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Instamojo vs India Online Pay Comparison

Last updated:

Instamojo

2.6(33 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

Instamojo is a custom payment gateway software which provides the best possible services in terms of processing and accepting all kind of transactions. It has a very simple and user-friendly interface and supports variou…

India Online Pay

Starting at Contact for pricing

  • Individuals
  • Freelancers / Consultants

India Online Pay allows their clients to process online payments through any of the major credit cards or e-payment options and bank accounts in India. They make it possible for payment gateways to accept all banks' onli…

Instamojo leads on user satisfaction with a 2.6-star rating across 33 reviews.

SpotSaaS Analysis

InstamojoIndia Online Pay

The core difference is that Instamojo is specifically tailored for small to medium businesses seeking efficient multi-currency payment processing, while India Online Pay lacks detailed information on its target audience and features. Ideal buyers for Instamojo are businesses that prioritize quick payouts and an easy-to-use interface, whereas potential buyers for India Online Pay remain unclear due to insufficient details.

- Best for small to medium businesses - Offers multi-currency payment processing - Fast payout processing within 72 hours - User-friendly interface - Ideal for improving cash flow - Suitable for companies with 1-500 employees

- Information on target audience not provided - Features and benefits remain unclear - Pricing details not listed - Lacks specific use cases - No defined company size suitability - Potential buyer profile is ambiguous

Instamojo vs India Online Pay — at a glance

FeatureInstamojoIndia Online Pay
Rating2.6 / 5
Reviews33
Starting priceContact for pricingContact for pricing
Free trial No No
Free version No No
Best forLarge Enterprises, Medium Business, Small BusinessIndividuals, Freelancers / Consultants, Large Enterprises
CategoryPayment Gateway SoftwarePayment Gateway Software
PlatformsSaaS/Web/Cloud, Mobile - AndroidSaaS/Web/Cloud
APIAvailableAvailable
Support modesBusiness Hours, Online24/7 (Live rep), Online
CertificationsGDPRGDPR
Data residencyIndiaIndia

Key differences between Instamojo and India Online Pay

  • Target audience: Instamojo is built for Large Enterprises and Medium Business, while India Online Pay targets Individuals and Freelancers / Consultants.
  • Deployment: Instamojo supports SaaS/Web/Cloud, Mobile - Android; India Online Pay supports SaaS/Web/Cloud.

Instamojo vs India Online Pay — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Instamojo - Payment Gateway Software
Talk to an expert
Talk to an expert
India Online Pay - Payment Gateway Software
Talk to an expert
Talk to an expert

Biggest differences

Start here before you go deeper into features.

Instamojo

Best for small to medium businesses needing simple, multi-currency payment processing.

Choose if
  • You need fast payout processing within 72 hours to improve cash flow.
  • You want a user-friendly, straightforward interface for easy transaction management.
  • Your business requires support for multiple payment methods including credit/debit cards and PayPal.
Consider alternatives if
  • Your business demands highly responsive and proactive customer support.
  • You cannot tolerate risks of account freezing or funds being held without clear communication.

India Online Pay

Best for

Individuals, Freelancers / Consultants, Large Enterprises

Instamojo typically suits Large Enterprises and Medium Business. India Online Pay tends to fit Individuals and Freelancers / Consultants better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

Instamojo is a custom payment gateway software which provides the best possible services in terms of processing and accepting all kind of transactions. It has a very simple and ... Read More about Instamojo

India Online Pay allows their clients to process online payments through any of the major credit cards or e-payment options and bank accounts in India. They make it possible for payment ... Read More about India Online Pay

Free Trial Availability

  • No free trial
  • No free trial

Spotsaas Score

What's this? ↗

8.6/10

8.4/10

User Ratings

Based on verified Spotsaas reviews

2.6

(33)

Best Company Size

1-50 employees51-500 employees
Get pricing help
Get pricing help

Software Demo

Demo

No software demo available

India Online Pay has not given any software demo yet

If you're the owner of this profile, add your demo.Contact us

Need a second opinion?

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Share your priorities, budget, and team needs, and we’ll help you narrow the options and understand the tradeoffs before you talk to vendors.

How do Instamojo and India Online Pay Compare on Features?

Total Features

7 Features

8 Features

Unique Features

No unique features

No unique features

Get Quote
Get Quote

Compare Instamojo and India Online Pay on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Pricing Plans

      • Not Available
      • Not Available

      Pricing Page

      Instamojo pricing
      India Online Pay pricing

      Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Available
      • Available
      Get help choosing
      Get help choosing

      Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      HIPAA

      ✗ No
      ✗ No

      GDPR

      ✓ Yes
      ✓ Yes

      Data Encryption

      ✓ Yes

      Data Residency

      🇮🇳 India
      🇮🇳 India

      Instamojo User Reviews & Rating Comparison

      User Ratings

      No reviews available for the product

      Rating Distribution

      0

      1

      1

      1

      11

      No reviews available for this product

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Mixed user sentiment with praise for ease of use and payout speed but significant frustration over customer support and account freezing issues.

      What buyers like

      • Ease of use
      • Fast payout processing
      • Multi-currency support

      Common complaints

      • Poor customer support
      • Account freezing and fund holds

      What buyers like

      • Supports multiple payment methods
      • Easy integration with banks
      • User-friendly interface

      Common complaints

      • Limited to Indian market
      • May have transaction fees
      • Customer support can be slow

      Pros and Cons

      • Quick response time enabling payouts within 72 hours

      • User-friendly and straightforward interface

      • Supports multiple payment methods including credit/debit cards and PayPal

      • Unresponsive customer support with long wait times

      • Instances of account freezing and funds being held without clear communication

      • Wide range of payment options including IMPS and NEFT.

      • Strong security measures to protect transactions.

      • Primarily focused on the Indian market, limiting global reach.

      • Transaction fees may vary based on payment method.

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      Negative Reviews

      No reviews available for the product

      No reviews available for the product

      List of Customers

      Customers

      Malanad Plantations

      Malanad Plantations

      Yazon

      Yazon

      AE RI Sakhi

      AE RI Sakhi

      No Customers information available.

      Media and Screenshots

      Screenshots

      Embed Instamojo Payment Button

      4 Screenshots

      No screenshots available.

      Videos

      video-0

      4 Videos

      No videos available.

      Top Alternatives to Instamojo and India Online Pay in 2026

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      Add another option to compare side by side

      Search by product name to compare pricing, fit, and buyer feedback in one view.

      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, Instamojo or India Online Pay?
      Instamojo edges out the other on user ratings (2.6 vs -1.0). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
      Do Instamojo and India Online Pay offer a free trial?
      Neither Instamojo nor India Online Pay currently lists a free trial.
      What is the starting price of Instamojo vs India Online Pay?
      Instamojo starts at Contact for pricing. India Online Pay starts at Contact for pricing.
      What are the top alternatives to Instamojo?
      Top alternatives to Instamojo include Stripe Payments, PayU, Paytm Payment Gateway, MobiKwik Payment Gateway, Razorpay.
      What are the top alternatives to India Online Pay?
      Top alternatives to India Online Pay include Global Payments, Checkout.com, PayPal, Paytm Payment Gateway, MultiSafepay.

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