NEWJoin 2M+ software buyers|Get Weekly Insights, Trends & Expert PicksSubscribe free →

Clearly Payments vs Opayo Comparison

Last updated:

Clearly Payments

4.5(1 reviews)

Starting at $99 /Month

  • Large Enterprises
  • Medium Business

Clearly Payments is a reliable payment processing solution in Canada that offers unbeatable rates and excellent customer service. Whether you're accepting credit cards for in-store or online purchases, we provide the nec…

Opayo

5.0(1,751 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

The Opayo Payment Processing Software is a cloud-based solution offered to merchants that provide you with the tools to accept all forms of payment online. With powerful features such as automated recurring billing and a…

Opayo leads on user satisfaction with a 5.0-star rating across 1,751 reviews.

Clearly Payments vs Opayo — at a glance

FeatureClearly PaymentsOpayo
Rating4.5 / 55.0 / 5
Reviews11,751
Starting price$99 /MonthContact for pricing
Free trial No No
Free version No No
Best forLarge Enterprises, Medium Business, Small BusinessLarge Enterprises, Medium Business, Small Business
CategoryPayment Processing SoftwarePayment Processing Software
PlatformsSaaS/Web/CloudSaaS/Web/Cloud
APIAvailable
Support modes24/7 (Live rep), Online24/7 (Live rep), Online
CertificationsGDPR, ISO 27001
Data residencyCanadaGlobal

Key differences between Clearly Payments and Opayo

  • Pricing: Clearly Payments starts at $99 /Month. Opayo pricing is not publicly listed.
  • User satisfaction: Opayo scores higher with a 5.0-star average.
  • Deployment: Clearly Payments supports SaaS/Web/Cloud; Opayo supports SaaS/Web/Cloud.

Clearly Payments vs Opayo — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Processing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Clearly Payments - Payment Processing Software
Talk to an expert
Talk to an expert
Opayo - Payment Processing Software
Talk to an expert
Talk to an expert

Free PDF comparison

Download this Clearly Payments vs Opayo comparison

Get the full side-by-side as a PDF — these picks plus the top Payment Processing Software tools, with verified ratings, pricing and features.

  • Side-by-side on pricing, features & ratings
  • Plus the category top 10, scored & ranked
  • Emailed to you — no on-screen download

No file downloads on screen — we email it to you. One-click unsubscribe anytime.

Clearly Payments vs Opayo: Biggest differences

Start here before you go deeper into features.

Clearly Payments

Best for

Large Enterprises, Medium Business, Small Business

Opayo

Best for mid-to-large merchants needing versatile, multi-site online payment processing.

Choose if
  • You operate multiple retail locations or e-commerce sites requiring centralized payment management.
  • Your business relies on subscription models needing automated recurring billing.
  • You need advanced reporting to monitor payment performance and financial metrics accurately.
Consider alternatives if
  • You require highly customized payment workflows beyond standard configurations.
  • You are a startup or very small business seeking low-cost or free payment solutions.

Clearly Payments typically suits Large Enterprises and Medium Business. Opayo tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

Clearly Payments is a reliable payment processing solution in Canada that offers unbeatable rates and excellent customer service. Whether you're accepting credit cards for in-store or ... Read More about Clearly Payments

The Opayo Payment Processing Software is a cloud-based solution offered to merchants that provide you with the tools to accept all forms of payment online. With powerful features such as ... Read More about Opayo

Entry Level Pricing

  • Starts from $99
  • Not Available

Free Trial Availability

  • No free trial
  • No free trial

User Ratings

Based on verified Spotsaas reviews

4.5

(1)

4.96

(1751)

Best Company Size

51-500 employees500+ employees
Get pricing help
Get pricing help

Software Demo

Demo

Need a second opinion?

Get decision help from a software advisor

Share your priorities, budget, and team needs, and we’ll help you narrow the options and understand the tradeoffs before you talk to vendors.

Spotsaas advisor
Get decision help from a software advisor
  • Independent advice — matched to your business
  • Understand the tradeoffs before you talk to vendors
  • Free 15-min call with a software advisor.

Step 1 of 4

How big is your team?

We tailor recommendations to companies your size.

Trusted by teams at

How do Clearly Payments and Opayo Compare on Features?

Total Features

4 Features

8 Features

Unique Features

No unique features

No unique features

Get Quote
Get Quote

Compare Clearly Payments and Opayo on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Starting From

      • $99
      • Not Available

      Pricing Plans

      • Not Available
      • Not Available

      Pricing Page

      Clearly Payments pricing
      Opayo pricing

      Clearly Payments vs Opayo: Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Not Available
      • Available
      Get help choosing
      Get help choosing

      Clearly Payments vs Opayo Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      HIPAA

      ✗ No
      ✗ No

      GDPR

      ✓ Yes

      ISO 27001

      ✓ Yes

      Data Encryption

      ✓ Yes

      Data Residency

      🇨🇦 Canada
      🌐 Global

      Clearly Payments User Reviews & Rating Comparison

      User Ratings

      Rating Distribution

      1

      0

      0

      0

      0

      1803

      15

      4

      1

      9

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Buyer sentiment is very strong across 1 reviews, with consistently positive feedback.

      What buyers like

      • Unbeatable rates
      • Excellent customer service
      • Comprehensive payment tools

      Common complaints

      • Limited to Canadian market
      • May have hidden fees
      • Not suitable for international transactions

      Buyer sentiment

      Buyers generally express high satisfaction with Opayo's payment processing reliability and reporting features.

      What buyers like

      • Ease of use
      • Payment versatility
      • Reporting accuracy

      Common complaints

      • Pricing transparency
      • Limited customization

      Pros and Cons

      • Offers unbeatable rates, helping businesses save on processing fees.

      • Strong customer service enhances user experience.

      • Comprehensive tools support various payment methods.

      • Limited to the Canadian market may restrict growth.

      • Potential hidden fees could affect overall costs.

      • Supports all forms of online payments

      • Automated recurring billing feature

      • Advanced reporting capabilities

      • Pricing details are not publicly available

      • Limited information on customization options

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      Used Clearly Payments or Opayo? Tell buyers what actually differs.

      Media and Screenshots

      Screenshots

      No screenshots available.

      Settings

      2 Screenshots

      Videos

      video-0

      2 Videos

      video-0

      3 Videos

      Top Alternatives to Clearly Payments and Opayo in 2026

      Expand your comparison

      Add another option to compare side by side

      Search by product name to compare pricing, fit, and buyer feedback in one view.

      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, Clearly Payments or Opayo?
      Opayo edges out the other on user ratings (5.0 vs 4.5). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
      Do Clearly Payments and Opayo offer a free trial?
      Neither Clearly Payments nor Opayo currently lists a free trial.
      What is the starting price of Clearly Payments vs Opayo?
      Clearly Payments starts at $99 /Month. Opayo starts at Contact for pricing.
      What are the top alternatives to Clearly Payments?
      Top alternatives to Clearly Payments include LexisNexis Payment Solutions, Genome Wallet, Payfirma, iwocaPay, PayPal Credit.
      What are the top alternatives to Opayo?
      Top alternatives to Opayo include Payline Data, PaymentSpring, Blackthorn Payments, Heartland Payment Processing, Shift4 Payments.