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PaySimple vs National Processing Comparison

Last updated:

PaySimple

4.1(684 reviews)

Starting at $59.95 /Month

  • Freelancers / Consultants
  • Large Enterprises

PaySimple is a digital payments platform for small and mid-sized service businesses that need to accept payments, automate recurring billing, and manage customer accounts in one system. It handles future payment scheduli…

National Processing

Starting at $15 /month

  • Large Enterprises
  • Medium Business

National Processing is a payment processing provider that handles transactions with industry-standard encryption and support for flexible payment methods. It includes a U.S.-based 24/7 support team and is designed for bu…

PaySimple leads on user satisfaction with a 4.1-star rating across 684 reviews.

PaySimple vs National Processing — at a glance

FeaturePaySimpleNational Processing
Rating4.1 / 5
Reviews684
Starting price$59.95 /Month$15 /month
Free trial No No
Free version No No
Best forFreelancers / Consultants, Large Enterprises, Medium BusinessLarge Enterprises, Medium Business, Small Business
CategoryPayment Gateway SoftwarePayment Processing Software
PlatformsSaaS/Web/Cloud, Mobile - Android, Mobile - iOSSaaS/Web/Cloud
APIAvailable
Support modesBusiness Hours, Online
CertificationsSOC 2, GDPRSOC 2
Data residencyUSUS

Key differences between PaySimple and National Processing

  • Pricing: PaySimple starts at $59.95 /Month, while National Processing starts at $15 /month.
  • Target audience: PaySimple is built for Freelancers / Consultants and Large Enterprises, while National Processing targets Large Enterprises and Medium Business.
  • Deployment: PaySimple supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; National Processing supports SaaS/Web/Cloud.

PaySimple vs National Processing — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

PaySimple - Payment Gateway Software
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Free PDF comparison

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Biggest differences

Start here before you go deeper into features.

PaySimple

Best for small to mid-size businesses needing streamlined credit card payment processing.

Choose if
  • You run a small or mid-size retail or service business requiring recurring billing.
  • You want an intuitive, easy-to-use platform with integrated merchant services.
  • You need convenient scheduling of future payments and simple transaction management.
Consider alternatives if
  • You are a large enterprise needing highly customizable payment solutions.
  • You require 24/7 customer support and transparent, straightforward billing.

National Processing

Best for

Large Enterprises, Medium Business, Small Business

PaySimple typically suits Freelancers / Consultants and Large Enterprises. National Processing tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

PaySimple is a digital payments platform for small and mid-sized service businesses that need to accept payments, automate recurring billing, and manage customer accounts in one system. It ... Read More about PaySimple

National Processing is a payment processing provider that handles transactions with industry-standard encryption and support for flexible payment methods. It includes a U.S.-based 24/7 ... Read More about National Processing

Entry Level Pricing

  • Starts from $59.95
  • Starts from $15

Free Trial Availability

  • No free trial
  • No free trial

SpotScore

What's this? ↗

8.6/10

Not Available

User Ratings

Based on verified Spotsaas reviews

Best Company Size

1-50 employees51-500 employees
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Software Demo

Demo

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How do PaySimple and National Processing Compare on Features?

Total Features

6 Features

7 Features

Unique Features

No unique features

No unique features

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Compare PaySimple and National Processing on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Starting From

      • $59.95
      • $15

      Pricing Plans

      • Not Available
      • Basic In-Person

        $15

        /month

        • Perfect for businesses needing a card reader solution.

        • Designed for simplicity removing headaches.

        • Industry leading rates to support expanding businesses.

        Show more +

      • Basic Online

        $15

        /month

        • Optimal for businesses focused on e-commerce website and MOTO transactions.

        • Specialized for online and telephone orders.

        • Transparent Industry leading e-commerce rates.

        Show more +

      • Premium

        $19

        /month

        • Ideal for rapidly expanding businesses needing robust Point of Sale systems.

        • Access to top-tier Point of Sale systems enhancing sales management.

        • Industry leading rates designed for scaling businesses.

        Show more +

      Pricing Page

      PaySimple pricing
      National Processing pricing

      Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Available
      • Not Available
      Get help choosing
      Get help choosing

      Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      SOC 2

      ✓ Yes
      ✓ Yes

      HIPAA

      ✗ No
      ✗ No

      GDPR

      ✓ Yes

      Data Encryption

      ✓ Yes
      ✓ Yes

      Audit Logs

      ✓ Yes

      Data Residency

      🇺🇸 US
      🇺🇸 US

      PaySimple User Reviews & Rating Comparison

      User Ratings

      No reviews available for the product

      Rating Distribution

      63

      28

      2

      1

      3

      No reviews available for this product

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Overall positive sentiment highlights ease of use and responsive support, tempered by concerns over billing clarity and support availability.

      What buyers like

      • Ease of use
      • Customer support responsiveness
      • Streamlined payment processing

      Common complaints

      • Limited support hours
      • Complex payment plan adjustments

      No expert review available for this product

      Pros and Cons

      • Streamlined payment processes with easy transaction and schedule management

      • Intuitive user experience facilitating payment handling and report generation

      • Responsive and helpful customer support

      • Limited customer support hours

      • Complexity in adjusting and editing payment plans

      No pros or cons available for this product

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      Used PaySimple or National Processing? Tell buyers what actually differs.

      List of Customers

      Customers

      Hastings on Hudson

      Hastings on Hudson

      Brabo Payroll

      Brabo Payroll

      Sea Breeze Syrups

      Sea Breeze Syrups

      Audi

      Audi

      Ace Hardware

      Ace Hardware

      Volcom

      Volcom

      Media and Screenshots

      Screenshots

      Time Line screenshot

      3 Screenshots

      National Processing

      3 Screenshots

      Videos

      video-0

      5 Videos

      video-0

      1 Videos

      Top Alternatives to PaySimple and National Processing in 2026

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      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, PaySimple or National Processing?
      PaySimple edges out the other on user ratings (4.1 vs -1.0). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
      Do PaySimple and National Processing offer a free trial?
      Neither PaySimple nor National Processing currently lists a free trial.
      What is the starting price of PaySimple vs National Processing?
      PaySimple starts at $59.95 /Month. National Processing starts at $15 /month.
      What are the top alternatives to PaySimple?
      Top alternatives to PaySimple include Stripe Payments, WePay, Square Payments, SuperPay, Paystand.
      What are the top alternatives to National Processing?
      Top alternatives to National Processing include MySchoolFees, Opayo, WePay, Duffel Payments, Billycart.