Which is better, PaySimple or Instamojo?

PaySimple edges out Instamojo based on user ratings across 684 reviews. That said, the best pick depends on your workflow — Instamojo may be a stronger fit for specific team sizes or use cases. Review the full comparison to decide.

What are the main differences between PaySimple and Instamojo?

Key differences between PaySimple and Instamojo include pricing (PaySimple starts at $59.95 vs Instamojo at undisclosed); target audience (PaySimple targets Freelancers / Consultants while Instamojo serves Large Enterprises). Use the Spotsaas comparison table to evaluate each dimension before deciding.

Do both PaySimple and Instamojo offer a Free trial?

Neither PaySimple nor Instamojo offers a free trial.

Who are the typical users of PaySimple?

PaySimple is designed for Freelancers / Consultants, Large Enterprises, Medium Business, Small Business.

Who are the typical users of Instamojo?

Instamojo is designed for Large Enterprises, Medium Business, Small Business.

What is the starting price of PaySimple and Instamojo?

The starting price of PaySimple is $59.95/Month. Pricing for Instamojo is unavailable.

What are the best alternatives to PaySimple?

Some top alternatives to PaySimple include Stripe Payments, WePay, Square Payments, SuperPay, Paystand.

What are the best alternatives to Instamojo?

Some top alternatives to Instamojo include Stripe Payments, PayU, Paytm Payment Gateway, MobiKwik Payment Gateway, Razorpay.

PaySimple vs Instamojo vs Authorize.Net Comparison

Last updated: May 19, 2026

PaySimple

4.1(684 reviews)

Starting at $59.95 /Month

Freelancers / Consultants
Large Enterprises

PaySimple is a payment gateway application that can be used by online merchants to process credit card payments on their site. It is a software as a service (SaaS) solution that allows you to setup and run an e-commerce…

View Pricing Read Reviews

Instamojo

2.6(33 reviews)

Starting at Contact for pricing

Large Enterprises
Medium Business

Instamojo is a custom payment gateway software which provides the best possible services in terms of processing and accepting all kind of transactions. It has a very simple and user-friendly interface and supports variou…

View Pricing Read Reviews

Authorize.Net

3.7(399 reviews)

Starting at $25 /Month

Large Enterprises
Medium Business

Authorize.Net is a payment gateway service provider that enables your business to accept secure credit card and electronic check payments. Authorization.Net provides you with a software developer's kit so you can customi…

View Pricing Read Reviews

PaySimple leads on user satisfaction with a 4.1-star rating across 684 reviews.

PaySimple vs Instamojo vs Authorize.Net — at a glance

Feature	PaySimple	Instamojo	Authorize.Net
Rating	4.1 / 5	2.6 / 5	3.7 / 5
Reviews	684	33	399
Starting price	$59.95 /Month	Contact for pricing	$25 /Month
Free trial	No	No	No
Free version	No	No	No
Best for	Freelancers / Consultants, Large Enterprises, Medium Business	Large Enterprises, Medium Business, Small Business	Large Enterprises, Medium Business, Small Business
Category	Payment Gateway Software	Payment Gateway Software	Payment Gateway Software
Platforms	SaaS/Web/Cloud, Mobile - Android, Mobile - iOS	SaaS/Web/Cloud, Mobile - Android	SaaS/Web/Cloud, Mobile - Android, Mobile - iOS
API	Available	Available	Available
Support modes	Business Hours, Online	Business Hours, Online	24/7 (Live rep), Online
Certifications	SOC 2, GDPR	GDPR	SOC 2, GDPR, ISO 27001
Data residency	US	India	US

Key differences between PaySimple and Instamojo

Pricing: PaySimple starts at $59.95 /Month. Instamojo pricing is not publicly listed.
Target audience: PaySimple is built for Freelancers / Consultants and Large Enterprises, while Instamojo targets Large Enterprises and Medium Business.
User satisfaction: PaySimple scores higher with a 4.1-star average.
Deployment: PaySimple supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; Instamojo supports SaaS/Web/Cloud, Mobile - Android.

Compare PaySimple vs Instamojo vs Authorize.Net — and walk away knowing which one fits.

Which tool fits your team best

Which is actually cheaper for your team size

Where each product wins, per real buyers

Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Biggest differences

Features

Pricing

Buying details

Security

Buyer feedback

Integrations

Product tour

Other options

	PaySimple (97) Talk to an expert Talk to an expert	Instamojo (14) Talk to an expert Talk to an expert	Authorize.Net (319) Talk to an expert Talk to an expert

Biggest differences

Affiliate Disclosure

Start here before you go deeper into features.

PaySimple

Best for small to mid-size businesses needing streamlined credit card payment processing.

Choose if

You run a small or mid-size retail or service business requiring recurring billing.
You want an intuitive, easy-to-use platform with integrated merchant services.
You need convenient scheduling of future payments and simple transaction management.

Consider alternatives if

You are a large enterprise needing highly customizable payment solutions.
You require 24/7 customer support and transparent, straightforward billing.

Instamojo

Best for small to medium businesses needing simple, multi-currency payment processing.

Choose if

You need fast payout processing within 72 hours to improve cash flow.
You want a user-friendly, straightforward interface for easy transaction management.
Your business requires support for multiple payment methods including credit/debit cards and PayPal.

Consider alternatives if

Your business demands highly responsive and proactive customer support.
You cannot tolerate risks of account freezing or funds being held without clear communication.

Authorize.Net

Best for customizable, secure payment processing in small to medium businesses.

Choose if

You need a payment gateway with a developer kit for custom checkout flows.
Your business requires reliable and secure credit card transaction processing.
You want strong customer support and seamless integration with existing software.

Consider alternatives if

You are a new user seeking a simple, out-of-the-box payment solution.
You require extensive third-party app marketplace integrations and connectors.

PaySimple: Best for small to mid-size businesses needing streamlined credit card payment processing. Instamojo: Best for small to medium businesses needing simple, multi-currency payment processing.

Description	PaySimple is a payment gateway application that can be used by online merchants to process credit card payments on their site. It is a software as a service (SaaS) solution that allows you ... Read More about PaySimple	Instamojo is a custom payment gateway software which provides the best possible services in terms of processing and accepting all kind of transactions. It has a very simple and ... Read More about Instamojo	Authorize.Net is a payment gateway service provider that enables your business to accept secure credit card and electronic check payments. Authorization.Net provides you with a software ... Read More about Authorize.Net
Entry Level Pricing	Starts from $59.95	Not Available	Starts from $25
Free Trial Availability	No free trial	No free trial	No free trial
Spotsaas Score What's this? ↗	8.6/10	8.6/10	9.3/10
User Ratings Based on verified Spotsaas reviews	4.1 (684)	2.6 (33)	3.7 (399)
Best Company Size	1-50 employees51-500 employees	1-50 employees51-500 employees	Small BusinessMedium Business
	Get pricing help	Get pricing help	Get pricing help

Software Demo

Demo

Need a second opinion?

Get shortlist help from a software advisor

Share your priorities, budget, and team needs, and we’ll help you narrow the options and understand the tradeoffs before you talk to vendors.

How do PaySimple, Instamojo and Authorize.Net Compare on Features?

Total Features	6 Features	7 Features	8 Features
Unique Features	No unique features	No unique features	No unique features
	Get Quote	Get Quote	Get Quote

Compare PaySimple, Instamojo and Authorize.Net on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option
Starting From	$59.95	Not Available	$25
Pricing Plans	Not Available	Not Available	Not Available
Pricing Page
	View detailed pricing	View detailed pricing	View detailed pricing

Other Details

Organization Types supported	Individuals Freelancers Large Enterprises Medium Business Small Business	Individuals Freelancers Large Enterprises Medium Business Small Business	Individuals Freelancers Large Enterprises Medium Business Small Business
Platforms Supported	Browser Based (Cloud) Mobile - Android Mobile - iOS Installed - Windows Browser Based (Cloud)	Browser Based (Cloud) Mobile - Android Mobile - iOS Installed - Windows Browser Based (Cloud)	Browser Based (Cloud) Mobile - Android Mobile - iOS Installed - Windows Browser Based (Cloud)
Modes of support	24/7 (Live rep) Business Hours Online	24/7 (Live rep) Business Hours Online	24/7 (Live rep) Business Hours Online
API Support	Available	Available	Available
	Get help choosing	Get help choosing	Get help choosing

Security & Compliance

Certifications, data handling, and security controls for IT and compliance evaluators.

SOC 2	✓ Yes	—	✓ Yes
HIPAA	✗ No	✗ No	✗ No
GDPR	✓ Yes	✓ Yes	✓ Yes
ISO 27001	—	—	✓ Yes
Multi-Factor Auth (MFA)	—	—	✓ Yes
Data Encryption	✓ Yes	✓ Yes	✓ Yes
Audit Logs	✓ Yes	—	✓ Yes
Data Residency	🇺🇸 US	🇮🇳 India	🇺🇸 US

PaySimple vs Instamojo User Reviews & Rating Comparison

User Ratings	4.1 (based on 684 reviews)	2.6 (based on 33 reviews)	3.7 (based on 399 reviews)
Rating Distribution	63 28 2 1 3	0 1 1 1 11	203 64 15 11 26
Spotsaas Editor’s POV generated by AI	Buyer sentiment Overall positive sentiment highlights ease of use and responsive support, tempered by concerns over billing clarity and support availability. What buyers like Ease of use Customer support responsiveness Streamlined payment processing Common complaints Limited support hours Complex payment plan adjustments	Buyer sentiment Mixed user sentiment with praise for ease of use and payout speed but significant frustration over customer support and account freezing issues. What buyers like Ease of use Fast payout processing Multi-currency support Common complaints Poor customer support Account freezing and fund holds	Buyer sentiment Users generally find Authorize.Net reliable and easy to use with strong customer support, though some struggle with its complexity and limited integration options. What buyers like Ease of use Integration capabilities Customer support Common complaints Complexity for new users Limited app marketplace options
Pros and Cons	Streamlined payment processes with easy transaction and schedule management Intuitive user experience facilitating payment handling and report generation Responsive and helpful customer support Limited customer support hours Complexity in adjusting and editing payment plans	Quick response time enabling payouts within 72 hours User-friendly and straightforward interface Supports multiple payment methods including credit/debit cards and PayPal Unresponsive customer support with long wait times Instances of account freezing and funds being held without clear communication	Seamless integration with other software Reliable and secure credit card transaction processing Excellent customer support Limited options in the app marketplace for additional connectors Complex features and customizations can be intimidating for new users
Positive Reviews	No reviews available for the product	No reviews available for the product	No reviews available for the product
Negative Reviews	No reviews available for the product	No reviews available for the product	No reviews available for the product
	Read reviews	Read reviews	Read reviews

List of Customers

Customers	Hastings on Hudson Brabo Payroll Sea Breeze Syrups	Malanad Plantations Yazon AE RI Sakhi	No Customers information available.

Media and Screenshots

Screenshots	3 Screenshots	4 Screenshots	No screenshots available.
Videos	5 Videos	4 Videos	3 Videos

Alternatives

Alternatives	Stripe Payments 4.5 WePay 3.6 Square Payments 4.6	Stripe Payments 4.5 PayU 1.9 Paytm Payment Gateway 4.5	Stripe Payments 4.5 QuickBooks Payments 4.2 PayorCRM

Frequently asked questions

Which is better, PaySimple or Instamojo?: PaySimple edges out the other on user ratings (4.1 vs 2.6). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
Do PaySimple and Instamojo offer a free trial?: Neither PaySimple nor Instamojo currently lists a free trial.
What is the starting price of PaySimple vs Instamojo?: PaySimple starts at $59.95 /Month. Instamojo starts at Contact for pricing.
What are the top alternatives to PaySimple?: Top alternatives to PaySimple include Stripe Payments, WePay, Square Payments, SuperPay, Paystand.
What are the top alternatives to Instamojo?: Top alternatives to Instamojo include Stripe Payments, PayU, Paytm Payment Gateway, MobiKwik Payment Gateway, Razorpay.

PaySimple vs Instamojo vs Authorize.Net Comparison

PaySimple

Instamojo

Authorize.Net

PaySimple vs Instamojo vs Authorize.Net — at a glance

Key differences between PaySimple and Instamojo

Compare PaySimple vs Instamojo vs Authorize.Net — and walk away knowing which one fits.

PaySimple

Instamojo

Authorize.Net

Biggest differences

Description

Entry Level Pricing

Free Trial Availability

Spotsaas Score

User Ratings

Best Company Size

Software Demo

Demo

Get shortlist help from a software advisor

How do PaySimple, Instamojo and Authorize.Net Compare on Features?

Compare PaySimple, Instamojo and Authorize.Net on pricing

Other Details

Organization Types supported

Platforms Supported

Modes of support

API Support

Security & Compliance

PaySimple vs Instamojo User Reviews & Rating Comparison

List of Customers

Customers

Media and Screenshots

Screenshots

Videos

Alternatives

Related Blogs and Articles for Payment Gateway Software

Frequently asked questions