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Stripe Payments vs PayU vs GoCardless Comparison

Last updated:

Stripe Payments

4.5(2,947 reviews)

Starting at Contact for pricing

  • Freelancers / Consultants
  • Large Enterprises

Stripe Payments is the most powerful and flexible way to accept payments on the web. It is a simple way to accept credit cards on your website, in your mobile app, or wherever payments are made.  In addition to acceptin…

PayU

1.9(79 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

PayU is the way to accept online payments. It provides an easy to use and robust payment processing solution that enables online merchants, businesses and corporations to accept payments using the credit or debit card of…

GoCardless

3.8(1,655 reviews)

Starting at Contact for pricing

  • Free Trial
  • Large Enterprises
  • Medium Business

venmo for Business is a powerful next-generation solution that provides merchants with the ability to process credit and debit cards, as well assist with customer service, sales, marketing, and informational data. Based…

Stripe Payments leads on user satisfaction with a 4.5-star rating across 2,947 reviews.

Stripe Payments vs PayU vs GoCardless — at a glance

FeatureStripe PaymentsPayUGoCardless
Rating4.5 / 51.9 / 53.8 / 5
Reviews2,947791,655
Starting priceContact for pricingContact for pricingContact for pricing
Free trial No No Yes
Free version No No No
Best forFreelancers / Consultants, Large Enterprises, Medium BusinessLarge Enterprises, Medium Business, Small BusinessLarge Enterprises, Medium Business, Small Business
CategoryPayment Processing SoftwarePayment Processing SoftwarePayment Processing Software
PlatformsSaaS/Web/CloudSaaS/Web/Cloud, Mobile - Android, Mobile - iOSSaaS/Web/Cloud
APIAvailableAvailableAvailable
Support modes24/7 (Live rep), OnlineBusiness Hours, OnlineOnline
CertificationsSOC 2, GDPR, ISO 27001SOC 2SOC 2
Data residencyGlobalGlobalGlobal

Key differences between Stripe Payments and PayU

  • Target audience: Stripe Payments is built for Freelancers / Consultants and Large Enterprises, while PayU targets Large Enterprises and Medium Business.
  • User satisfaction: Stripe Payments scores higher with a 4.5-star average.
  • Deployment: Stripe Payments supports SaaS/Web/Cloud; PayU supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS.

Compare Stripe Payments vs PayU vs GoCardless — and walk away knowing which one fits.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Processing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Stripe Payments - Payment Processing Software
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PayU - Payment Processing Software
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GoCardless - Payment Processing Software
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Biggest differences

Start here before you go deeper into features.

Stripe Payments

Best for

Freelancers / Consultants, Large Enterprises, Medium Business

PayU

Best for

Large Enterprises, Medium Business, Small Business

GoCardless

Best for

Large Enterprises, Medium Business, Small Business

Stripe Payments typically suits Freelancers / Consultants and Large Enterprises. PayU tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

Stripe Payments is the most powerful and flexible way to accept payments on the web. It is a simple way to accept credit cards on your website, in your mobile app, or wherever payments are ... Read More about Stripe Payments

PayU is the way to accept online payments. It provides an easy to use and robust payment processing solution that enables online merchants, businesses and corporations to accept payments ... Read More about PayU

venmo for Business is a powerful next-generation solution that provides merchants with the ability to process credit and debit cards, as well assist with customer service, sales, marketing, ... Read More about GoCardless

Free Trial Availability

  • No free trial
  • No free trial

User Ratings

Based on verified Spotsaas reviews

1.9

(79)
Get pricing help
Get pricing help
Get pricing help

Software Demo

Demo

No software demo available

Stripe Payments has not given any software demo yet

If you're the owner of this profile, add your demo.Contact us

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Compare Stripe Payments, PayU and GoCardless on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

        Pricing Plans

        • Not Available
        • Not Available
        • Not Available

        Pricing Page

        Stripe Payments pricing

        Pricing information not available

        GoCardless pricing

        Other Details

        Organization Types supported

        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business
        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business
        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business

        Platforms Supported

        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Installed - Mac
        • Browser Based (Cloud)
        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Installed - Mac
        • Browser Based (Cloud)
        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Installed - Mac
        • Browser Based (Cloud)

        Modes of support

        • 24/7 (Live rep)
        • Business Hours
        • Online
        • 24/7 (Live rep)
        • Business Hours
        • Online
        • 24/7 (Live rep)
        • Business Hours
        • Online

        API Support

        • Available
        • Available
        • Available
        Get help choosing
        Get help choosing
        Get help choosing

        Security & Compliance

        Certifications, data handling, and security controls for IT and compliance evaluators.

        SOC 2

        ✓ Yes
        ✓ Yes
        ✓ Yes

        HIPAA

        ✗ No
        ✗ No
        ✗ No

        GDPR

        ✓ Yes

        ISO 27001

        ✓ Yes

        Single Sign-On (SSO)

        ✓ Yes

        Multi-Factor Auth (MFA)

        ✓ Yes

        Data Encryption

        ✓ Yes
        ✓ Yes

        Audit Logs

        ✓ Yes

        Data Residency

        🌐 Global
        🌐 Global
        🌐 Global

        Stripe Payments vs PayU User Reviews & Rating Comparison

        User Ratings

        Rating Distribution

        193

        45

        2

        1

        2

        4

        2

        2

        1

        48

        420

        32

        7

        9

        112

        Spotsaas Editor’s POV generated by AI

        Buyer sentiment

        Buyer sentiment is very strong across 243 reviews, with consistently positive feedback.

        What buyers like

        • Flexible payment options
        • Secure transactions
        • Easy integration

        Common complaints

        • Fees can add up
        • Complex setup for some users
        • Limited customer support options

        Buyer sentiment

        Buyer sentiment is cautious across 57 reviews, with several recurring concerns in feedback.

        What buyers like

        • Easy to use
        • Robust payment solutions
        • Supports multiple payment methods

        Common complaints

        • Limited international support
        • Fees can be high
        • Basic reporting features

        Buyer sentiment

        Buyer sentiment is mixed to positive across 580 reviews, with clear strengths and a few common watchouts.

        What buyers like

        • Simple payment link generation
        • Modern user interface
        • Supports credit and debit cards

        Common complaints

        • Limited international support
        • Fees can be unclear
        • Not suitable for high-volume transactions

        Pros and Cons

        • Highly flexible and customizable payment processing

        • Robust security features protect transactions

        • Extensive API for seamless integration

        • Transaction fees can accumulate

        • Setup may be complex for non-technical users

        • User-friendly interface simplifies payment acceptance

        • Supports various payment methods for customer convenience

        • Quick setup allows for immediate use

        • International support may be limited

        • Transaction fees can be high

        • User-friendly payment link generation.

        • Integrated customer service and sales tools.

        • Modern design enhances user experience.

        • May not support all international transactions.

        • Fees can be higher than expected.

        Positive Reviews

        No reviews available for the product

        No reviews available for the product

        No reviews available for the product

        Negative Reviews

        No reviews available for the product

        No reviews available for the product

        No reviews available for the product

        List of Customers

        Customers

        No Customers information available.

        OLA

        OLA

        Myntra

        Myntra

        Dream11

        Dream11

        No Customers information available.

        Media and Screenshots

        Screenshots

        No screenshots available.

        PayUmoney Payouts

        6 Screenshots

        Dashboard

        3 Screenshots

        Videos

        No videos available.

        video-0

        5 Videos

        video-0

        3 Videos

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        Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

        Frequently asked questions

        Which is better, Stripe Payments or PayU?
        Stripe Payments edges out the other on user ratings (4.5 vs 1.9). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
        Do Stripe Payments and PayU offer a free trial?
        Neither Stripe Payments nor PayU currently lists a free trial.
        What is the starting price of Stripe Payments vs PayU?
        Stripe Payments starts at Contact for pricing. PayU starts at Contact for pricing.
        What are the top alternatives to Stripe Payments?
        Top alternatives to Stripe Payments include Payment.Ninja, Square Payments, PaymentSpring, Stripe Billing, Stripe Connect.
        What are the top alternatives to PayU?
        Top alternatives to PayU include JusPay, PangoPay, Global Payments, Paytm Payment Gateway, Razorpay.

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