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Cashfree vs Paytm Payment Gateway Comparison

Last updated:

Cashfree

4.5(4 reviews)

Starting at Contact for pricing

  • Individuals
  • Freelancers / Consultants

Cashfree is a payment gateway software using which merchants can accept payments from their customers either through electronic or card payments and can also manage their online/offline businesses effectively.  The payme…

Paytm Payment Gateway

4.5(86 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

The Paytm gateway software offers you all the benefits a payment gateway should offer – and more. It comes with a seamless integration with Paytm Wallet, configurable SMS alerts, transaction confirmation email for buyers…

SpotSaaS Analysis

CashfreePaytm Payment Gateway

The core difference between Cashfree and Paytm Payment Gateway lies in their target markets, with Paytm specifically catering to SMEs that require efficient mobile and QR code payment solutions. Cashfree is likely suited for businesses seeking a versatile payment processing solution without a defined size or industry focus.

Who should pick which

  • Versatile payment processing solution:
  • Ideal for businesses of various sizes:
  • No specific industry focus:
  • Offers a range of payment options:
  • Seamless integration with other platforms:
  • Customizable features available:
  • Best for SMEs needing fast payment processing:
  • Focus on retail and small-to-medium businesses:
  • Supports mobile and online payments:
  • Seamless integration with Paytm Wallet:
  • Ideal for QR code transactions:
  • Offers quick wallet balance transfers:

Cashfree vs Paytm Payment Gateway — at a glance

FeatureCashfreePaytm Payment Gateway
Rating4.5 / 54.5 / 5
Reviews486
Starting priceContact for pricingContact for pricing
Free trial No No
Free version No No
Best forIndividuals, Freelancers / Consultants, Large EnterprisesLarge Enterprises, Medium Business, Small Business
CategoryPayment Gateway SoftwarePayment Gateway Software
PlatformsSaaS/Web/CloudSaaS/Web/Cloud, Mobile - Android, Mobile - iOS
APIAvailableAvailable
Support modesOnlineOnline
Certifications
Data residencyUSIndia

Key differences between Cashfree and Paytm Payment Gateway

  • Target audience: Cashfree is built for Individuals and Freelancers / Consultants, while Paytm Payment Gateway targets Large Enterprises and Medium Business.
  • Deployment: Cashfree supports SaaS/Web/Cloud; Paytm Payment Gateway supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS.

Cashfree vs Paytm Payment Gateway — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Cashfree
Talk to an expert
Talk to an expert
Talk to an expert

Biggest differences

Start here before you go deeper into features.

Cashfree

Best for

Individuals, Freelancers / Consultants, Large Enterprises

Paytm Payment Gateway

Best for SMEs needing fast, secure mobile and QR code payment processing.

Choose if
  • You run a retail or small-to-medium business accepting mobile and online payments.
  • You want seamless integration with Paytm Wallet for easy wallet balance transfers.
  • You need quick transaction settlements with instant payment notifications and security.
Consider alternatives if
  • Your business requires extensive international payment processing capabilities.
  • You need advanced marketplace integrations for complex multi-vendor environments.

Cashfree typically suits Individuals and Freelancers / Consultants. Paytm Payment Gateway tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

Cashfree is a payment gateway software using which merchants can accept payments from their customers either through electronic or card payments and can also manage their online/offline ... Read More about Cashfree

The Paytm gateway software offers you all the benefits a payment gateway should offer – and more. It comes with a seamless integration with Paytm Wallet, configurable SMS alerts, ... Read More about Paytm Payment Gateway

Free Trial Availability

  • No free trial
  • No free trial

Spotsaas Score

What's this? ↗

8.1/10

8.9/10

User Ratings

Based on verified Spotsaas reviews

4.5

(4)

4.5

(86)

Best Company Size

1-50 employees51-500 employees
Get pricing help
Get pricing help

Software Demo

Demo

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How do Cashfree and Paytm Payment Gateway Compare on Features?

Total Features

6 Features

7 Features

Unique Features

No unique features

No unique features

Get Quote
Get Quote

Compare Cashfree and Paytm Payment Gateway on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Pricing Plans

      • Not Available
      • Not Available

      Pricing Page

      Cashfree pricing
      Paytm Payment Gateway pricing

      Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Available
      • Available
      Get help choosing
      Get help choosing

      Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      HIPAA

      ✗ No
      ✗ No

      Data Encryption

      ✓ Yes

      Data Residency

      🇺🇸 US
      🇮🇳 India

      Cashfree User Reviews & Rating Comparison

      User Ratings

      Rating Distribution

      3

      1

      0

      0

      0

      124

      8

      0

      0

      0

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Buyer sentiment is very strong across 4 reviews, with consistently positive feedback.

      What buyers like

      • Supports multiple payment methods
      • Easy integration with e-commerce
      • User-friendly interface

      Common complaints

      • Transaction fees can add up
      • Limited customer support options
      • May require technical setup

      Buyer sentiment

      Overall positive buyer sentiment highlighting ease of use and quick settlements, tempered by occasional transaction delays and support inconsistencies.

      What buyers like

      • Ease of use
      • Quick transaction settlements
      • Security and payment notifications

      Common complaints

      • Transaction delays
      • Customer support inconsistencies

      Pros and Cons

      • Supports a wide range of payment methods.

      • User-friendly interface simplifies transaction management.

      • Comprehensive tools enhance merchant capabilities.

      • Transaction fees may impact profit margins.

      • Limited customer support could hinder troubleshooting.

      • Fast and convenient conversion of Paytm gift wallet balances to bank accounts

      • High transaction success rate with 128-bit encryption and instant payment notifications

      • Lag-free application with easy settlement features and QR payment support

      • Occasional delays in transaction processing and complexity in payment settlements

      • Inconsistent customer support response times and occasional UI lags

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      Media and Screenshots

      Screenshots

      Shopify Payment Gateway India Integration 1

      4 Screenshots

      Business with Paytm

      1 Screenshots

      Videos

      video-0

      2 Videos

      video-0

      3 Videos

      Top Alternatives to Cashfree and Paytm Payment Gateway in 2026

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      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, Cashfree or Paytm Payment Gateway?
      Cashfree and Paytm Payment Gateway are closely matched with equal user ratings of 4.5. The right choice depends on your team size, budget, and specific Payment Gateway Software needs.
      Do Cashfree and Paytm Payment Gateway offer a free trial?
      Neither Cashfree nor Paytm Payment Gateway currently lists a free trial.
      What is the starting price of Cashfree vs Paytm Payment Gateway?
      Cashfree starts at Contact for pricing. Paytm Payment Gateway starts at Contact for pricing.
      What are the top alternatives to Cashfree?
      Top alternatives to Cashfree include PayU, PaySimple, Paytm Payment Gateway, BizPayO, India Online Pay.
      What are the top alternatives to Paytm Payment Gateway?
      Top alternatives to Paytm Payment Gateway include PayU, DirecPay, PayPal, Instamojo, MobiKwik Payment Gateway.

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