Heartland Payment Processing vs Checkout.com Comparison
Heartland Payment Processing
Starting at Contact for pricing
- Medium Business
- Small Business
Heartland Payment Processing software was designed with convenience in mind. A "point of sale payment processing" system, it offers the ability to run a business without having to purchase bulky expensive equipment or hi…
Checkout.com
Starting at Contact for pricing
- Medium Business
- Small Business
Checkout.com offers a cloud-based, white-labeled payments platform that makes it easy for online retailers to accept credit cards and debit cards online without any software or hardware installation. It's a safer and mor…
Heartland Payment Processing leads on user satisfaction with a 4.4-star rating across 55 reviews.
Heartland Payment Processing vs Checkout.com — at a glance
| Feature | Heartland Payment Processing | Checkout.com |
|---|---|---|
| Rating | 4.4 / 5 | 3.6 / 5 |
| Reviews | 55 | 61 |
| Starting price | Contact for pricing | Contact for pricing |
| Free trial | No | No |
| Free version | No | No |
| Best for | Medium Business, Small Business | Medium Business, Small Business |
| Category | Payment Processing Software | Payment Processing Software |
| Platforms | SaaS/Web/Cloud | SaaS/Web/Cloud |
| API | — | Available |
| Support modes | 24/7 (Live rep), Online | Online |
| Certifications | SOC 2, GDPR, ISO 27001 | SOC 2 |
| Data residency | US | Global |
Key differences between Heartland Payment Processing and Checkout.com
- User satisfaction: Heartland Payment Processing scores higher with a 4.4-star average.
- Deployment: Heartland Payment Processing supports SaaS/Web/Cloud; Checkout.com supports SaaS/Web/Cloud.
Heartland Payment Processing vs Checkout.com — find the better fit before you commit.
Which tool fits your team best
Which is actually cheaper for your team size
Where each product wins, per real buyers
Most Payment Processing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.
Biggest differences
Features
Pricing
Buying details
Security
Buyer feedback
Integrations
Product tour
Other options
Talk to an expert Talk to an expert | Talk to an expert Talk to an expert |
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Biggest differences
Start here before you go deeper into features.
Medium Business, Small Business
Medium Business, Small Business
Heartland Payment Processing typically suits Medium Business and Small Business. Checkout.com tends to fit Medium Business and Small Business better. The right choice depends on your team size, workflow, and whether a free trial matters.
Description | Heartland Payment Processing software was designed with convenience in mind. A "point of sale payment processing" system, it offers the ability to run a business without having to purchase ... Read More about Heartland Payment Processing | Checkout.com offers a cloud-based, white-labeled payments platform that makes it easy for online retailers to accept credit cards and debit cards online without any software or hardware ... Read More about Checkout.com |
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Free Trial Availability |
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User RatingsBased on verified Spotsaas reviews | ||
Get pricing help | Get pricing help |
Software Demo
Demo |
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Compare Heartland Payment Processing and Checkout.com on pricing
Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.
Pricing Option | ||
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Pricing Plans |
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Other Details
Organization Types supported |
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Platforms Supported |
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Modes of support |
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API Support |
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Get help choosing | Get help choosing |
Security & Compliance
Certifications, data handling, and security controls for IT and compliance evaluators.
SOC 2 | ✓ Yes | ✓ Yes |
|---|---|---|
HIPAA | ✗ No | ✗ No |
GDPR | ✓ Yes | — |
ISO 27001 | ✓ Yes | — |
Multi-Factor Auth (MFA) | ✓ Yes | — |
Data Encryption | ✓ Yes | ✓ Yes |
Audit Logs | ✓ Yes | — |
Data Residency | 🇺🇸 US | 🌐 Global |
Heartland Payment Processing User Reviews & Rating Comparison
User Ratings | ||
|---|---|---|
Rating Distribution | ||
Spotsaas Editor’s POV generated by AI | Buyer sentiment Buyer sentiment is positive across 20 reviews, with strong overall satisfaction. What buyers like
Common complaints
| Buyer sentiment Buyer sentiment is mixed to positive across 39 reviews, with clear strengths and a few common watchouts. What buyers like
Common complaints
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Pros and Cons |
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Positive Reviews | No reviews available for the product | No reviews available for the product |
| Negative Reviews | No reviews available for the product | No reviews available for the product |
Media and Screenshots
Screenshots | No screenshots available. |  1 Screenshots |
|---|---|---|
Videos |  1 Videos |  2 Videos |
Top Alternatives to Heartland Payment Processing and Checkout.com in 2026
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Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].
Frequently asked questions
- Which is better, Heartland Payment Processing or Checkout.com?
- Heartland Payment Processing edges out the other on user ratings (4.4 vs 3.6). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
- Do Heartland Payment Processing and Checkout.com offer a free trial?
- Neither Heartland Payment Processing nor Checkout.com currently lists a free trial.
- What is the starting price of Heartland Payment Processing vs Checkout.com?
- Heartland Payment Processing starts at Contact for pricing. Checkout.com starts at Contact for pricing.
- What are the top alternatives to Heartland Payment Processing?
- Top alternatives to Heartland Payment Processing include WePay, Square Payments, PayPal Here, Braintree Direct, QuickBooks Payments.
- What are the top alternatives to Checkout.com?
- Top alternatives to Checkout.com include Stripe Payments, WePay, Global Payments, PaySpace, 2Checkout.