Payfacile vs Instamojo vs Authorize.Net Comparison
Payfacile
Starting at Contact for pricing
- Medium Business
- Small Business
Payfacile is a payment gateway software that allows online merchants to accept credit cards, debit cards, e-checks, and ACH payments on their e-commerce websites. This secure payment gateway software provides complete fr…
Instamojo
Starting at Contact for pricing
- Large Enterprises
- Medium Business
Instamojo is a custom payment gateway software which provides the best possible services in terms of processing and accepting all kind of transactions. It has a very simple and user-friendly interface and supports variou…
Authorize.Net
Starting at $25 /Month
- Large Enterprises
- Medium Business
Authorize.Net is a payment gateway service provider that enables your business to accept secure credit card and electronic check payments. Authorization.Net provides you with a software developer's kit so you can customi…
Instamojo leads on user satisfaction with a 2.6-star rating across 33 reviews.
Payfacile vs Instamojo vs Authorize.Net — at a glance
| Feature | Payfacile | Instamojo | Authorize.Net |
|---|---|---|---|
| Rating | — | 2.6 / 5 | 3.7 / 5 |
| Reviews | — | 33 | 399 |
| Starting price | Contact for pricing | Contact for pricing | $25 /Month |
| Free trial | No | No | No |
| Free version | No | No | No |
| Best for | Medium Business, Small Business | Large Enterprises, Medium Business, Small Business | Large Enterprises, Medium Business, Small Business |
| Category | Payment Gateway Software | Payment Gateway Software | Payment Gateway Software |
| Platforms | SaaS/Web/Cloud | SaaS/Web/Cloud, Mobile - Android | SaaS/Web/Cloud, Mobile - Android, Mobile - iOS |
| API | — | Available | Available |
| Support modes | 24/7 (Live rep) | Business Hours, Online | 24/7 (Live rep), Online |
| Certifications | — | GDPR | SOC 2, GDPR, ISO 27001 |
| Data residency | US | India | US |
Key differences between Payfacile and Instamojo
- Target audience: Payfacile is built for Medium Business and Small Business, while Instamojo targets Large Enterprises and Medium Business.
- Deployment: Payfacile supports SaaS/Web/Cloud; Instamojo supports SaaS/Web/Cloud, Mobile - Android.
Compare Payfacile vs Instamojo vs Authorize.Net — and walk away knowing which one fits.
Which tool fits your team best
Which is actually cheaper for your team size
Where each product wins, per real buyers
Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.
Biggest differences
Features
Pricing
Buying details
Security
Buyer feedback
Integrations
Product tour
Other options
Talk to an expert Talk to an expert | Talk to an expert Talk to an expert |
Biggest differences
Start here before you go deeper into features.
Medium Business, Small Business
Best for small to medium businesses needing simple, multi-currency payment processing.
- You need fast payout processing within 72 hours to improve cash flow.
- You want a user-friendly, straightforward interface for easy transaction management.
- Your business requires support for multiple payment methods including credit/debit cards and PayPal.
- Your business demands highly responsive and proactive customer support.
- You cannot tolerate risks of account freezing or funds being held without clear communication.
Best for customizable, secure payment processing in small to medium businesses.
- You need a payment gateway with a developer kit for custom checkout flows.
- Your business requires reliable and secure credit card transaction processing.
- You want strong customer support and seamless integration with existing software.
- You are a new user seeking a simple, out-of-the-box payment solution.
- You require extensive third-party app marketplace integrations and connectors.
Payfacile typically suits Medium Business and Small Business. Instamojo tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.
Description | Payfacile is a payment gateway software that allows online merchants to accept credit cards, debit cards, e-checks, and ACH payments on their e-commerce websites. This secure payment ... Read More about Payfacile | Instamojo is a custom payment gateway software which provides the best possible services in terms of processing and accepting all kind of transactions. It has a very simple and ... Read More about Instamojo | Authorize.Net is a payment gateway service provider that enables your business to accept secure credit card and electronic check payments. Authorization.Net provides you with a software ... Read More about Authorize.Net |
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Spotsaas ScoreWhat's this? ↗ | 8.0/10 | 8.6/10 | 9.3/10 |
User RatingsBased on verified Spotsaas reviews | |||
Best Company Size | — | 1-50 employees51-500 employees | Small BusinessMedium Business |
Get pricing help | Get pricing help | Get pricing help |
Software Demo
Demo |
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How do Payfacile, Instamojo and Authorize.Net Compare on Features?
Total Features | 5 Features | 7 Features | 8 Features |
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Unique Features | No unique features | No unique features | No unique features |
Get Quote | Get Quote | Get Quote |
Compare Payfacile, Instamojo and Authorize.Net on pricing
Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.
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Other Details
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Get help choosing | Get help choosing | Get help choosing |
Security & Compliance
Certifications, data handling, and security controls for IT and compliance evaluators.
SOC 2 | — | — | ✓ Yes |
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HIPAA | ✗ No | ✗ No | ✗ No |
GDPR | — | ✓ Yes | ✓ Yes |
ISO 27001 | — | — | ✓ Yes |
Multi-Factor Auth (MFA) | — | — | ✓ Yes |
Data Encryption | ✓ Yes | ✓ Yes | ✓ Yes |
Audit Logs | — | — | ✓ Yes |
Data Residency | 🇺🇸 US | 🇮🇳 India | 🇺🇸 US |
Payfacile vs Instamojo User Reviews & Rating Comparison
User Ratings | No reviews available for the product | ||
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Rating Distribution | No reviews available for this product | ||
Spotsaas Editor’s POV generated by AI | What buyers like
Common complaints
| Buyer sentiment Mixed user sentiment with praise for ease of use and payout speed but significant frustration over customer support and account freezing issues. What buyers like
Common complaints
| Buyer sentiment Users generally find Authorize.Net reliable and easy to use with strong customer support, though some struggle with its complexity and limited integration options. What buyers like
Common complaints
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Pros and Cons |
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Positive Reviews | No reviews available for the product | No reviews available for the product | No reviews available for the product |
| Negative Reviews | No reviews available for the product | No reviews available for the product | No reviews available for the product |
List of Customers
Customers | No Customers information available. |  Malanad Plantations  Yazon  AE RI Sakhi | No Customers information available. |
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Media and Screenshots
Screenshots | No screenshots available. |  4 Screenshots | No screenshots available. |
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Videos |  1 Videos |  4 Videos |  3 Videos |
Alternatives
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Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].
Frequently asked questions
- Which is better, Payfacile or Instamojo?
- Instamojo edges out the other on user ratings (2.6 vs -1.0). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
- Do Payfacile and Instamojo offer a free trial?
- Neither Payfacile nor Instamojo currently lists a free trial.
- What is the starting price of Payfacile vs Instamojo?
- Payfacile starts at Contact for pricing. Instamojo starts at Contact for pricing.
- What are the top alternatives to Payfacile?
- Top alternatives to Payfacile include Chargezoom, Netfunda OneClickBill, InvoiceBerry, OneBill, PayorCRM.
- What are the top alternatives to Instamojo?
- Top alternatives to Instamojo include Stripe Payments, PayU, Paytm Payment Gateway, MobiKwik Payment Gateway, Razorpay.