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Deluxe eChecks vs Relay Payments Comparison

Last updated:

Deluxe eChecks

3.2(20 reviews)

Starting at $30

  • Individuals
  • Large Enterprises

The Deluxe eCheck software is the well-built gateway to success for merchants accepting eChecks. Gateway modules are included to process eCheck deposits, In-house ACH (RDC), and external ACH (ATM). Make payments anytime,…

Relay Payments

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

Relay Payments provides a smarter way to pay. Cut down detention times with immediate transaction processing and improve driver satisfaction. Avoid the hassle of customer reimbursement, long wait times, and manual receip…

Deluxe eChecks leads on user satisfaction with a 3.2-star rating across 20 reviews.

Deluxe eChecks vs Relay Payments — at a glance

FeatureDeluxe eChecksRelay Payments
Rating3.2 / 5
Reviews20
Starting price$30Contact for pricing
Free trial No No
Free version No No
Best forIndividuals, Large Enterprises, Medium BusinessLarge Enterprises, Medium Business, Small Business
CategoryPayment Gateway SoftwarePayment Processing Software
PlatformsSaaS/Web/Cloud, Mobile - AndroidSaaS/Web/Cloud, Mobile - Android, Mobile - iOS
API
Support modesBusiness Hours, OnlineOnline
CertificationsSOC 2
Data residencyUSUS

Key differences between Deluxe eChecks and Relay Payments

  • Pricing: Deluxe eChecks starts at $30. Relay Payments pricing is not publicly listed.
  • Target audience: Deluxe eChecks is built for Individuals and Large Enterprises, while Relay Payments targets Large Enterprises and Medium Business.
  • Deployment: Deluxe eChecks supports SaaS/Web/Cloud, Mobile - Android; Relay Payments supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS.

Deluxe eChecks vs Relay Payments — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Deluxe eChecks - Payment Gateway Software
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Relay Payments - Payment Processing Software
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Talk to an expert

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Biggest differences

Start here before you go deeper into features.

Deluxe eChecks

Best for

Individuals, Large Enterprises, Medium Business

Relay Payments

Best for

Large Enterprises, Medium Business, Small Business

Deluxe eChecks typically suits Individuals and Large Enterprises. Relay Payments tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

The Deluxe eCheck software is the well-built gateway to success for merchants accepting eChecks. Gateway modules are included to process eCheck deposits, In-house ACH (RDC), and external ... Read More about Deluxe eChecks

Relay Payments provides a smarter way to pay. Cut down detention times with immediate transaction processing and improve driver satisfaction. Avoid the hassle of customer reimbursement, ... Read More about Relay Payments

Entry Level Pricing

  • Starts from $30
  • Not Available

Free Trial Availability

  • No free trial
  • No free trial

Spotsaas Score

What's this? ↗

8.0/10

Not Available

User Ratings

Based on verified Spotsaas reviews

3.2

(20)
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How do Deluxe eChecks and Relay Payments Compare on Features?

Total Features

4 Features

0 Features

Unique Features

No unique features

No features

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Compare Deluxe eChecks and Relay Payments on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Starting From

      • $30
      • Not Available

      Pricing Plans

      • Not Available
      • Not Available

      Pricing Page

      Deluxe eChecks pricing

      Pricing information not available

      Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Not Available
      • Not Available
      Get help choosing
      Get help choosing

      Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      SOC 2

      ✓ Yes

      HIPAA

      ✗ No
      ✗ No

      Data Residency

      🇺🇸 US
      🇺🇸 US

      Deluxe eChecks User Reviews & Rating Comparison

      User Ratings

      No reviews available for the product

      Rating Distribution

      1

      0

      0

      0

      1

      No reviews available for this product

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Buyer sentiment is mixed across 2 reviews, so it is worth reviewing the tradeoffs closely.

      What buyers like

      • Flexible payment options
      • Secure eCheck processing
      • In-house ACH capabilities

      Common complaints

      • Limited to eCheck payments
      • May not suit all business types
      • Integration can be complex

      What buyers like

      • Immediate transaction processing
      • Enhanced driver satisfaction
      • Real-time accounting

      Common complaints

      • Limited to specific industries
      • May require integration with existing systems
      • Not suitable for all business types

      Pros and Cons

      • Strong focus on eCheck and ACH processing

      • User-friendly interface for easy management

      • Flexible payment options for users

      • Not suitable for businesses needing diverse payment methods

      • Integration complexity may deter some users

      • Immediate processing improves operational efficiency.

      • Enhances driver satisfaction by reducing wait times.

      • Real-time accounting simplifies financial management.

      • Limited to specific industries may restrict user base.

      • Integration with existing systems may be necessary.

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      Negative Reviews

      No reviews available for the product

      No reviews available for the product

      Media and Screenshots

      Videos

      video-0

      1 Videos

      video-0

      1 Videos

      Top Alternatives to Deluxe eChecks and Relay Payments in 2026

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      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, Deluxe eChecks or Relay Payments?
      Deluxe eChecks edges out the other on user ratings (3.2 vs -1.0). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
      Do Deluxe eChecks and Relay Payments offer a free trial?
      Neither Deluxe eChecks nor Relay Payments currently lists a free trial.
      What is the starting price of Deluxe eChecks vs Relay Payments?
      Deluxe eChecks starts at $30. Relay Payments starts at Contact for pricing.
      What are the top alternatives to Deluxe eChecks?
      Top alternatives to Deluxe eChecks include PangoPay, DirecPay, PayPal, Viewpost, EBizCharge.
      What are the top alternatives to Relay Payments?
      Top alternatives to Relay Payments include WePay, PayorCRM, Deal, SuperPay, Better Payment.

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