

Individuals
Freelancers / Consultants

Razorpay's payment gateway software helps online businesses to accept payments from customers using their desktop and mobile devices. This online payment gateway helps you integrate seamlessly with the leading payment ga…

View Pricing Read Reviews

2Checkout

3.8(2,336 reviews)

Starting at Contact for pricing

Large Enterprises
Medium Business

2Checkout Payment Gateway Software makes it easy to start accepting online payments on your website. This secure payment gateway integrates with any shopping cart or commerce solution, and works with most major credit ca…

View Pricing Read Reviews

SpotSaaS Analysis

Razorpay2Checkout

The core difference lies in Razorpay's focus on the Indian market with flexible API-driven solutions, while 2Checkout excels in providing global payment processing for small to medium e-commerce businesses. Ideal buyers for Razorpay are Indian e-commerce or SaaS companies needing diverse payment options, whereas 2Checkout is suited for businesses targeting international customers seeking reliable payment gateways.

- Best for Indian businesses - Flexible, API-driven payment solutions - Ideal for e-commerce and SaaS sectors - Seamless integration for custom workflows - Supports diverse payment options - Focused on small to medium businesses

- Best for global payment processing - Reliable for small to medium e-commerce - Supports most major credit cards - Ideal for subscription-based businesses - Secure payment gateway - Targets international customers

Razorpay vs 2Checkout — at a glance

Feature	Razorpay	2Checkout
Rating	3.8 / 5	3.8 / 5
Reviews	141	2,336
Starting price	Contact for pricing	Contact for pricing
Free trial	No	No
Free version	No	No
Best for	Individuals, Freelancers / Consultants, Large Enterprises	Large Enterprises, Medium Business, Small Business
Category	Payment Gateway Software	Payment Gateway Software
Platforms	SaaS/Web/Cloud, Mobile - Android	SaaS/Web/Cloud
API	Available	Available
Support modes	24/7 (Live rep), Business Hours, Online	24/7 (Live rep), Business Hours, Online
Certifications	SOC 2, GDPR, ISO 27001	SOC 2, GDPR, ISO 27001
Data residency	India	Global

Key differences between Razorpay and 2Checkout

Target audience: Razorpay is built for Individuals and Freelancers / Consultants, while 2Checkout targets Large Enterprises and Medium Business.
Deployment: Razorpay supports SaaS/Web/Cloud, Mobile - Android; 2Checkout supports SaaS/Web/Cloud.

Razorpay vs 2Checkout — find the better fit before you commit.

Which tool fits your team best

Which is actually cheaper for your team size

Where each product wins, per real buyers

Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Biggest differences

Features

Pricing

Buying details

Security

Buyer feedback

Integrations

Product tour

Other options

	Razorpay (34) Talk to an expert Talk to an expert	2Checkout (813) Talk to an expert Talk to an expert

Biggest differences

Affiliate Disclosure

Start here before you go deeper into features.

Razorpay

Best for Indian businesses needing flexible, API-driven payment gateway solutions.

Choose if

You operate an e-commerce or SaaS business primarily in India requiring diverse payment options.
Your development team needs easy, seamless API integration for custom payment workflows.
You want real-time payment insights via an intuitive dashboard for better financial management.

Consider alternatives if

You require extensive international card support without relying on third-party intermediaries.
You need transparent, straightforward pricing without complex, quotation-based negotiations.

2Checkout

Best for small to medium e-commerce businesses needing reliable global payment processing.

Choose if

You run a small or medium e-commerce or subscription business targeting global customers.
You need a secure, reliable gateway supporting most major credit cards worldwide.
You value quick, consistent customer support and an intuitive user interface.

Consider alternatives if

Your business requires extensive payment gateway customization and advanced add-ons.
You prefer a very simple, minimalistic payment interface without complexity.

Razorpay: Best for Indian businesses needing flexible, API-driven payment gateway solutions. 2Checkout: Best for small to medium e-commerce businesses needing reliable global payment processing.

Description	Razorpay's payment gateway software helps online businesses to accept payments from customers using their desktop and mobile devices. This online payment gateway helps you integrate ... Read More about Razorpay	2Checkout Payment Gateway Software makes it easy to start accepting online payments on your website. This secure payment gateway integrates with any shopping cart or commerce solution, and ... Read More about 2Checkout
Free Trial Availability	No free trial	No free trial
Spotsaas Score What's this? ↗	9.1/10	9.1/10
User Ratings Based on verified Spotsaas reviews	3.8 (141)	3.8 (2336)
Best Company Size	Small BusinessMedium Business	Small BusinessMedium Business
	Get pricing help	Get pricing help

Software Demo

Demo

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Get shortlist help from a software advisor

Share your priorities, budget, and team needs, and we’ll help you narrow the options and understand the tradeoffs before you talk to vendors.

How do Razorpay and 2Checkout Compare on Features?

Total Features	7 Features	7 Features
Unique Features	No unique features	No unique features
	Get Quote	Get Quote

Compare Razorpay and 2Checkout on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option
Pricing Plans	Not Available	Not Available
Pricing Page
	View detailed pricing	View detailed pricing

Other Details

Organization Types supported	Individuals Freelancers Large Enterprises Medium Business Small Business	Individuals Freelancers Large Enterprises Medium Business Small Business
Platforms Supported	Browser Based (Cloud) Mobile - Android Mobile - iOS Installed - Windows Browser Based (Cloud)	Browser Based (Cloud) Mobile - Android Mobile - iOS Installed - Windows Browser Based (Cloud)
Modes of support	24/7 (Live rep) Business Hours Online	24/7 (Live rep) Business Hours Online
API Support	Available	Available
	Get help choosing	Get help choosing

Security & Compliance

Certifications, data handling, and security controls for IT and compliance evaluators.

SOC 2	✓ Yes	✓ Yes
HIPAA	✗ No	✗ No
GDPR	✓ Yes	✓ Yes
ISO 27001	✓ Yes	✓ Yes
Multi-Factor Auth (MFA)	✓ Yes	✓ Yes
Data Encryption	✓ Yes	✓ Yes
Audit Logs	✓ Yes	✓ Yes
Data Residency	🇮🇳 India	🌐 Global

Razorpay User Reviews & Rating Comparison

User Ratings	3.8 (based on 141 reviews)	3.8 (based on 2336 reviews)
Rating Distribution	32 1 0 0 1	606 67 11 8 121
Spotsaas Editor’s POV generated by AI	Buyer sentiment Overall positive sentiment highlights Razorpay's ease of use, diverse payment options, and robust API integration, tempered by concerns over customer support and pricing clarity. What buyers like Ease of use Payment option variety API integration Common complaints Customer support delays Pricing complexity	Buyer sentiment Overall positive sentiment highlights quick support, ease of use, and secure payment processing, tempered by concerns over interface complexity and limited customization. What buyers like Support responsiveness Ease of use Security and reliability Common complaints Interface complexity Limited customization options
Pros and Cons	Intuitive dashboard providing real-time payment insights Wide range of payment options including UPI, netbanking, and major Indian banks Easy API integration enabling seamless implementation on websites and apps Customer support response times can be slow, causing delays in issue resolution Pricing structure is complex and lacks clarity, especially for specialized payment needs	Consistent and quick support responses User-friendly platform with intuitive interface Reliable and secure payment processing User interface complexity can be overwhelming without guidance Limited customization options and add-ons in the Marketplace
Positive Reviews	No reviews available for the product	No reviews available for the product
	Read reviews	Read reviews

List of Customers

Customers	Zoho Treebo FreshToHome	Bitdefenderr MyFico Advisera

Media and Screenshots

Screenshots	3 Screenshots	5 Screenshots
Videos	4 Videos	2 Videos

Top Alternatives to Razorpay and 2Checkout in 2026

Alternatives	Stripe Payments 4.5 PayU 1.9 Instamojo 2.6	Stripe Payments 4.5 Global Payments 4.2 Checkout.com 3.6

Frequently asked questions

Which is better, Razorpay or 2Checkout?: Razorpay and 2Checkout are closely matched with equal user ratings of 3.8. The right choice depends on your team size, budget, and specific Payment Gateway Software needs.
Do Razorpay and 2Checkout offer a free trial?: Neither Razorpay nor 2Checkout currently lists a free trial.
What is the starting price of Razorpay vs 2Checkout?: Razorpay starts at Contact for pricing. 2Checkout starts at Contact for pricing.
What are the top alternatives to Razorpay?: Top alternatives to Razorpay include Stripe Payments, PayU, Instamojo, Paytm Payment Gateway, PayKun.
What are the top alternatives to 2Checkout?: Top alternatives to 2Checkout include Stripe Payments, Global Payments, Checkout.com, Payoneer, UniPay Gateway.

Razorpay vs 2Checkout Comparison

Razorpay

2Checkout

Razorpay vs 2Checkout — at a glance

Key differences between Razorpay and 2Checkout

Razorpay vs 2Checkout — find the better fit before you commit.

Razorpay

2Checkout

Biggest differences

Description

Free Trial Availability

Spotsaas Score

User Ratings

Best Company Size

Software Demo

Demo

Get shortlist help from a software advisor

How do Razorpay and 2Checkout Compare on Features?

Compare Razorpay and 2Checkout on pricing

Other Details

Organization Types supported

Platforms Supported

Modes of support

API Support

Security & Compliance

Razorpay User Reviews & Rating Comparison

List of Customers

Customers

Media and Screenshots

Screenshots

Videos

Top Alternatives to Razorpay and 2Checkout in 2026

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Frequently asked questions