PayU vs GoCardless vs Swipesum Comparison
PayU
Starting at Contact for pricing
- Large Enterprises
- Medium Business
PayU is the way to accept online payments. It provides an easy to use and robust payment processing solution that enables online merchants, businesses and corporations to accept payments using the credit or debit card of…
GoCardless
Starting at Contact for pricing
- Free Trial
- Large Enterprises
- Medium Business
venmo for Business is a powerful next-generation solution that provides merchants with the ability to process credit and debit cards, as well assist with customer service, sales, marketing, and informational data. Based…
Swipesum
Starting at $25 per analysis
- Large Enterprises
- Medium Business
Swipesum's PayFlow payment processing software is the perfect solution for small business owners who want to process credit and debit cards through their website or mobile app while keeping their overall costs low. Offer…
GoCardless leads on user satisfaction with a 3.8-star rating across 1,655 reviews.
PayU vs GoCardless vs Swipesum — at a glance
| Feature | PayU | GoCardless | Swipesum |
|---|---|---|---|
| Rating | 1.9 / 5 | 3.8 / 5 | 4.1 / 5 |
| Reviews | 79 | 1,655 | 54 |
| Starting price | Contact for pricing | Contact for pricing | $25 per analysis |
| Free trial | No | Yes | No |
| Free version | No | No | No |
| Best for | Large Enterprises, Medium Business, Small Business | Large Enterprises, Medium Business, Small Business | Large Enterprises, Medium Business, Small Business |
| Category | Payment Processing Software | Payment Processing Software | Payment Processing Software |
| Platforms | SaaS/Web/Cloud, Mobile - Android, Mobile - iOS | SaaS/Web/Cloud | SaaS/Web/Cloud |
| API | Available | Available | — |
| Support modes | Business Hours, Online | Online | Online |
| Certifications | SOC 2 | SOC 2 | SOC 2 |
| Data residency | Global | Global | US |
Key differences between PayU and GoCardless
- Free trial: GoCardless offers a free trial; PayU does not.
- User satisfaction: GoCardless scores higher with a 3.8-star average.
- Deployment: PayU supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; GoCardless supports SaaS/Web/Cloud.
Compare PayU vs GoCardless vs Swipesum — and walk away knowing which one fits.
Which tool fits your team best
Which is actually cheaper for your team size
Where each product wins, per real buyers
Most Payment Processing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.
Biggest differences
Features
Pricing
Buying details
Security
Buyer feedback
Integrations
Product tour
Other options
Biggest differences
Start here before you go deeper into features.
Large Enterprises, Medium Business, Small Business
Large Enterprises, Medium Business, Small Business
Large Enterprises, Medium Business, Small Business
PayU typically suits Large Enterprises and Medium Business. GoCardless tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.
Description | PayU is the way to accept online payments. It provides an easy to use and robust payment processing solution that enables online merchants, businesses and corporations to accept payments ... Read More about PayU | venmo for Business is a powerful next-generation solution that provides merchants with the ability to process credit and debit cards, as well assist with customer service, sales, marketing, ... Read More about GoCardless | Swipesum's PayFlow payment processing software is the perfect solution for small business owners who want to process credit and debit cards through their website or mobile app while keeping ... Read More about Swipesum |
|---|---|---|---|
Entry Level Pricing |
|
|
|
Free Trial Availability |
|
| |
User RatingsBased on verified Spotsaas reviews | |||
Get pricing help | Get pricing help | Get pricing help |
Software Demo
Demo |
|---|
Need a second opinion?
Get shortlist help from a software advisor
Share your priorities, budget, and team needs, and we’ll help you narrow the options and understand the tradeoffs before you talk to vendors.
Compare PayU, GoCardless and Swipesum on pricing
Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.
Pricing Option | |||
|---|---|---|---|
Starting From |
|
|
|
Pricing Plans |
|
|
|
Pricing Page | Pricing information not available |  |  |
Other Details
Organization Types supported |
|
|
|
|---|---|---|---|
Platforms Supported |
|
|
|
Modes of support |
|
|
|
API Support |
|
|
|
Get help choosing | Get help choosing | Get help choosing |
Security & Compliance
Certifications, data handling, and security controls for IT and compliance evaluators.
SOC 2 | ✓ Yes | ✓ Yes | ✓ Yes |
|---|---|---|---|
HIPAA | ✗ No | ✗ No | ✗ No |
Data Encryption | ✓ Yes | — | — |
Data Residency | 🌐 Global | 🌐 Global | 🇺🇸 US |
PayU vs GoCardless User Reviews & Rating Comparison
User Ratings | |||
|---|---|---|---|
Rating Distribution | |||
Spotsaas Editor’s POV generated by AI | Buyer sentiment Buyer sentiment is cautious across 57 reviews, with several recurring concerns in feedback. What buyers like
Common complaints
| Buyer sentiment Buyer sentiment is mixed to positive across 580 reviews, with clear strengths and a few common watchouts. What buyers like
Common complaints
| Buyer sentiment Buyer sentiment is positive across 30 reviews, with strong overall satisfaction. What buyers like
Common complaints
|
Pros and Cons |
|
|
|
Positive Reviews | No reviews available for the product | No reviews available for the product | No reviews available for the product |
| Negative Reviews | No reviews available for the product | No reviews available for the product | No reviews available for the product |
List of Customers
Customers |  OLA  Myntra  Dream11 | No Customers information available. | No Customers information available. |
|---|
Media and Screenshots
Screenshots |  6 Screenshots |  3 Screenshots | No screenshots available. |
|---|---|---|---|
Videos |  5 Videos |  3 Videos |  1 Videos |
Alternatives
Alternatives |
|---|
Add another option to compare side by side
Search by product name to compare pricing, fit, and buyer feedback in one view.Compare similar software options
Related Blogs and Articles for Payment Processing Software
payment gateway software
payment gateway software
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].
Frequently asked questions
- Which is better, PayU or GoCardless?
- GoCardless edges out the other on user ratings (3.8 vs 1.9). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
- Do PayU and GoCardless offer a free trial?
- GoCardless offers a free trial. PayU does not.
- What is the starting price of PayU vs GoCardless?
- PayU starts at Contact for pricing. GoCardless starts at Contact for pricing.
- What are the top alternatives to PayU?
- Top alternatives to PayU include JusPay, PangoPay, Global Payments, Paytm Payment Gateway, Razorpay.
- What are the top alternatives to GoCardless?
- Top alternatives to GoCardless include Stripe Payments, WePay, Braintree Direct, Global Payments, SecurePay.