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Checkout.com vs Adyen Comparison

Last updated:

Checkout.com

3.6(61 reviews)

Starting at Contact for pricing

  • Medium Business
  • Small Business

Checkout.com is a cloud-based payment processing platform used by enterprise and high-growth e-commerce businesses to accept card payments globally and manage payment routing, fraud detection, and reconciliation in one s…

Adyen

4.3(42 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

Adyen is a global payment processing platform used by mid-market and enterprise retailers, marketplaces, and financial services firms that process transactions across multiple countries and sales channels. It unifies onl…

Adyen leads on user satisfaction with a 4.3-star rating across 42 reviews.

Checkout.com vs Adyen — at a glance

FeatureCheckout.comAdyen
Rating3.6 / 54.3 / 5
Reviews6142
Starting priceContact for pricingContact for pricing
Free trial No No
Free version No No
Best forMedium Business, Small BusinessLarge Enterprises, Medium Business, Small Business
CategoryPayment Processing SoftwarePayment Gateway Software
PlatformsSaaS/Web/CloudSaaS/Web/Cloud, Mobile - Android, Mobile - iOS
APIAvailableAvailable
Support modesOnlineOnline
CertificationsSOC 2SOC 2, GDPR, ISO 27001
Data residencyGlobalGlobal

Key differences between Checkout.com and Adyen

  • Target audience: Checkout.com is built for Medium Business and Small Business, while Adyen targets Large Enterprises and Medium Business.
  • User satisfaction: Adyen scores higher with a 4.3-star average.
  • Deployment: Checkout.com supports SaaS/Web/Cloud; Adyen supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS.

Checkout.com vs Adyen — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Processing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Checkout.com - Payment Processing Software
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Adyen - Payment Gateway Software
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Talk to an expert

Free PDF comparison

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Biggest differences

Start here before you go deeper into features.

Checkout.com

Best for

Medium Business, Small Business

Adyen

Best for large enterprises needing global omnichannel payment processing.

Choose if
  • You operate a marketplace, retailer, or financial services business with complex payment needs.
  • Your team includes payment operations, e-commerce, or finance professionals managing high transaction volumes.
  • You require a flexible, configurable platform supporting online, mobile, and in-store payments worldwide.
Consider alternatives if
  • You are a small business with very low transaction volumes and limited technical resources.
  • You need transparent, fixed pricing rather than quotation-based, variable pricing models.

Checkout.com typically suits Medium Business and Small Business. Adyen tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

Checkout.com is a cloud-based payment processing platform used by enterprise and high-growth e-commerce businesses to accept card payments globally and manage payment routing, fraud ... Read More about Checkout.com

Adyen is a global payment processing platform used by mid-market and enterprise retailers, marketplaces, and financial services firms that process transactions across multiple countries and ... Read More about Adyen

Free Trial Availability

  • No free trial
  • No free trial

SpotScore

What's this? ↗

Not Available

8.8/10

User Ratings

Based on verified Spotsaas reviews

3.6

(61)

4.3

(42)

Best Company Size

Medium BusinessLarge Enterprises
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Software Demo

Demo

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How do Checkout.com and Adyen Compare on Features?

Total Features

8 Features

7 Features

Unique Features

No unique features

No unique features

Get Quote
Get Quote

Compare Checkout.com and Adyen on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Pricing Plans

      • Not Available
      • Not Available

      Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Available
      • Available
      Get help choosing
      Get help choosing

      Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      SOC 2

      ✓ Yes
      ✓ Yes

      HIPAA

      ✗ No
      ✗ No

      GDPR

      ✓ Yes

      ISO 27001

      ✓ Yes

      Multi-Factor Auth (MFA)

      ✓ Yes

      Data Encryption

      ✓ Yes
      ✓ Yes

      Audit Logs

      ✓ Yes

      Data Residency

      🌐 Global
      🌐 Global

      Checkout.com User Reviews & Rating Comparison

      User Ratings

      Rating Distribution

      28

      2

      0

      0

      9

      3

      5

      1

      0

      0

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Buyer sentiment is mixed to positive across 39 reviews, with clear strengths and a few common watchouts.

      What buyers like

      • Cloud-based platform
      • No hardware installation needed
      • Secure payment processing

      Common complaints

      • Limited offline capabilities
      • Fees can be high
      • Not suitable for all business types

      Buyer sentiment

      Overall positive sentiment highlighting Adyen's global payment capabilities and reliability, with some concerns about pricing transparency and complexity for smaller businesses.

      What buyers like

      • Global payment support
      • Reliability
      • Omnichannel capabilities

      Common complaints

      • Pricing transparency
      • Complexity for small businesses

      Pros and Cons

      • Eliminates the need for hardware installation, streamlining setup.

      • Offers a secure platform for online transactions, enhancing customer trust.

      • White-labeled solutions allow for brand customization.

      • Limited offline capabilities may not suit all businesses.

      • Transaction fees can be higher than some competitors.

      • Supports global payments across online, mobile, and in-store channels

      • Robust platform trusted by best-in-class marketplaces and retailers

      • Ability to handle complex payment scenarios for large enterprises

      • Pricing is quotation-based and not publicly transparent

      • May be complex for small businesses to implement

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      Negative Reviews

      No reviews available for the product

      No reviews available for the product

      Used Checkout.com or Adyen? Tell buyers what actually differs.

      Media and Screenshots

      Screenshots

      Step-by-Step Integration

      1 Screenshots

      No screenshots available.

      Videos

      video-0

      2 Videos

      video-0

      3 Videos

      Top Alternatives to Checkout.com and Adyen in 2026

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      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, Checkout.com or Adyen?
      Adyen edges out the other on user ratings (4.3 vs 3.6). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
      Do Checkout.com and Adyen offer a free trial?
      Neither Checkout.com nor Adyen currently lists a free trial.
      What is the starting price of Checkout.com vs Adyen?
      Checkout.com starts at Contact for pricing. Adyen starts at Contact for pricing.
      What are the top alternatives to Checkout.com?
      Top alternatives to Checkout.com include Stripe Payments, WePay, Global Payments, PaySpace, 2Checkout.
      What are the top alternatives to Adyen?
      Top alternatives to Adyen include Stripe Payments, Braintree Direct, Global Payments, Mollie, Stripe Connect.