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Payfacile vs PaySimple vs Authorize.Net Comparison

Last updated:

Payfacile

Starting at Contact for pricing

  • Medium Business
  • Small Business

Payfacile is a payment gateway software that allows online merchants to accept credit cards, debit cards, e-checks, and ACH payments on their e-commerce websites. This secure payment gateway software provides complete fr…

PaySimple

4.1(684 reviews)

Starting at $59.95 /Month

  • Freelancers / Consultants
  • Large Enterprises

PaySimple is a payment gateway application that can be used by online merchants to process credit card payments on their site. It is a software as a service (SaaS) solution that allows you to setup and run an e-commerce…

Authorize.Net

3.7(399 reviews)

Starting at $25 /Month

  • Large Enterprises
  • Medium Business

Authorize.Net is a payment gateway service provider that enables your business to accept secure credit card and electronic check payments. Authorization.Net provides you with a software developer's kit so you can customi…

PaySimple leads on user satisfaction with a 4.1-star rating across 684 reviews.

Payfacile vs PaySimple vs Authorize.Net — at a glance

FeaturePayfacilePaySimpleAuthorize.Net
Rating4.1 / 53.7 / 5
Reviews684399
Starting priceContact for pricing$59.95 /Month$25 /Month
Free trial No No No
Free version No No No
Best forMedium Business, Small BusinessFreelancers / Consultants, Large Enterprises, Medium BusinessLarge Enterprises, Medium Business, Small Business
CategoryPayment Gateway SoftwarePayment Gateway SoftwarePayment Gateway Software
PlatformsSaaS/Web/CloudSaaS/Web/Cloud, Mobile - Android, Mobile - iOSSaaS/Web/Cloud, Mobile - Android, Mobile - iOS
APIAvailableAvailable
Support modes24/7 (Live rep)Business Hours, Online24/7 (Live rep), Online
CertificationsSOC 2, GDPRSOC 2, GDPR, ISO 27001
Data residencyUSUSUS

Key differences between Payfacile and PaySimple

  • Pricing: PaySimple starts at $59.95 /Month. Payfacile pricing is not publicly listed.
  • Target audience: Payfacile is built for Medium Business and Small Business, while PaySimple targets Freelancers / Consultants and Large Enterprises.
  • Deployment: Payfacile supports SaaS/Web/Cloud; PaySimple supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS.

Compare Payfacile vs PaySimple vs Authorize.Net — and walk away knowing which one fits.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Payfacile - Payment Gateway Software
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Talk to an expert
PaySimple - Payment Gateway Software
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Talk to an expert
Authorize.Net - Payment Gateway Software
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Talk to an expert

Biggest differences

Start here before you go deeper into features.

Payfacile

Best for

Medium Business, Small Business

PaySimple

Best for small to mid-size businesses needing streamlined credit card payment processing.

Choose if
  • You run a small or mid-size retail or service business requiring recurring billing.
  • You want an intuitive, easy-to-use platform with integrated merchant services.
  • You need convenient scheduling of future payments and simple transaction management.
Consider alternatives if
  • You are a large enterprise needing highly customizable payment solutions.
  • You require 24/7 customer support and transparent, straightforward billing.

Authorize.Net

Best for customizable, secure payment processing in small to medium businesses.

Choose if
  • You need a payment gateway with a developer kit for custom checkout flows.
  • Your business requires reliable and secure credit card transaction processing.
  • You want strong customer support and seamless integration with existing software.
Consider alternatives if
  • You are a new user seeking a simple, out-of-the-box payment solution.
  • You require extensive third-party app marketplace integrations and connectors.

Payfacile typically suits Medium Business and Small Business. PaySimple tends to fit Freelancers / Consultants and Large Enterprises better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

Payfacile is a payment gateway software that allows online merchants to accept credit cards, debit cards, e-checks, and ACH payments on their e-commerce websites. This secure payment ... Read More about Payfacile

PaySimple is a payment gateway application that can be used by online merchants to process credit card payments on their site. It is a software as a service (SaaS) solution that allows you ... Read More about PaySimple

Authorize.Net is a payment gateway service provider that enables your business to accept secure credit card and electronic check payments. Authorization.Net provides you with a software ... Read More about Authorize.Net

Entry Level Pricing

  • Not Available
  • Starts from $59.95
  • Starts from $25

Free Trial Availability

  • No free trial
  • No free trial
  • No free trial

Spotsaas Score

What's this? ↗

8.0/10

8.6/10

9.3/10

User Ratings

Based on verified Spotsaas reviews

Best Company Size

1-50 employees51-500 employees
Small BusinessMedium Business
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Software Demo

Demo

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How do Payfacile, PaySimple and Authorize.Net Compare on Features?

Total Features

5 Features

6 Features

8 Features

Unique Features

No unique features

No unique features

No unique features

Get Quote
Get Quote
Get Quote

Compare Payfacile, PaySimple and Authorize.Net on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

        Starting From

        • Not Available
        • $59.95
        • $25

        Pricing Plans

        • Not Available
        • Not Available
        • Not Available

        Pricing Page

        Payfacile pricing
        PaySimple pricing
        Authorize.Net pricing

        Other Details

        Organization Types supported

        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business
        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business
        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business

        Platforms Supported

        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Browser Based (Cloud)
        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Browser Based (Cloud)
        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Browser Based (Cloud)

        Modes of support

        • 24/7 (Live rep)
        • Business Hours
        • Online
        • 24/7 (Live rep)
        • Business Hours
        • Online
        • 24/7 (Live rep)
        • Business Hours
        • Online

        API Support

        • Not Available
        • Available
        • Available
        Get help choosing
        Get help choosing
        Get help choosing

        Security & Compliance

        Certifications, data handling, and security controls for IT and compliance evaluators.

        SOC 2

        ✓ Yes
        ✓ Yes

        HIPAA

        ✗ No
        ✗ No
        ✗ No

        GDPR

        ✓ Yes
        ✓ Yes

        ISO 27001

        ✓ Yes

        Multi-Factor Auth (MFA)

        ✓ Yes

        Data Encryption

        ✓ Yes
        ✓ Yes
        ✓ Yes

        Audit Logs

        ✓ Yes
        ✓ Yes

        Data Residency

        🇺🇸 US
        🇺🇸 US
        🇺🇸 US

        Payfacile vs PaySimple User Reviews & Rating Comparison

        User Ratings

        No reviews available for the product

        Rating Distribution

        No reviews available for this product

        63

        28

        2

        1

        3

        203

        64

        15

        11

        26

        Spotsaas Editor’s POV generated by AI

        What buyers like

        • Supports various payment types
        • User-friendly interface
        • No maintenance costs

        Common complaints

        • Limited advanced features
        • May lack customization
        • Transaction fees apply

        Buyer sentiment

        Overall positive sentiment highlights ease of use and responsive support, tempered by concerns over billing clarity and support availability.

        What buyers like

        • Ease of use
        • Customer support responsiveness
        • Streamlined payment processing

        Common complaints

        • Limited support hours
        • Complex payment plan adjustments

        Buyer sentiment

        Users generally find Authorize.Net reliable and easy to use with strong customer support, though some struggle with its complexity and limited integration options.

        What buyers like

        • Ease of use
        • Integration capabilities
        • Customer support

        Common complaints

        • Complexity for new users
        • Limited app marketplace options

        Pros and Cons

        • Affordable pricing makes it accessible for small businesses.

        • User-friendly interface simplifies payment processing.

        • No maintenance costs reduce overall expenses.

        • Limited features may not satisfy larger businesses.

        • Transaction fees could impact profitability.

        • Streamlined payment processes with easy transaction and schedule management

        • Intuitive user experience facilitating payment handling and report generation

        • Responsive and helpful customer support

        • Limited customer support hours

        • Complexity in adjusting and editing payment plans

        • Seamless integration with other software

        • Reliable and secure credit card transaction processing

        • Excellent customer support

        • Limited options in the app marketplace for additional connectors

        • Complex features and customizations can be intimidating for new users

        Positive Reviews

        No reviews available for the product

        No reviews available for the product

        No reviews available for the product

        List of Customers

        Customers

        No Customers information available.

        Hastings on Hudson

        Hastings on Hudson

        Brabo Payroll

        Brabo Payroll

        Sea Breeze Syrups

        Sea Breeze Syrups

        No Customers information available.

        Media and Screenshots

        Screenshots

        No screenshots available.

        Time Line screenshot

        3 Screenshots

        No screenshots available.

        Videos

        video-0

        1 Videos

        video-0

        5 Videos

        video-0

        3 Videos

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        Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

        Frequently asked questions

        Which is better, Payfacile or PaySimple?
        PaySimple edges out the other on user ratings (4.1 vs -1.0). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
        Do Payfacile and PaySimple offer a free trial?
        Neither Payfacile nor PaySimple currently lists a free trial.
        What is the starting price of Payfacile vs PaySimple?
        Payfacile starts at Contact for pricing. PaySimple starts at $59.95 /Month.
        What are the top alternatives to Payfacile?
        Top alternatives to Payfacile include Chargezoom, Netfunda OneClickBill, InvoiceBerry, OneBill, PayorCRM.
        What are the top alternatives to PaySimple?
        Top alternatives to PaySimple include Stripe Payments, WePay, Square Payments, SuperPay, Paystand.

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