Which is better, PayU or BluePay?

BluePay edges out PayU based on user ratings across 33 reviews. That said, the best pick depends on your workflow — PayU may be a stronger fit for specific team sizes or use cases. Review the full comparison to decide.

What are the main differences between PayU and BluePay?

Key differences between PayU and BluePay include target audience (PayU targets Large Enterprises while BluePay serves Freelancers / Consultants). Use the Spotsaas comparison table to evaluate each dimension before deciding.

Do both PayU and BluePay offer a Free trial?

Neither PayU nor BluePay offers a free trial.

Who are the typical users of PayU?

PayU is designed for Large Enterprises, Medium Business, Small Business.

Who are the typical users of BluePay?

BluePay is designed for Freelancers / Consultants, Medium Business, Small Business.

What is the starting price of PayU and BluePay?

Pricing details for both PayU and BluePay are unavailable.

What are the best alternatives to PayU?

Some top alternatives to PayU include JusPay, PangoPay, Global Payments, Paytm Payment Gateway, Razorpay.

What are the best alternatives to BluePay?

Some top alternatives to BluePay include Stripe Payments, WePay, Square Payments, Braintree Direct, CardConnect.

PayU vs BluePay vs Opayo Comparison

Last updated: May 22, 2026

PayU

1.9(79 reviews)

Starting at Contact for pricing

Large Enterprises
Medium Business

PayU is the way to accept online payments. It provides an easy to use and robust payment processing solution that enables online merchants, businesses and corporations to accept payments using the credit or debit card of…

View Pricing Read Reviews

BluePay

4.0(33 reviews)

Starting at Contact for pricing

Freelancers / Consultants
Medium Business

BluePay is a payment processing application that enables you to integrate various payment methods into your online or physical store. It supports authorization, capture and refunds and the ability to process customer pay…

View Pricing Read Reviews

Opayo

4.7(4,139 reviews)

Starting at Contact for pricing

Large Enterprises
Medium Business

The Opayo Payment Processing Software is a cloud-based solution offered to merchants that provide you with the tools to accept all forms of payment online. With powerful features such as automated recurring billing and a…

View Pricing Read Reviews

BluePay leads on user satisfaction with a 4.0-star rating across 33 reviews.

PayU vs BluePay vs Opayo — at a glance

Feature	PayU	BluePay	Opayo
Rating	1.9 / 5	4.0 / 5	4.7 / 5
Reviews	79	33	4,139
Starting price	Contact for pricing	Contact for pricing	Contact for pricing
Free trial	No	No	No
Free version	No	No	No
Best for	Large Enterprises, Medium Business, Small Business	Freelancers / Consultants, Medium Business, Small Business	Large Enterprises, Medium Business, Small Business
Category	Payment Processing Software	Payment Processing Software	Payment Processing Software
Platforms	SaaS/Web/Cloud, Mobile - Android, Mobile - iOS	SaaS/Web/Cloud, Mobile - Android, Mobile - iOS, Installed - Windows, Installed - Mac	SaaS/Web/Cloud
API	Available	Available	Available
Support modes	Business Hours, Online	24/7 (Live rep), Online	24/7 (Live rep), Online
Certifications	SOC 2	SOC 2	GDPR, ISO 27001
Data residency	Global	US	Global

Key differences between PayU and BluePay

Target audience: PayU is built for Large Enterprises and Medium Business, while BluePay targets Freelancers / Consultants and Medium Business.
User satisfaction: BluePay scores higher with a 4.0-star average.
Deployment: PayU supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; BluePay supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS, Installed - Windows, Installed - Mac.

Compare PayU vs BluePay vs Opayo — and walk away knowing which one fits.

Which tool fits your team best

Which is actually cheaper for your team size

Where each product wins, per real buyers

Most Payment Processing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Biggest differences

Features

Pricing

Buying details

Security

Buyer feedback

Integrations

Product tour

Other options

	PayU (57) Talk to an expert Talk to an expert	BluePay (31) Talk to an expert Talk to an expert	Opayo (1832) Talk to an expert Talk to an expert

Biggest differences

Affiliate Disclosure

Start here before you go deeper into features.

PayU

Best for

Large Enterprises, Medium Business, Small Business

BluePay

Best for

Freelancers / Consultants, Medium Business, Small Business

Opayo

Best for mid-to-large merchants needing versatile, multi-site online payment processing.

Choose if

You operate multiple retail locations or e-commerce sites requiring centralized payment management.
Your business relies on subscription models needing automated recurring billing.
You need advanced reporting to monitor payment performance and financial metrics accurately.

Consider alternatives if

You require highly customized payment workflows beyond standard configurations.
You are a startup or very small business seeking low-cost or free payment solutions.

PayU typically suits Large Enterprises and Medium Business. BluePay tends to fit Freelancers / Consultants and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description	PayU is the way to accept online payments. It provides an easy to use and robust payment processing solution that enables online merchants, businesses and corporations to accept payments ... Read More about PayU	BluePay is a payment processing application that enables you to integrate various payment methods into your online or physical store. It supports authorization, capture and refunds and the ... Read More about BluePay	The Opayo Payment Processing Software is a cloud-based solution offered to merchants that provide you with the tools to accept all forms of payment online. With powerful features such as ... Read More about Opayo
Free Trial Availability	No free trial	No free trial	No free trial
User Ratings Based on verified Spotsaas reviews	1.9 (79)	4 (33)	4.7 (4139)
Best Company Size	—	—	51-500 employees500+ employees
	Get pricing help	Get pricing help	Get pricing help

Software Demo

Demo

Need a second opinion?

Get shortlist help from a software advisor

Share your priorities, budget, and team needs, and we’ll help you narrow the options and understand the tradeoffs before you talk to vendors.

Compare PayU, BluePay and Opayo on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option
Pricing Plans	Not Available	Not Available	Not Available
Pricing Page	Pricing information not available	Pricing information not available
	View detailed pricing	View detailed pricing	View detailed pricing

Other Details

Organization Types supported	Individuals Freelancers Large Enterprises Medium Business Small Business	Individuals Freelancers Large Enterprises Medium Business Small Business	Individuals Freelancers Large Enterprises Medium Business Small Business
Platforms Supported	Browser Based (Cloud) Mobile - Android Mobile - iOS Installed - Windows Installed - Mac Browser Based (Cloud)	Browser Based (Cloud) Mobile - Android Mobile - iOS Installed - Windows Installed - Mac Browser Based (Cloud)	Browser Based (Cloud) Mobile - Android Mobile - iOS Installed - Windows Installed - Mac Browser Based (Cloud)
Modes of support	24/7 (Live rep) Business Hours Online	24/7 (Live rep) Business Hours Online	24/7 (Live rep) Business Hours Online
API Support	Available	Available	Available
	Get help choosing	Get help choosing	Get help choosing

Security & Compliance

Certifications, data handling, and security controls for IT and compliance evaluators.

SOC 2	✓ Yes	✓ Yes	—
HIPAA	✗ No	✗ No	✗ No
GDPR	—	—	✓ Yes
ISO 27001	—	—	✓ Yes
Data Encryption	✓ Yes	✓ Yes	✓ Yes
Data Residency	🌐 Global	🇺🇸 US	🌐 Global

PayU vs BluePay User Reviews & Rating Comparison

User Ratings	1.9 (based on 79 reviews)	4 (based on 33 reviews)	4.7 (based on 4139 reviews)
Rating Distribution	4 2 2 1 48	20 6 1 3 1	1803 15 4 1 9
Spotsaas Editor’s POV generated by AI	Buyer sentiment Buyer sentiment is cautious across 57 reviews, with several recurring concerns in feedback. What buyers like Easy to use Robust payment solutions Supports multiple payment methods Common complaints Limited international support Fees can be high Basic reporting features	Buyer sentiment Buyer sentiment is positive across 31 reviews, with strong overall satisfaction. What buyers like Affordable rates for merchants Supports multiple payment methods Near-zero hidden costs Common complaints Limited international support Basic reporting features No mobile app	Buyer sentiment Buyers generally express high satisfaction with Opayo's payment processing reliability and reporting features. What buyers like Ease of use Payment versatility Reporting accuracy Common complaints Pricing transparency Limited customization
Pros and Cons	User-friendly interface simplifies payment acceptance Supports various payment methods for customer convenience Quick setup allows for immediate use International support may be limited Transaction fees can be high	BluePay provides a seamless integration of various payment methods, enhancing customer convenience. The platform's low hidden costs make it an attractive option for budget-conscious merchants. On-site payment processing capabilities cater to both online and brick-and-mortar businesses. Merchants should verify international transaction capabilities before committing. Reporting features may not meet the needs of larger businesses.	Supports all forms of online payments Automated recurring billing feature Advanced reporting capabilities Pricing details are not publicly available Limited information on customization options
Positive Reviews	No reviews available for the product	No reviews available for the product	No reviews available for the product
Negative Reviews	No reviews available for the product	No reviews available for the product	No reviews available for the product
	Read reviews	Read reviews	Read reviews

List of Customers

Customers	OLA Myntra Dream11	No Customers information available.	No Customers information available.

Media and Screenshots

Screenshots	6 Screenshots	No screenshots available.	2 Screenshots
Videos	5 Videos	3 Videos	3 Videos

Alternatives

Alternatives	JusPay 4.8 PangoPay 5 Global Payments 4.2	Stripe Payments 4.5 WePay 3.6 Square Payments 4.6	Stripe Payments 4.5 WePay 3.6 Square Payments 4.6

Frequently asked questions

Which is better, PayU or BluePay?: BluePay edges out the other on user ratings (4.0 vs 1.9). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
Do PayU and BluePay offer a free trial?: Neither PayU nor BluePay currently lists a free trial.
What is the starting price of PayU vs BluePay?: PayU starts at Contact for pricing. BluePay starts at Contact for pricing.
What are the top alternatives to PayU?: Top alternatives to PayU include JusPay, PangoPay, Global Payments, Paytm Payment Gateway, Razorpay.
What are the top alternatives to BluePay?: Top alternatives to BluePay include Stripe Payments, WePay, Square Payments, Braintree Direct, CardConnect.

PayU vs BluePay vs Opayo Comparison

PayU

BluePay

Opayo

PayU vs BluePay vs Opayo — at a glance

Key differences between PayU and BluePay

Compare PayU vs BluePay vs Opayo — and walk away knowing which one fits.

PayU

BluePay

Opayo

Biggest differences

Description

Free Trial Availability

User Ratings

Best Company Size

Software Demo

Demo

Get shortlist help from a software advisor

Compare PayU, BluePay and Opayo on pricing

Other Details

Organization Types supported

Platforms Supported

Modes of support

API Support

Security & Compliance

PayU vs BluePay User Reviews & Rating Comparison

List of Customers

Customers

Media and Screenshots

Screenshots

Videos

Alternatives

Related Blogs and Articles for Payment Processing Software

Frequently asked questions