Best Xero Alternatives in the UK for 2026
Considering switching from Xero? We compare the best Xero alternatives for UK businesses — including cost, features, MTD compliance, and payroll. Find your fit in minutes.
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Top Xero Alternatives for UK Businesses
Written by Raj
Last updated: 08 June, 2026
Best Xero Alternative
Sage Accounting
Free Trial3 Months FREE — More Features Than Xero
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Switch to Sage — Get 3 months free
Payroll included · MTD compliant · AI Copilot · No contracts · Save up to £177
Best Xero Alternatives for UK Businesses in 2026
1
Sage Accounting
3 Months FREE — More Than Xero at a Better Price
(18450)
Top features
- 3 months free — save up to £177
- Payroll included (Xero charges extra)
- MTD VAT filing to HMRC
- AI Copilot + telephone support
Pricing
Free trial available. 3 months FREE, then from £18/month (excl. VAT). Cancel anytime.
Sage Accounting features: 3 months free — save up to £177, Payroll included (Xero charges extra), MTD VAT filing to HMRC, AI Copilot + telephone support, Unlimited users on Plus plan
Sage Accounting pricing: Free trial available. 3 months FREE, then from £18/month (excl. VAT). Cancel anytime.
Used by:
"We switched from Xero to Sage and immediately noticed how much more structured the bookkeeping feels. Reports are clear and the payroll inclusion saves us money."
Yonatan T.· Accounting ManagerMore Details
2
Tide
Free Business Banking + Accounting — No Xero Price Tag
(18450)
Top features
- 100% free to start
- Banking + accounting combined
- Invoicing & expense tracking
- Real-time tax estimates
Pricing
Free trial available. Free forever on the basic plan. Paid plans from £9.99+VAT/month.
Tide features: 100% free to start, Banking + accounting combined, Invoicing & expense tracking, Real-time tax estimates, No monthly fee
Tide pricing: Free trial available. Free forever on the basic plan. Paid plans from £9.99+VAT/month.
Used by:
"I switched from Xero to Tide and saved a huge amount. For my sole trader business it does everything I need."
Leonal K.· Managing DirectorMore Details
3
Xero
Still a Great Option — But Is It Right for You?
(18450)
Top features
- Live bank feeds
- MTD VAT returns
- Mobile invoicing
- Accountant collaboration
Pricing
Free trial available. 30-day free trial. Plans from $20/month.
Xero features: Live bank feeds, MTD VAT returns, Mobile invoicing, Accountant collaboration, 30-day free trial
Xero pricing: Free trial available. 30-day free trial. Plans from $20/month.
Used by:
"Xero is still one of the best — easy to use and great for collaborating with our accountant."
Karl P.· Sr. Finance EngineerMore Details
How Sage Compares to Xero for UK Businesses
A honest feature comparison for businesses considering switching from Xero.
| Feature | Our PickSage | Xero | Tide |
|---|---|---|---|
| 3 Months FREE Offer | — | — | — |
| Payroll Included | — | — | — |
| MTD VAT Filing | — | — | — |
| AI Assistant Included | — | — | — |
| Unlimited Users | — | — | — |
| Telephone Support | — | — | — |
| Free CIS Returns | — | — | — |
| No Long-Term Contract | — | — | — |
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].