Which is better, Payfacile or Instamojo?

Instamojo edges out Payfacile based on user ratings across 33 reviews. That said, the best pick depends on your workflow — Payfacile may be a stronger fit for specific team sizes or use cases. Review the full comparison to decide.

What are the main differences between Payfacile and Instamojo?

Key differences between Payfacile and Instamojo include target audience (Payfacile targets Medium Business while Instamojo serves Large Enterprises). Use the Spotsaas comparison table to evaluate each dimension before deciding.

Do both Payfacile and Instamojo offer a Free trial?

Neither Payfacile nor Instamojo offers a free trial.

Who are the typical users of Payfacile?

Payfacile is designed for Medium Business, Small Business.

Who are the typical users of Instamojo?

Instamojo is designed for Large Enterprises, Medium Business, Small Business.

What is the starting price of Payfacile and Instamojo?

Pricing details for both Payfacile and Instamojo are unavailable.

What are the best alternatives to Payfacile?

Some top alternatives to Payfacile include Chargezoom, Netfunda OneClickBill, InvoiceBerry, OneBill, PayorCRM.

What are the best alternatives to Instamojo?

Some top alternatives to Instamojo include Stripe Payments, PayU, Paytm Payment Gateway, MobiKwik Payment Gateway, Razorpay.

Payfacile vs Instamojo vs Razorpay Comparison

Last updated: May 22, 2026

Payfacile

Starting at Contact for pricing

Medium Business
Small Business

Payfacile is a payment gateway software that allows online merchants to accept credit cards, debit cards, e-checks, and ACH payments on their e-commerce websites. This secure payment gateway software provides complete fr…

View Pricing Read Reviews

Instamojo

2.6(33 reviews)

Starting at Contact for pricing

Large Enterprises
Medium Business

Instamojo is a custom payment gateway software which provides the best possible services in terms of processing and accepting all kind of transactions. It has a very simple and user-friendly interface and supports variou…

View Pricing Read Reviews

Razorpay

3.8(141 reviews)

Starting at Contact for pricing

Individuals
Freelancers / Consultants

Razorpay's payment gateway software helps online businesses to accept payments from customers using their desktop and mobile devices. This online payment gateway helps you integrate seamlessly with the leading payment ga…

View Pricing Read Reviews

Instamojo leads on user satisfaction with a 2.6-star rating across 33 reviews.

Payfacile vs Instamojo vs Razorpay — at a glance

Feature	Payfacile	Instamojo	Razorpay
Rating	—	2.6 / 5	3.8 / 5
Reviews	—	33	141
Starting price	Contact for pricing	Contact for pricing	Contact for pricing
Free trial	No	No	No
Free version	No	No	No
Best for	Medium Business, Small Business	Large Enterprises, Medium Business, Small Business	Individuals, Freelancers / Consultants, Large Enterprises
Category	Payment Gateway Software	Payment Gateway Software	Payment Gateway Software
Platforms	SaaS/Web/Cloud	SaaS/Web/Cloud, Mobile - Android	SaaS/Web/Cloud, Mobile - Android
API	—	Available	Available
Support modes	24/7 (Live rep)	Business Hours, Online	24/7 (Live rep), Business Hours, Online
Certifications	—	GDPR	SOC 2, GDPR, ISO 27001
Data residency	US	India	India

Key differences between Payfacile and Instamojo

Target audience: Payfacile is built for Medium Business and Small Business, while Instamojo targets Large Enterprises and Medium Business.
Deployment: Payfacile supports SaaS/Web/Cloud; Instamojo supports SaaS/Web/Cloud, Mobile - Android.

Compare Payfacile vs Instamojo vs Razorpay — and walk away knowing which one fits.

Which tool fits your team best

Which is actually cheaper for your team size

Where each product wins, per real buyers

Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Biggest differences

Features

Pricing

Buying details

Security

Buyer feedback

Integrations

Product tour

Other options

	Payfacile Talk to an expert Talk to an expert	Instamojo (14) Talk to an expert Talk to an expert	Razorpay (34) Talk to an expert Talk to an expert

Biggest differences

Affiliate Disclosure

Start here before you go deeper into features.

Payfacile

Best for

Medium Business, Small Business

Instamojo

Best for small to medium businesses needing simple, multi-currency payment processing.

Choose if

You need fast payout processing within 72 hours to improve cash flow.
You want a user-friendly, straightforward interface for easy transaction management.
Your business requires support for multiple payment methods including credit/debit cards and PayPal.

Consider alternatives if

Your business demands highly responsive and proactive customer support.
You cannot tolerate risks of account freezing or funds being held without clear communication.

Razorpay

Best for Indian businesses needing flexible, API-driven payment gateway solutions.

Choose if

You operate an e-commerce or SaaS business primarily in India requiring diverse payment options.
Your development team needs easy, seamless API integration for custom payment workflows.
You want real-time payment insights via an intuitive dashboard for better financial management.

Consider alternatives if

You require extensive international card support without relying on third-party intermediaries.
You need transparent, straightforward pricing without complex, quotation-based negotiations.

Payfacile typically suits Medium Business and Small Business. Instamojo tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description	Payfacile is a payment gateway software that allows online merchants to accept credit cards, debit cards, e-checks, and ACH payments on their e-commerce websites. This secure payment ... Read More about Payfacile	Instamojo is a custom payment gateway software which provides the best possible services in terms of processing and accepting all kind of transactions. It has a very simple and ... Read More about Instamojo	Razorpay's payment gateway software helps online businesses to accept payments from customers using their desktop and mobile devices. This online payment gateway helps you integrate ... Read More about Razorpay
Free Trial Availability	No free trial	No free trial	No free trial
Spotsaas Score What's this? ↗	8.0/10	8.6/10	9.1/10
User Ratings Based on verified Spotsaas reviews		2.6 (33)	3.8 (141)
Best Company Size	—	1-50 employees51-500 employees	Small BusinessMedium Business
	Get pricing help	Get pricing help	Get pricing help

Software Demo

Demo

Need a second opinion?

Get shortlist help from a software advisor

Share your priorities, budget, and team needs, and we’ll help you narrow the options and understand the tradeoffs before you talk to vendors.

How do Payfacile, Instamojo and Razorpay Compare on Features?

Total Features	5 Features	7 Features	7 Features
Unique Features	No unique features	No unique features	No unique features
	Get Quote	Get Quote	Get Quote

Compare Payfacile, Instamojo and Razorpay on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option
Pricing Plans	Not Available	Not Available	Not Available
Pricing Page
	View detailed pricing	View detailed pricing	View detailed pricing

Other Details

Organization Types supported	Individuals Freelancers Large Enterprises Medium Business Small Business	Individuals Freelancers Large Enterprises Medium Business Small Business	Individuals Freelancers Large Enterprises Medium Business Small Business
Platforms Supported	Browser Based (Cloud) Mobile - Android Mobile - iOS Installed - Windows Browser Based (Cloud)	Browser Based (Cloud) Mobile - Android Mobile - iOS Installed - Windows Browser Based (Cloud)	Browser Based (Cloud) Mobile - Android Mobile - iOS Installed - Windows Browser Based (Cloud)
Modes of support	24/7 (Live rep) Business Hours Online	24/7 (Live rep) Business Hours Online	24/7 (Live rep) Business Hours Online
API Support	Not Available	Available	Available
	Get help choosing	Get help choosing	Get help choosing

Security & Compliance

Certifications, data handling, and security controls for IT and compliance evaluators.

SOC 2	—	—	✓ Yes
HIPAA	✗ No	✗ No	✗ No
GDPR	—	✓ Yes	✓ Yes
ISO 27001	—	—	✓ Yes
Multi-Factor Auth (MFA)	—	—	✓ Yes
Data Encryption	✓ Yes	✓ Yes	✓ Yes
Audit Logs	—	—	✓ Yes
Data Residency	🇺🇸 US	🇮🇳 India	🇮🇳 India

Payfacile vs Instamojo User Reviews & Rating Comparison

User Ratings	No reviews available for the product	2.6 (based on 33 reviews)	3.8 (based on 141 reviews)
Rating Distribution	No reviews available for this product	0 1 1 1 11	32 1 0 0 1
Spotsaas Editor’s POV generated by AI	What buyers like Supports various payment types User-friendly interface No maintenance costs Common complaints Limited advanced features May lack customization Transaction fees apply	Buyer sentiment Mixed user sentiment with praise for ease of use and payout speed but significant frustration over customer support and account freezing issues. What buyers like Ease of use Fast payout processing Multi-currency support Common complaints Poor customer support Account freezing and fund holds	Buyer sentiment Overall positive sentiment highlights Razorpay's ease of use, diverse payment options, and robust API integration, tempered by concerns over customer support and pricing clarity. What buyers like Ease of use Payment option variety API integration Common complaints Customer support delays Pricing complexity
Pros and Cons	Affordable pricing makes it accessible for small businesses. User-friendly interface simplifies payment processing. No maintenance costs reduce overall expenses. Limited features may not satisfy larger businesses. Transaction fees could impact profitability.	Quick response time enabling payouts within 72 hours User-friendly and straightforward interface Supports multiple payment methods including credit/debit cards and PayPal Unresponsive customer support with long wait times Instances of account freezing and funds being held without clear communication	Intuitive dashboard providing real-time payment insights Wide range of payment options including UPI, netbanking, and major Indian banks Easy API integration enabling seamless implementation on websites and apps Customer support response times can be slow, causing delays in issue resolution Pricing structure is complex and lacks clarity, especially for specialized payment needs
Positive Reviews	No reviews available for the product	No reviews available for the product	No reviews available for the product
Negative Reviews	No reviews available for the product	No reviews available for the product	No reviews available for the product
		Read reviews	Read reviews

List of Customers

Customers	No Customers information available.	Malanad Plantations Yazon AE RI Sakhi	Zoho Treebo FreshToHome

Media and Screenshots

Screenshots	No screenshots available.	4 Screenshots	3 Screenshots
Videos	1 Videos	4 Videos	4 Videos

Alternatives

Alternatives	Chargezoom 5 Netfunda OneClickBill InvoiceBerry 4.6	Stripe Payments 4.5 PayU 1.9 Paytm Payment Gateway 4.5	Stripe Payments 4.5 PayU 1.9 Instamojo 2.6

Frequently asked questions

Which is better, Payfacile or Instamojo?: Instamojo edges out the other on user ratings (2.6 vs -1.0). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
Do Payfacile and Instamojo offer a free trial?: Neither Payfacile nor Instamojo currently lists a free trial.
What is the starting price of Payfacile vs Instamojo?: Payfacile starts at Contact for pricing. Instamojo starts at Contact for pricing.
What are the top alternatives to Payfacile?: Top alternatives to Payfacile include Chargezoom, Netfunda OneClickBill, InvoiceBerry, OneBill, PayorCRM.
What are the top alternatives to Instamojo?: Top alternatives to Instamojo include Stripe Payments, PayU, Paytm Payment Gateway, MobiKwik Payment Gateway, Razorpay.

Payfacile vs Instamojo vs Razorpay Comparison

Payfacile

Instamojo

Razorpay

Payfacile vs Instamojo vs Razorpay — at a glance

Key differences between Payfacile and Instamojo

Compare Payfacile vs Instamojo vs Razorpay — and walk away knowing which one fits.

Payfacile

Instamojo

Razorpay

Biggest differences

Description

Free Trial Availability

Spotsaas Score

User Ratings

Best Company Size

Software Demo

Demo

Get shortlist help from a software advisor

How do Payfacile, Instamojo and Razorpay Compare on Features?

Compare Payfacile, Instamojo and Razorpay on pricing

Other Details

Organization Types supported

Platforms Supported

Modes of support

API Support

Security & Compliance

Payfacile vs Instamojo User Reviews & Rating Comparison

List of Customers

Customers

Media and Screenshots

Screenshots

Videos

Alternatives

Related Blogs and Articles for Payment Gateway Software

Frequently asked questions