Which is better, Instamojo or Authorize.Net?

Authorize.Net edges out Instamojo based on user ratings across 399 reviews. That said, the best pick depends on your workflow — Instamojo may be a stronger fit for specific team sizes or use cases. Review the full comparison to decide.

What are the main differences between Instamojo and Authorize.Net?

Key differences between Instamojo and Authorize.Net include pricing (Instamojo starts at undisclosed vs Authorize.Net at $25). Use the Spotsaas comparison table to evaluate each dimension before deciding.

Do both Instamojo and Authorize.Net offer a Free trial?

Neither Instamojo nor Authorize.Net offers a free trial.

Who are the typical users of Instamojo?

Instamojo is designed for Large Enterprises, Medium Business, Small Business.

Who are the typical users of Authorize.Net?

Authorize.Net is designed for Large Enterprises, Medium Business, Small Business.

What is the starting price of Instamojo and Authorize.Net?

The starting price of Authorize.Net is $25/Month. Pricing for Instamojo is unavailable.

What are the best alternatives to Instamojo?

Some top alternatives to Instamojo include Stripe Payments, PayU, Paytm Payment Gateway, MobiKwik Payment Gateway, Razorpay.

What are the best alternatives to Authorize.Net?

Some top alternatives to Authorize.Net include Stripe Payments, QuickBooks Payments, PayorCRM, UniPay Gateway, NETELLER.

Instamojo vs Authorize.Net vs Razorpay Comparison

Last updated: May 18, 2026

Instamojo

2.6(33 reviews)

Starting at Contact for pricing

Large Enterprises
Medium Business

Instamojo is a custom payment gateway software which provides the best possible services in terms of processing and accepting all kind of transactions. It has a very simple and user-friendly interface and supports variou…

View Pricing Read Reviews

Authorize.Net

3.7(399 reviews)

Starting at $25 /Month

Large Enterprises
Medium Business

Authorize.Net is a payment gateway service provider that enables your business to accept secure credit card and electronic check payments. Authorization.Net provides you with a software developer's kit so you can customi…

View Pricing Read Reviews

Razorpay

3.8(141 reviews)

Starting at Contact for pricing

Individuals
Freelancers / Consultants

Razorpay's payment gateway software helps online businesses to accept payments from customers using their desktop and mobile devices. This online payment gateway helps you integrate seamlessly with the leading payment ga…

View Pricing Read Reviews

Authorize.Net leads on user satisfaction with a 3.7-star rating across 399 reviews.

Instamojo vs Authorize.Net vs Razorpay — at a glance

Feature	Instamojo	Authorize.Net	Razorpay
Rating	2.6 / 5	3.7 / 5	3.8 / 5
Reviews	33	399	141
Starting price	Contact for pricing	$25 /Month	Contact for pricing
Free trial	No	No	No
Free version	No	No	No
Best for	Large Enterprises, Medium Business, Small Business	Large Enterprises, Medium Business, Small Business	Individuals, Freelancers / Consultants, Large Enterprises
Category	Payment Gateway Software	Payment Gateway Software	Payment Gateway Software
Platforms	SaaS/Web/Cloud, Mobile - Android	SaaS/Web/Cloud, Mobile - Android, Mobile - iOS	SaaS/Web/Cloud, Mobile - Android
API	Available	Available	Available
Support modes	Business Hours, Online	24/7 (Live rep), Online	24/7 (Live rep), Business Hours, Online
Certifications	GDPR	SOC 2, GDPR, ISO 27001	SOC 2, GDPR, ISO 27001
Data residency	India	US	India

Key differences between Instamojo and Authorize.Net

Pricing: Authorize.Net starts at $25 /Month. Instamojo pricing is not publicly listed.
User satisfaction: Authorize.Net scores higher with a 3.7-star average.
Deployment: Instamojo supports SaaS/Web/Cloud, Mobile - Android; Authorize.Net supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS.

Compare Instamojo vs Authorize.Net vs Razorpay — and walk away knowing which one fits.

Which tool fits your team best

Which is actually cheaper for your team size

Where each product wins, per real buyers

Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Biggest differences

Features

Pricing

Buying details

Security

Buyer feedback

Integrations

Product tour

Other options

	Instamojo (14) Talk to an expert Talk to an expert	Authorize.Net (319) Talk to an expert Talk to an expert	Razorpay (34) Talk to an expert Talk to an expert

Biggest differences

Affiliate Disclosure

Start here before you go deeper into features.

Instamojo

Best for small to medium businesses needing simple, multi-currency payment processing.

Choose if

You need fast payout processing within 72 hours to improve cash flow.
You want a user-friendly, straightforward interface for easy transaction management.
Your business requires support for multiple payment methods including credit/debit cards and PayPal.

Consider alternatives if

Your business demands highly responsive and proactive customer support.
You cannot tolerate risks of account freezing or funds being held without clear communication.

Authorize.Net

Best for customizable, secure payment processing in small to medium businesses.

Choose if

You need a payment gateway with a developer kit for custom checkout flows.
Your business requires reliable and secure credit card transaction processing.
You want strong customer support and seamless integration with existing software.

Consider alternatives if

You are a new user seeking a simple, out-of-the-box payment solution.
You require extensive third-party app marketplace integrations and connectors.

Razorpay

Best for Indian businesses needing flexible, API-driven payment gateway solutions.

Choose if

You operate an e-commerce or SaaS business primarily in India requiring diverse payment options.
Your development team needs easy, seamless API integration for custom payment workflows.
You want real-time payment insights via an intuitive dashboard for better financial management.

Consider alternatives if

You require extensive international card support without relying on third-party intermediaries.
You need transparent, straightforward pricing without complex, quotation-based negotiations.

Instamojo: Best for small to medium businesses needing simple, multi-currency payment processing. Authorize.Net: Best for customizable, secure payment processing in small to medium businesses.

Description	Instamojo is a custom payment gateway software which provides the best possible services in terms of processing and accepting all kind of transactions. It has a very simple and ... Read More about Instamojo	Authorize.Net is a payment gateway service provider that enables your business to accept secure credit card and electronic check payments. Authorization.Net provides you with a software ... Read More about Authorize.Net	Razorpay's payment gateway software helps online businesses to accept payments from customers using their desktop and mobile devices. This online payment gateway helps you integrate ... Read More about Razorpay
Entry Level Pricing	Not Available	Starts from $25	Not Available
Free Trial Availability	No free trial	No free trial	No free trial
Spotsaas Score What's this? ↗	8.6/10	9.3/10	9.1/10
User Ratings Based on verified Spotsaas reviews	2.6 (33)	3.7 (399)	3.8 (141)
Best Company Size	1-50 employees51-500 employees	Small BusinessMedium Business	Small BusinessMedium Business
	Get pricing help	Get pricing help	Get pricing help

Software Demo

Demo

Need a second opinion?

Get shortlist help from a software advisor

Share your priorities, budget, and team needs, and we’ll help you narrow the options and understand the tradeoffs before you talk to vendors.

How do Instamojo, Authorize.Net and Razorpay Compare on Features?

Total Features	7 Features	8 Features	7 Features
Unique Features	No unique features	No unique features	No unique features
	Get Quote	Get Quote	Get Quote

Compare Instamojo, Authorize.Net and Razorpay on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option
Starting From	Not Available	$25	Not Available
Pricing Plans	Not Available	Not Available	Not Available
Pricing Page
	View detailed pricing	View detailed pricing	View detailed pricing

Other Details

Organization Types supported	Individuals Freelancers Large Enterprises Medium Business Small Business	Individuals Freelancers Large Enterprises Medium Business Small Business	Individuals Freelancers Large Enterprises Medium Business Small Business
Platforms Supported	Browser Based (Cloud) Mobile - Android Mobile - iOS Installed - Windows Browser Based (Cloud)	Browser Based (Cloud) Mobile - Android Mobile - iOS Installed - Windows Browser Based (Cloud)	Browser Based (Cloud) Mobile - Android Mobile - iOS Installed - Windows Browser Based (Cloud)
Modes of support	24/7 (Live rep) Business Hours Online	24/7 (Live rep) Business Hours Online	24/7 (Live rep) Business Hours Online
API Support	Available	Available	Available
	Get help choosing	Get help choosing	Get help choosing

Security & Compliance

Certifications, data handling, and security controls for IT and compliance evaluators.

SOC 2	—	✓ Yes	✓ Yes
HIPAA	✗ No	✗ No	✗ No
GDPR	✓ Yes	✓ Yes	✓ Yes
ISO 27001	—	✓ Yes	✓ Yes
Multi-Factor Auth (MFA)	—	✓ Yes	✓ Yes
Data Encryption	✓ Yes	✓ Yes	✓ Yes
Audit Logs	—	✓ Yes	✓ Yes
Data Residency	🇮🇳 India	🇺🇸 US	🇮🇳 India

Instamojo vs Authorize.Net User Reviews & Rating Comparison

User Ratings	2.6 (based on 33 reviews)	3.7 (based on 399 reviews)	3.8 (based on 141 reviews)
Rating Distribution	0 1 1 1 11	203 64 15 11 26	32 1 0 0 1
Spotsaas Editor’s POV generated by AI	Buyer sentiment Mixed user sentiment with praise for ease of use and payout speed but significant frustration over customer support and account freezing issues. What buyers like Ease of use Fast payout processing Multi-currency support Common complaints Poor customer support Account freezing and fund holds	Buyer sentiment Users generally find Authorize.Net reliable and easy to use with strong customer support, though some struggle with its complexity and limited integration options. What buyers like Ease of use Integration capabilities Customer support Common complaints Complexity for new users Limited app marketplace options	Buyer sentiment Overall positive sentiment highlights Razorpay's ease of use, diverse payment options, and robust API integration, tempered by concerns over customer support and pricing clarity. What buyers like Ease of use Payment option variety API integration Common complaints Customer support delays Pricing complexity
Pros and Cons	Quick response time enabling payouts within 72 hours User-friendly and straightforward interface Supports multiple payment methods including credit/debit cards and PayPal Unresponsive customer support with long wait times Instances of account freezing and funds being held without clear communication	Seamless integration with other software Reliable and secure credit card transaction processing Excellent customer support Limited options in the app marketplace for additional connectors Complex features and customizations can be intimidating for new users	Intuitive dashboard providing real-time payment insights Wide range of payment options including UPI, netbanking, and major Indian banks Easy API integration enabling seamless implementation on websites and apps Customer support response times can be slow, causing delays in issue resolution Pricing structure is complex and lacks clarity, especially for specialized payment needs
Positive Reviews	No reviews available for the product	No reviews available for the product	No reviews available for the product
Negative Reviews	No reviews available for the product	No reviews available for the product	No reviews available for the product
	Read reviews	Read reviews	Read reviews

List of Customers

Customers	Malanad Plantations Yazon AE RI Sakhi	No Customers information available.	Zoho Treebo FreshToHome

Media and Screenshots

Screenshots	4 Screenshots	No screenshots available.	3 Screenshots
Videos	4 Videos	3 Videos	4 Videos

Alternatives

Alternatives	Stripe Payments 4.5 PayU 1.9 Paytm Payment Gateway 4.5	Stripe Payments 4.5 QuickBooks Payments 4.2 PayorCRM	Stripe Payments 4.5 PayU 1.9 Instamojo 2.6

Frequently asked questions

Which is better, Instamojo or Authorize.Net?: Authorize.Net edges out the other on user ratings (3.7 vs 2.6). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
Do Instamojo and Authorize.Net offer a free trial?: Neither Instamojo nor Authorize.Net currently lists a free trial.
What is the starting price of Instamojo vs Authorize.Net?: Instamojo starts at Contact for pricing. Authorize.Net starts at $25 /Month.
What are the top alternatives to Instamojo?: Top alternatives to Instamojo include Stripe Payments, PayU, Paytm Payment Gateway, MobiKwik Payment Gateway, Razorpay.
What are the top alternatives to Authorize.Net?: Top alternatives to Authorize.Net include Stripe Payments, QuickBooks Payments, PayorCRM, UniPay Gateway, NETELLER.

Instamojo vs Authorize.Net vs Razorpay Comparison

Instamojo

Authorize.Net

Razorpay

Instamojo vs Authorize.Net vs Razorpay — at a glance

Key differences between Instamojo and Authorize.Net

Compare Instamojo vs Authorize.Net vs Razorpay — and walk away knowing which one fits.

Instamojo

Authorize.Net

Razorpay

Biggest differences

Description

Entry Level Pricing

Free Trial Availability

Spotsaas Score

User Ratings

Best Company Size

Software Demo

Demo

Get shortlist help from a software advisor

How do Instamojo, Authorize.Net and Razorpay Compare on Features?

Compare Instamojo, Authorize.Net and Razorpay on pricing

Other Details

Organization Types supported

Platforms Supported

Modes of support

API Support

Security & Compliance

Instamojo vs Authorize.Net User Reviews & Rating Comparison

List of Customers

Customers

Media and Screenshots

Screenshots

Videos

Alternatives

Related Blogs and Articles for Payment Gateway Software

Frequently asked questions