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PayU vs Amazon Pay vs Swipesum Comparison

Last updated:

PayU

1.9(79 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

PayU is the way to accept online payments. It provides an easy to use and robust payment processing solution that enables online merchants, businesses and corporations to accept payments using the credit or debit card of…

Amazon Pay

3.3(609 reviews)

Starting at $0.30

  • Individuals
  • Large Enterprises

Amazon Pay is a payment processing service for sellers on the Amazon marketplace that withdraw funds directly into your bank account. It is easy to use and works seamlessly with the millions of global Pay with Amazon cu…

Swipesum

4.1(54 reviews)

Starting at $25 per analysis

  • Large Enterprises
  • Medium Business

Swipesum's PayFlow payment processing software is the perfect solution for small business owners who want to process credit and debit cards through their website or mobile app while keeping their overall costs low. Offer…

Amazon Pay leads on user satisfaction with a 3.3-star rating across 609 reviews.

PayU vs Amazon Pay vs Swipesum — at a glance

FeaturePayUAmazon PaySwipesum
Rating1.9 / 53.3 / 54.1 / 5
Reviews7960954
Starting priceContact for pricing$0.30$25 per analysis
Free trial No No No
Free version No No No
Best forLarge Enterprises, Medium Business, Small BusinessIndividuals, Large Enterprises, Medium BusinessLarge Enterprises, Medium Business, Small Business
CategoryPayment Processing SoftwarePayment Processing SoftwarePayment Processing Software
PlatformsSaaS/Web/Cloud, Mobile - Android, Mobile - iOSSaaS/Web/CloudSaaS/Web/Cloud
APIAvailableAvailable
Support modesBusiness Hours, OnlineOnlineOnline
CertificationsSOC 2SOC 2SOC 2
Data residencyGlobalGlobalUS

Key differences between PayU and Amazon Pay

  • Pricing: Amazon Pay starts at $0.30. PayU pricing is not publicly listed.
  • Target audience: PayU is built for Large Enterprises and Medium Business, while Amazon Pay targets Individuals and Large Enterprises.
  • User satisfaction: Amazon Pay scores higher with a 3.3-star average.
  • Deployment: PayU supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; Amazon Pay supports SaaS/Web/Cloud.

Compare PayU vs Amazon Pay vs Swipesum — and walk away knowing which one fits.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Processing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

PayU - Payment Processing Software
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Amazon Pay - Payment Processing Software
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Swipesum - Payment Processing Software
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Talk to an expert

Biggest differences

Start here before you go deeper into features.

PayU

Best for

Large Enterprises, Medium Business, Small Business

Amazon Pay

Best for

Individuals, Large Enterprises, Medium Business

Swipesum

Best for

Large Enterprises, Medium Business, Small Business

PayU typically suits Large Enterprises and Medium Business. Amazon Pay tends to fit Individuals and Large Enterprises better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

PayU is the way to accept online payments. It provides an easy to use and robust payment processing solution that enables online merchants, businesses and corporations to accept payments ... Read More about PayU

Amazon Pay is a payment processing service for sellers on the Amazon marketplace that withdraw funds directly into your bank account. It is easy to use and works seamlessly with the ... Read More about Amazon Pay

Swipesum's PayFlow payment processing software is the perfect solution for small business owners who want to process credit and debit cards through their website or mobile app while keeping ... Read More about Swipesum

Entry Level Pricing

  • Not Available
  • Starts from $0.30
  • Starts from $25

Free Trial Availability

  • No free trial
  • No free trial
  • No free trial

User Ratings

Based on verified Spotsaas reviews

1.9

(79)

4.1

(54)
Get pricing help
Get pricing help
Get pricing help

Software Demo

Demo

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Compare PayU, Amazon Pay and Swipesum on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

        Starting From

        • Not Available
        • $0.30
        • $25

        Pricing Plans

        • Not Available
        • Not Available
        • Not Available

        Pricing Page

        Pricing information not available

        Amazon Pay pricing
        Swipesum pricing

        Other Details

        Organization Types supported

        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business
        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business
        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business

        Platforms Supported

        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Installed - Mac
        • Browser Based (Cloud)
        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Installed - Mac
        • Browser Based (Cloud)
        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Installed - Mac
        • Browser Based (Cloud)

        Modes of support

        • 24/7 (Live rep)
        • Business Hours
        • Online
        • 24/7 (Live rep)
        • Business Hours
        • Online
        • 24/7 (Live rep)
        • Business Hours
        • Online

        API Support

        • Available
        • Available
        • Not Available
        Get help choosing
        Get help choosing
        Get help choosing

        Security & Compliance

        Certifications, data handling, and security controls for IT and compliance evaluators.

        SOC 2

        ✓ Yes
        ✓ Yes
        ✓ Yes

        HIPAA

        ✗ No
        ✗ No
        ✗ No

        Data Encryption

        ✓ Yes
        ✗ No

        Data Residency

        🌐 Global
        🌐 Global
        🇺🇸 US

        PayU vs Amazon Pay User Reviews & Rating Comparison

        User Ratings

        Rating Distribution

        4

        2

        2

        1

        48

        37

        9

        1

        0

        45

        30

        0

        0

        0

        0

        Spotsaas Editor’s POV generated by AI

        Buyer sentiment

        Buyer sentiment is cautious across 57 reviews, with several recurring concerns in feedback.

        What buyers like

        • Easy to use
        • Robust payment solutions
        • Supports multiple payment methods

        Common complaints

        • Limited international support
        • Fees can be high
        • Basic reporting features

        Buyer sentiment

        Buyer sentiment is mixed across 92 reviews, so it is worth reviewing the tradeoffs closely.

        What buyers like

        • Easy to use
        • Direct bank withdrawals
        • Integrates with Amazon customers

        Common complaints

        • Limited to Amazon marketplace
        • Fees may apply
        • Not customizable

        Buyer sentiment

        Buyer sentiment is positive across 30 reviews, with strong overall satisfaction.

        What buyers like

        • Cost-effective for small businesses
        • Cloud-based platform
        • Full accounting capabilities

        Common complaints

        • Limited advanced features
        • Not suitable for large enterprises
        • Customer support can be slow

        Pros and Cons

        • User-friendly interface simplifies payment acceptance

        • Supports various payment methods for customer convenience

        • Quick setup allows for immediate use

        • International support may be limited

        • Transaction fees can be high

        • Seamless integration with Amazon

        • User-friendly interface

        • Direct access to a large customer base

        • Limited to Amazon ecosystem

        • Customization options are minimal

        • Affordable solution for small businesses.

        • Comprehensive accounting features included.

        • User-friendly interface simplifies payment processing.

        • Limited features for larger businesses.

        • Customer support may not be responsive.

        Positive Reviews

        No reviews available for the product

        No reviews available for the product

        No reviews available for the product

        Negative Reviews

        No reviews available for the product

        No reviews available for the product

        No reviews available for the product

        List of Customers

        Customers

        OLA

        OLA

        Myntra

        Myntra

        Dream11

        Dream11

        Vineyard Vines

        Vineyard Vines

        Auto Pets

        Auto Pets

        Brooklinen

        Brooklinen

        No Customers information available.

        Media and Screenshots

        Screenshots

        PayUmoney Payouts

        6 Screenshots

        Polaroid

        2 Screenshots

        No screenshots available.

        Videos

        video-0

        5 Videos

        video-0

        3 Videos

        video-0

        1 Videos

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        Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

        Frequently asked questions

        Which is better, PayU or Amazon Pay?
        Amazon Pay edges out the other on user ratings (3.3 vs 1.9). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
        Do PayU and Amazon Pay offer a free trial?
        Neither PayU nor Amazon Pay currently lists a free trial.
        What is the starting price of PayU vs Amazon Pay?
        PayU starts at Contact for pricing. Amazon Pay starts at $0.30.
        What are the top alternatives to PayU?
        Top alternatives to PayU include JusPay, PangoPay, Global Payments, Paytm Payment Gateway, Razorpay.
        What are the top alternatives to Amazon Pay?
        Top alternatives to Amazon Pay include WePay, Global Payments, Checkout.com, SecurePay, Paymill.

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