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PayPal Here vs Balance Comparison

Last updated:

PayPal Here

3.2(97 reviews)

Starting at Contact for pricing

  • Individuals
  • Large Enterprises

PayPal makes online shopping (and in-store shopping) easy, safe and more secure wherever you want to accept payments. It is one of the most innovative mobile point-of-sale (mPOS) solutions available today.It is Designed…

Balance

4.5(20,705 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

Balance is the only payment processing software you need. Designed for merchants who value simplicity and flexibility, Balance is easy to use, has self-service features, and is packed with features that drive increased r…

Balance leads on user satisfaction with a 4.5-star rating across 20,705 reviews.

SpotSaaS Analysis

PayPal HereBalance

The core difference between PayPal Here and Balance lies in their target audience, with PayPal Here catering to a broader range of users while Balance is specifically designed for small to medium-sized businesses. Ideal buyers for PayPal Here are businesses seeking a versatile payment solution, while Balance is best suited for smaller enterprises looking for tailored financial services.

Who should pick which

  • Versatile payment processing solution:
  • Suitable for various business sizes:
  • Easy to use with mobile devices:
  • Supports multiple payment methods:
  • Ideal for on-the-go transactions:
  • Not limited by company size:
  • Designed for small to medium-sized businesses:
  • Focuses on tailored financial services:
  • Streamlined payment processes:
  • Enhances cash flow management:
  • Offers integration with existing systems:
  • Ideal for growing businesses needing scalability:

PayPal Here vs Balance — at a glance

FeaturePayPal HereBalance
Rating3.2 / 54.5 / 5
Reviews9720,705
Starting priceContact for pricingContact for pricing
Free trial No No
Free version No No
Best forIndividuals, Large Enterprises, Medium BusinessLarge Enterprises, Medium Business, Small Business
CategoryPayment Processing SoftwarePayment Processing Software
PlatformsSaaS/Web/Cloud, Mobile - Android, Mobile - iOSSaaS/Web/Cloud
APIAvailable
Support modesOnlineOnline
CertificationsSOC 2, GDPR
Data residencyGlobalGlobal

Key differences between PayPal Here and Balance

  • Target audience: PayPal Here is built for Individuals and Large Enterprises, while Balance targets Large Enterprises and Medium Business.
  • User satisfaction: Balance scores higher with a 4.5-star average.
  • Deployment: PayPal Here supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; Balance supports SaaS/Web/Cloud.

PayPal Here vs Balance — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Processing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

PayPal Here - Payment Processing Software
Talk to an expert
Talk to an expert
Balance - Payment Processing Software
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Talk to an expert

Biggest differences

Start here before you go deeper into features.

PayPal Here

Best for

Individuals, Large Enterprises, Medium Business

Balance

Best for

Large Enterprises, Medium Business, Small Business

PayPal Here typically suits Individuals and Large Enterprises. Balance tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

PayPal makes online shopping (and in-store shopping) easy, safe and more secure wherever you want to accept payments. It is one of the most innovative mobile point-of-sale (mPOS) solutions ... Read More about PayPal Here

Balance is the only payment processing software you need. Designed for merchants who value simplicity and flexibility, Balance is easy to use, has self-service features, and is packed with ... Read More about Balance

Free Trial Availability

  • No free trial
  • No free trial

User Ratings

Based on verified Spotsaas reviews

3.2

(97)

Best Company Size

Small BusinessMedium Business
Get pricing help
Get pricing help

Software Demo

Demo

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Compare PayPal Here and Balance on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Pricing Plans

      • Not Available
      • Not Available

      Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Not Available
      • Available
      Get help choosing
      Get help choosing

      Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      SOC 2

      ✓ Yes

      HIPAA

      ✗ No
      ✗ No

      GDPR

      ✓ Yes

      Single Sign-On (SSO)

      ✓ Yes

      Multi-Factor Auth (MFA)

      ✓ Yes

      Data Encryption

      ✓ Yes
      ✓ Yes

      Audit Logs

      ✓ Yes

      Data Residency

      🌐 Global
      🌐 Global

      PayPal Here User Reviews & Rating Comparison

      User Ratings

      Rating Distribution

      54

      6

      1

      0

      51

      1

      0

      0

      0

      0

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Buyer sentiment is mixed across 112 reviews, so it is worth reviewing the tradeoffs closely.

      What buyers like

      • Mobile point-of-sale functionality
      • Easy to use
      • Secure transactions

      Common complaints

      • Limited advanced features
      • Higher transaction fees
      • Not suitable for large enterprises

      Buyer sentiment

      Users generally appreciate Balance for its ease of use and flexibility, though some express concerns about pricing transparency and customization limits.

      What buyers like

      • Ease of use
      • Flexibility
      • Revenue-driving features

      Common complaints

      • Pricing opacity
      • Limited customization

      Pros and Cons

      • Convenient mobile payment processing for businesses on the go.

      • Strong brand recognition and trust among consumers.

      • Comprehensive security features to protect transactions.

      • Transaction fees can add up for high volume sales.

      • Limited integrations with other business tools.

      • User-friendly interface with self-service features

      • Flexibility in payment processing options

      • Features that help increase revenue and manage costs

      • Pricing is quotation-based and not publicly available

      • Limited information on advanced customization capabilities

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      Negative Reviews

      No reviews available for the product

      No reviews available for the product

      Media and Screenshots

      Videos

      video-0

      3 Videos

      video-0

      1 Videos

      Top Alternatives to PayPal Here and Balance in 2026

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      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, PayPal Here or Balance?
      Balance edges out the other on user ratings (4.5 vs 3.2). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
      Do PayPal Here and Balance offer a free trial?
      Neither PayPal Here nor Balance currently lists a free trial.
      What is the starting price of PayPal Here vs Balance?
      PayPal Here starts at Contact for pricing. Balance starts at Contact for pricing.
      What are the top alternatives to PayPal Here?
      Top alternatives to PayPal Here include WePay, Square Payments, PaySimple, SuperPay, Better Payment.
      What are the top alternatives to Balance?
      Top alternatives to Balance include BluePay, WePay, Square Payments, Braintree Direct, Paymentwall.

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