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GoCardless vs Square Payments vs PayPal Here Comparison

Last updated:

GoCardless

3.8(1,655 reviews)

Starting at Contact for pricing

  • Free Trial
  • Large Enterprises
  • Medium Business

venmo for Business is a powerful next-generation solution that provides merchants with the ability to process credit and debit cards, as well assist with customer service, sales, marketing, and informational data. Based…

Square Payments

4.6(132 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

Square Payments is a software application that allows you to take payments with your iPhone or iPad. It accepts credit and debit card payments, is free to download, and is easy to learn.

PayPal Here

3.2(97 reviews)

Starting at Contact for pricing

  • Individuals
  • Large Enterprises

PayPal makes online shopping (and in-store shopping) easy, safe and more secure wherever you want to accept payments. It is one of the most innovative mobile point-of-sale (mPOS) solutions available today.It is Designed…

Square Payments leads on user satisfaction with a 4.6-star rating across 132 reviews.

GoCardless vs Square Payments vs PayPal Here — at a glance

FeatureGoCardlessSquare PaymentsPayPal Here
Rating3.8 / 54.6 / 53.2 / 5
Reviews1,65513297
Starting priceContact for pricingContact for pricingContact for pricing
Free trial Yes No No
Free version No No No
Best forLarge Enterprises, Medium Business, Small BusinessLarge Enterprises, Medium Business, Small BusinessIndividuals, Large Enterprises, Medium Business
CategoryPayment Processing SoftwarePayment Processing SoftwarePayment Processing Software
PlatformsSaaS/Web/CloudSaaS/Web/CloudSaaS/Web/Cloud, Mobile - Android, Mobile - iOS
APIAvailable
Support modesOnline24/7 (Live rep), OnlineOnline
CertificationsSOC 2SOC 2, GDPR
Data residencyGlobalUSGlobal

Key differences between GoCardless and Square Payments

  • Free trial: GoCardless offers a free trial; Square Payments does not.
  • User satisfaction: Square Payments scores higher with a 4.6-star average.
  • Deployment: GoCardless supports SaaS/Web/Cloud; Square Payments supports SaaS/Web/Cloud.

Compare GoCardless vs Square Payments vs PayPal Here — and walk away knowing which one fits.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Processing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

GoCardless - Payment Processing Software
Talk to an expert
Talk to an expert
Square Payments - Payment Processing Software
Talk to an expert
Talk to an expert
PayPal Here - Payment Processing Software
Talk to an expert
Talk to an expert

Biggest differences

Start here before you go deeper into features.

GoCardless

Best for

Large Enterprises, Medium Business, Small Business

Square Payments

Best for small to mid-sized businesses needing simple mobile payment processing.

Choose if
  • You run a retail, food, or mobile vendor business needing quick mobile payments.
  • You want an easy-to-learn, mobile-first solution for iPhone or iPad payments.
  • You prefer a low-cost, fast setup without complex integrations or customization.
Consider alternatives if
  • You are a large enterprise requiring complex payment integrations and advanced reporting.
  • You need detailed pricing transparency and extensive customization options.

PayPal Here

Best for

Individuals, Large Enterprises, Medium Business

GoCardless typically suits Large Enterprises and Medium Business. Square Payments tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

venmo for Business is a powerful next-generation solution that provides merchants with the ability to process credit and debit cards, as well assist with customer service, sales, marketing, ... Read More about GoCardless

Square Payments is a software application that allows you to take payments with your iPhone or iPad. It accepts credit and debit card payments, is free to download, and is easy to learn.

PayPal makes online shopping (and in-store shopping) easy, safe and more secure wherever you want to accept payments. It is one of the most innovative mobile point-of-sale (mPOS) solutions ... Read More about PayPal Here

Free Trial Availability

  • No free trial
  • No free trial

User Ratings

Based on verified Spotsaas reviews

3.2

(97)

Best Company Size

1-50 employees51-500 employees
Get pricing help
Get pricing help
Get pricing help

Software Demo

Demo

No software demo available

Square Payments has not given any software demo yet

If you're the owner of this profile, add your demo.Contact us

Need a second opinion?

Get shortlist help from a software advisor

Share your priorities, budget, and team needs, and we’ll help you narrow the options and understand the tradeoffs before you talk to vendors.

Compare GoCardless, Square Payments and PayPal Here on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

        Pricing Plans

        • Not Available
        • Not Available
        • Not Available

        Pricing Page

        GoCardless pricing
        Square Payments pricing

        Pricing information not available

        Other Details

        Organization Types supported

        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business
        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business
        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business

        Platforms Supported

        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Installed - Mac
        • Browser Based (Cloud)
        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Installed - Mac
        • Browser Based (Cloud)
        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Installed - Mac
        • Browser Based (Cloud)

        Modes of support

        • 24/7 (Live rep)
        • Business Hours
        • Online
        • 24/7 (Live rep)
        • Business Hours
        • Online
        • 24/7 (Live rep)
        • Business Hours
        • Online

        API Support

        • Available
        • Not Available
        • Not Available
        Get help choosing
        Get help choosing
        Get help choosing

        Security & Compliance

        Certifications, data handling, and security controls for IT and compliance evaluators.

        SOC 2

        ✓ Yes
        ✓ Yes

        HIPAA

        ✗ No
        ✗ No
        ✗ No

        GDPR

        ✓ Yes

        Multi-Factor Auth (MFA)

        ✓ Yes

        Data Encryption

        ✓ Yes
        ✓ Yes

        Audit Logs

        ✓ Yes

        Data Residency

        🌐 Global
        🇺🇸 US
        🌐 Global

        GoCardless vs Square Payments User Reviews & Rating Comparison

        User Ratings

        Rating Distribution

        420

        32

        7

        9

        112

        120

        23

        4

        1

        0

        54

        6

        1

        0

        51

        Spotsaas Editor’s POV generated by AI

        Buyer sentiment

        Buyer sentiment is mixed to positive across 580 reviews, with clear strengths and a few common watchouts.

        What buyers like

        • Simple payment link generation
        • Modern user interface
        • Supports credit and debit cards

        Common complaints

        • Limited international support
        • Fees can be unclear
        • Not suitable for high-volume transactions

        Buyer sentiment

        Users appreciate the simplicity and mobile convenience of Square Payments but note the lack of detailed pricing and advanced features.

        What buyers like

        • Ease of use
        • Mobile compatibility
        • Quick setup

        Common complaints

        • Pricing transparency
        • Feature limitations

        Buyer sentiment

        Buyer sentiment is mixed across 112 reviews, so it is worth reviewing the tradeoffs closely.

        What buyers like

        • Mobile point-of-sale functionality
        • Easy to use
        • Secure transactions

        Common complaints

        • Limited advanced features
        • Higher transaction fees
        • Not suitable for large enterprises

        Pros and Cons

        • User-friendly payment link generation.

        • Integrated customer service and sales tools.

        • Modern design enhances user experience.

        • May not support all international transactions.

        • Fees can be higher than expected.

        • Ease of use on mobile devices

        • No cost to download and quick setup

        • Supports credit and debit card payments seamlessly

        • Pricing details not publicly available

        • Limited information on advanced features

        • Convenient mobile payment processing for businesses on the go.

        • Strong brand recognition and trust among consumers.

        • Comprehensive security features to protect transactions.

        • Transaction fees can add up for high volume sales.

        • Limited integrations with other business tools.

        Positive Reviews

        No reviews available for the product

        No reviews available for the product

        No reviews available for the product

        Negative Reviews

        No reviews available for the product

        No reviews available for the product

        No reviews available for the product

        Media and Screenshots

        Screenshots

        Dashboard

        3 Screenshots

        No screenshots available.

        No screenshots available.

        Videos

        video-0

        3 Videos

        No videos available.

        video-0

        3 Videos

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        Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

        Frequently asked questions

        Which is better, GoCardless or Square Payments?
        Square Payments edges out the other on user ratings (4.6 vs 3.8). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
        Do GoCardless and Square Payments offer a free trial?
        GoCardless offers a free trial. Square Payments does not.
        What is the starting price of GoCardless vs Square Payments?
        GoCardless starts at Contact for pricing. Square Payments starts at Contact for pricing.
        What are the top alternatives to GoCardless?
        Top alternatives to GoCardless include Stripe Payments, WePay, Braintree Direct, Global Payments, SecurePay.
        What are the top alternatives to Square Payments?
        Top alternatives to Square Payments include Stripe Payments, WePay, Braintree Direct, QuickBooks Payments, MagicPay.

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