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Marqeta vs EPX Comparison

Last updated:

Marqeta

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

Marqeta is pioneering the world of card issuing and payment processing. Introducing an open API platform to increase speed and efficiency - Marqeta provides an innovative payment experience across various apps and servic…

EPX

4.5(20 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

Our EPX payment processing software is a cloud-based software program designed to handle multiple credit/debit/cash transactions and customer data. EPX is PCI-DSS compliant, easy-to-use, and comes in three editions, all…

EPX leads on user satisfaction with a 4.5-star rating across 20 reviews.

Marqeta vs EPX — at a glance

FeatureMarqetaEPX
Rating4.5 / 5
Reviews20
Starting priceContact for pricingContact for pricing
Free trial No No
Free version No No
Best forLarge Enterprises, Medium Business, Small BusinessLarge Enterprises, Medium Business, Small Business
CategoryPayment Processing SoftwarePayment Processing Software
PlatformsSaaS/Web/CloudSaaS/Web/Cloud
APIAvailable
Support modesOnlineOnline
CertificationsSOC 2SOC 2, GDPR
Data residencyGlobalUS

Key differences between Marqeta and EPX

  • Deployment: Marqeta supports SaaS/Web/Cloud; EPX supports SaaS/Web/Cloud.

Marqeta vs EPX — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Processing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Marqeta - Payment Processing Software
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EPX - Payment Processing Software
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Marqeta vs EPX: Biggest differences

Start here before you go deeper into features.

Marqeta

Best for

Large Enterprises, Medium Business, Small Business

EPX

Best for

Large Enterprises, Medium Business, Small Business

Marqeta typically suits Large Enterprises and Medium Business. EPX tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

Marqeta is pioneering the world of card issuing and payment processing. Introducing an open API platform to increase speed and efficiency - Marqeta provides an innovative payment experience ... Read More about Marqeta

Our EPX payment processing software is a cloud-based software program designed to handle multiple credit/debit/cash transactions and customer data. EPX is PCI-DSS compliant, easy-to-use, ... Read More about EPX

Free Trial Availability

  • No free trial
  • No free trial

User Ratings

Based on verified Spotsaas reviews

4.55

(20)
Get pricing help
Get pricing help

Software Demo

Demo

No software demo available

EPX has not given any software demo yet

If you're the owner of this profile, add your demo.Contact us

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Step 1 of 4

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How do Marqeta and EPX Compare on Features?

Total Features

5 Features

8 Features

Unique Features

No unique features

No unique features

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Compare Marqeta and EPX on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Pricing Plans

      • Not Available
      • Not Available

      Marqeta vs EPX: Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Available
      • Not Available
      Get help choosing
      Get help choosing

      Marqeta vs EPX Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      SOC 2

      ✓ Yes
      ✓ Yes

      HIPAA

      ✗ No
      ✗ No

      GDPR

      ✓ Yes

      Data Encryption

      ✓ Yes

      Data Residency

      🌐 Global
      🇺🇸 US

      Marqeta User Reviews & Rating Comparison

      User Ratings

      No reviews available for the product

      Rating Distribution

      No reviews available for this product

      20

      10

      0

      0

      0

      Spotsaas Editor’s POV generated by AI

      What buyers like

      • Innovative card issuing
      • Open API platform
      • Flexible payment experiences

      Common complaints

      • Complex for non-technical users
      • Limited support for niche markets
      • May require additional integrations

      Buyer sentiment

      Buyer sentiment is very strong across 30 reviews, with consistently positive feedback.

      What buyers like

      • Cloud-based solution
      • Multiple transaction types
      • PCI-DSS compliant

      Common complaints

      • Limited features in lower editions
      • Complex setup for some users
      • Not suitable for very small businesses

      Pros and Cons

      • Innovative card issuing capabilities enhance payment flexibility.

      • Open API allows for extensive customization.

      • Supports various applications for diverse use cases.

      • Complexity may deter non-technical users.

      • Limited support for niche markets could restrict usability.

      • Highly customizable with different editions for various needs.

      • Strong compliance with security standards.

      • User-friendly interface for transaction management.

      • Complex setup may require IT assistance.

      • Limited features in lower-tier editions.

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      Used Marqeta or EPX? Tell buyers what actually differs.

      Marqeta and EPX Customers

      Customers

      Doordash

      Doordash

      Instacart

      Instacart

      Affirm

      Affirm

      No Customers information available.

      Media and Screenshots

      Videos

      video-0

      2 Videos

      No videos available.

      Top Alternatives to Marqeta and EPX in 2026

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      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, Marqeta or EPX?
      EPX edges out the other on user ratings (4.5 vs -1.0). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
      Do Marqeta and EPX offer a free trial?
      Neither Marqeta nor EPX currently lists a free trial.
      What is the starting price of Marqeta vs EPX?
      Marqeta starts at Contact for pricing. EPX starts at Contact for pricing.
      What are the top alternatives to Marqeta?
      Top alternatives to Marqeta include Wisetack, Clearly Payments, CardWatch, PayJunction, Heartland Payment Processing.
      What are the top alternatives to EPX?
      Top alternatives to EPX include MagicPay, Global Payments, Merchant e-Solutions, Fattmerchant, PaymentSpring.