PayPal vs Instamojo vs Tap2Pay Comparison
PayPal
Starting at Contact for pricing
- Large Enterprises
- Medium Business
PayPal is a payment gateway designed to make shopping online more secure and convenient. Its features include secure password-protected transactions, buyer and seller protection, and one-click checkout. PayPal is free to…
Instamojo
Starting at Contact for pricing
- Large Enterprises
- Medium Business
Instamojo is a custom payment gateway software which provides the best possible services in terms of processing and accepting all kind of transactions. It has a very simple and user-friendly interface and supports variou…
Tap2Pay
Starting at $49 /Month
- Freelancers / Consultants
- Large Enterprises
Tap2Pay is open source payment gateway software for online businesses. It enables any web merchant to accept payments from credit cards, e-wallets, and other payment instruments. It provides a smooth checkout experience…
PayPal vs Instamojo vs Tap2Pay — at a glance
| Feature | PayPal | Instamojo | Tap2Pay |
|---|---|---|---|
| Rating | 2.6 / 5 | 2.6 / 5 | 3.7 / 5 |
| Reviews | 26,837 | 33 | 19 |
| Starting price | Contact for pricing | Contact for pricing | $49 /Month |
| Free trial | No | No | No |
| Free version | No | No | No |
| Best for | Large Enterprises, Medium Business, Small Business | Large Enterprises, Medium Business, Small Business | Freelancers / Consultants, Large Enterprises, Medium Business |
| Category | Payment Gateway Software | Payment Gateway Software | Payment Gateway Software |
| Platforms | SaaS/Web/Cloud, Mobile - Android, Mobile - iOS | SaaS/Web/Cloud, Mobile - Android | SaaS/Web/Cloud |
| API | Available | Available | Available |
| Support modes | Business Hours, Online | Business Hours, Online | Online |
| Certifications | SOC 2, GDPR, ISO 27001 | GDPR | GDPR |
| Data residency | Global | India | Global |
Key differences between PayPal and Instamojo
- Deployment: PayPal supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; Instamojo supports SaaS/Web/Cloud, Mobile - Android.
Compare PayPal vs Instamojo vs Tap2Pay — and walk away knowing which one fits.
Which tool fits your team best
Which is actually cheaper for your team size
Where each product wins, per real buyers
Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.
Biggest differences
Features
Pricing
Buying details
Security
Buyer feedback
Integrations
Product tour
Other options
Biggest differences
Start here before you go deeper into features.
Best for secure, reliable online payments with strong buyer and seller protections.
- You run an e-commerce store needing quick, secure transactions and dispute resolution
- You want a payment gateway with excellent customer service and fraud refund policies
- Your business is small to medium-sized and values simple, streamlined payment workflows
- Your customers or team lack reliable email access for account verification
- You need extensive offline payment processing capabilities
Best for small to medium businesses needing simple, multi-currency payment processing.
- You need fast payout processing within 72 hours to improve cash flow.
- You want a user-friendly, straightforward interface for easy transaction management.
- Your business requires support for multiple payment methods including credit/debit cards and PayPal.
- Your business demands highly responsive and proactive customer support.
- You cannot tolerate risks of account freezing or funds being held without clear communication.
Open source, fast payment gateway ideal for small to medium online retailers.
- You need quick, low-complexity integration across multiple sales channels including social media.
- You want an open source solution allowing customization and transparency in payment processing.
- Your business is a small or medium e-commerce platform seeking a user-friendly checkout experience.
- Your company requires advanced fraud protection and comprehensive payout management features.
- You prioritize responsive customer support and stable account management without risk of closures.
PayPal: Best for secure, reliable online payments with strong buyer and seller protections. Instamojo: Best for small to medium businesses needing simple, multi-currency payment processing.
Description | PayPal is a payment gateway designed to make shopping online more secure and convenient. Its features include secure password-protected transactions, buyer and seller protection, and ... Read More about PayPal | Instamojo is a custom payment gateway software which provides the best possible services in terms of processing and accepting all kind of transactions. It has a very simple and ... Read More about Instamojo | Tap2Pay is open source payment gateway software for online businesses. It enables any web merchant to accept payments from credit cards, e-wallets, and other payment instruments. It ... Read More about Tap2Pay |
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Entry Level Pricing |
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Spotsaas ScoreWhat's this? ↗ | 9.8/10 | 8.6/10 | 8.8/10 |
User RatingsBased on verified Spotsaas reviews | |||
Best Company Size | Small BusinessMedium Business | 1-50 employees51-500 employees | Small BusinessMedium Business |
Get pricing help | Get pricing help | Get pricing help |
Software Demo
Demo |
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How do PayPal, Instamojo and Tap2Pay Compare on Features?
Total Features | 8 Features | 7 Features | 7 Features |
|---|---|---|---|
Unique Features | No unique features | No unique features | No unique features |
Get Quote | Get Quote | Get Quote |
Compare PayPal, Instamojo and Tap2Pay on pricing
Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.
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Pricing Page | Pricing information not available |  |  |
Other Details
Organization Types supported |
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Platforms Supported |
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API Support |
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Get help choosing | Get help choosing | Get help choosing |
Security & Compliance
Certifications, data handling, and security controls for IT and compliance evaluators.
SOC 2 | ✓ Yes | — | — |
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HIPAA | ✗ No | ✗ No | ✗ No |
GDPR | ✓ Yes | ✓ Yes | ✓ Yes |
ISO 27001 | ✓ Yes | — | — |
Single Sign-On (SSO) | ✓ Yes | — | — |
Multi-Factor Auth (MFA) | ✓ Yes | — | — |
Data Encryption | ✓ Yes | ✓ Yes | ✓ Yes |
Audit Logs | ✓ Yes | — | — |
Data Residency | 🌐 Global | 🇮🇳 India | 🌐 Global |
PayPal vs Instamojo User Reviews & Rating Comparison
User Ratings | |||
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Rating Distribution | |||
Spotsaas Editor’s POV generated by AI | Buyer sentiment Buyers appreciate PayPal’s customer service and security features but express concerns about support limitations and fees. What buyers like
Common complaints
| Buyer sentiment Mixed user sentiment with praise for ease of use and payout speed but significant frustration over customer support and account freezing issues. What buyers like
Common complaints
| Buyer sentiment Users appreciate Tap2Pay’s fast, secure, and easy-to-integrate payment system but express concerns about customer support and fraud-related issues. What buyers like
Common complaints
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Pros and Cons |
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Positive Reviews | No reviews available for the product | No reviews available for the product | No reviews available for the product |
| Negative Reviews | No reviews available for the product | No reviews available for the product | No reviews available for the product |
List of Customers
Customers | No Customers information available. |  Malanad Plantations  Yazon  AE RI Sakhi |  Santander  VISA  OP |
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Media and Screenshots
Screenshots |  3 Screenshots |  4 Screenshots |  5 Screenshots |
|---|---|---|---|
Videos |  5 Videos |  4 Videos |  3 Videos |
Alternatives
Alternatives |
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Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].
Frequently asked questions
- Which is better, PayPal or Instamojo?
- PayPal and Instamojo are closely matched with equal user ratings of 2.6. The right choice depends on your team size, budget, and specific Payment Gateway Software needs.
- Do PayPal and Instamojo offer a free trial?
- Neither PayPal nor Instamojo currently lists a free trial.
- What is the starting price of PayPal vs Instamojo?
- PayPal starts at Contact for pricing. Instamojo starts at Contact for pricing.
- What are the top alternatives to PayPal?
- Top alternatives to PayPal include PayU, Global Payments, Paytm Payment Gateway, India Online Pay, Razorpay.
- What are the top alternatives to Instamojo?
- Top alternatives to Instamojo include Stripe Payments, PayU, Paytm Payment Gateway, MobiKwik Payment Gateway, Razorpay.