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EBS vs India Online Pay vs Razorpay Comparison

Last updated:

EBS

4.0(558 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

EBS is a payment gateway designed, developed and supported by PayU, a globally trusted payments company. EBS provides banks with a complete solution for online transactions processing in emerging markets. It is the fines…

India Online Pay

Starting at Contact for pricing

  • Individuals
  • Freelancers / Consultants

India Online Pay allows their clients to process online payments through any of the major credit cards or e-payment options and bank accounts in India. They make it possible for payment gateways to accept all banks' onli…

Razorpay

3.8(141 reviews)

Starting at Contact for pricing

  • Individuals
  • Freelancers / Consultants

Razorpay's payment gateway software helps online businesses to accept payments from customers using their desktop and mobile devices. This online payment gateway helps you integrate seamlessly with the leading payment ga…

EBS leads on user satisfaction with a 4.0-star rating across 558 reviews.

EBS vs India Online Pay vs Razorpay — at a glance

FeatureEBSIndia Online PayRazorpay
Rating4.0 / 53.8 / 5
Reviews558141
Starting priceContact for pricingContact for pricingContact for pricing
Free trial No No No
Free version No No No
Best forLarge Enterprises, Medium Business, Small BusinessIndividuals, Freelancers / Consultants, Large EnterprisesIndividuals, Freelancers / Consultants, Large Enterprises
CategoryPayment Gateway SoftwarePayment Gateway SoftwarePayment Gateway Software
PlatformsSaaS/Web/CloudSaaS/Web/CloudSaaS/Web/Cloud, Mobile - Android
APIAvailableAvailableAvailable
Support modesBusiness Hours, Online24/7 (Live rep), Online24/7 (Live rep), Business Hours, Online
CertificationsGDPRSOC 2, GDPR, ISO 27001
Data residencyIndiaIndiaIndia

Key differences between EBS and India Online Pay

  • Target audience: EBS is built for Large Enterprises and Medium Business, while India Online Pay targets Individuals and Freelancers / Consultants.
  • Deployment: EBS supports SaaS/Web/Cloud; India Online Pay supports SaaS/Web/Cloud.

Compare EBS vs India Online Pay vs Razorpay — and walk away knowing which one fits.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

EBS - Payment Gateway Software
Talk to an expert
Talk to an expert
India Online Pay - Payment Gateway Software
Talk to an expert
Talk to an expert
Razorpay - Payment Gateway Software
Talk to an expert
Talk to an expert

Biggest differences

Start here before you go deeper into features.

EBS

Best for

Large Enterprises, Medium Business, Small Business

India Online Pay

Best for

Individuals, Freelancers / Consultants, Large Enterprises

Razorpay

Best for Indian businesses needing flexible, API-driven payment gateway solutions.

Choose if
  • You operate an e-commerce or SaaS business primarily in India requiring diverse payment options.
  • Your development team needs easy, seamless API integration for custom payment workflows.
  • You want real-time payment insights via an intuitive dashboard for better financial management.
Consider alternatives if
  • You require extensive international card support without relying on third-party intermediaries.
  • You need transparent, straightforward pricing without complex, quotation-based negotiations.

EBS typically suits Large Enterprises and Medium Business. India Online Pay tends to fit Individuals and Freelancers / Consultants better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

EBS is a payment gateway designed, developed and supported by PayU, a globally trusted payments company. EBS provides banks with a complete solution for online transactions processing in ... Read More about EBS

India Online Pay allows their clients to process online payments through any of the major credit cards or e-payment options and bank accounts in India. They make it possible for payment ... Read More about India Online Pay

Razorpay's payment gateway software helps online businesses to accept payments from customers using their desktop and mobile devices. This online payment gateway helps you integrate ... Read More about Razorpay

Free Trial Availability

  • No free trial
  • No free trial
  • No free trial

Spotsaas Score

What's this? ↗

8.5/10

8.4/10

9.1/10

User Ratings

Based on verified Spotsaas reviews

Best Company Size

Small BusinessMedium Business
Get pricing help
Get pricing help
Get pricing help

Software Demo

Demo

No software demo available

EBS has not given any software demo yet

If you're the owner of this profile, add your demo.Contact us

No software demo available

India Online Pay has not given any software demo yet

If you're the owner of this profile, add your demo.Contact us

Need a second opinion?

Get shortlist help from a software advisor

Share your priorities, budget, and team needs, and we’ll help you narrow the options and understand the tradeoffs before you talk to vendors.

How do EBS, India Online Pay and Razorpay Compare on Features?

Total Features

7 Features

8 Features

7 Features

Unique Features

No unique features

No unique features

No unique features

Get Quote
Get Quote
Get Quote

Compare EBS, India Online Pay and Razorpay on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

        Pricing Plans

        • Not Available
        • Not Available
        • Not Available

        Pricing Page

        EBS pricing
        India Online Pay pricing
        Razorpay pricing

        Other Details

        Organization Types supported

        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business
        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business
        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business

        Platforms Supported

        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Browser Based (Cloud)
        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Browser Based (Cloud)
        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Browser Based (Cloud)

        Modes of support

        • 24/7 (Live rep)
        • Business Hours
        • Online
        • 24/7 (Live rep)
        • Business Hours
        • Online
        • 24/7 (Live rep)
        • Business Hours
        • Online

        API Support

        • Available
        • Available
        • Available
        Get help choosing
        Get help choosing
        Get help choosing

        Security & Compliance

        Certifications, data handling, and security controls for IT and compliance evaluators.

        SOC 2

        ✓ Yes

        HIPAA

        ✗ No
        ✗ No
        ✗ No

        GDPR

        ✓ Yes
        ✓ Yes

        ISO 27001

        ✓ Yes

        Multi-Factor Auth (MFA)

        ✓ Yes

        Data Encryption

        ✓ Yes

        Audit Logs

        ✓ Yes

        Data Residency

        🇮🇳 India
        🇮🇳 India
        🇮🇳 India

        EBS vs India Online Pay User Reviews & Rating Comparison

        User Ratings

        4

        (based on 558 reviews)

        No reviews available for the product

        Rating Distribution

        0

        0

        0

        0

        0

        No reviews available for this product

        32

        1

        0

        0

        1

        Spotsaas Editor’s POV generated by AI

        Buyer sentiment

        Buyer sentiment is positive across 558 reviews, with strong overall satisfaction.

        What buyers like

        • End-to-end solution
        • Trusted by banks
        • Supports emerging markets

        Common complaints

        • Complex integration
        • Limited to banking sector
        • Higher fees for small businesses

        What buyers like

        • Supports multiple payment methods
        • Easy integration with banks
        • User-friendly interface

        Common complaints

        • Limited to Indian market
        • May have transaction fees
        • Customer support can be slow

        Buyer sentiment

        Overall positive sentiment highlights Razorpay's ease of use, diverse payment options, and robust API integration, tempered by concerns over customer support and pricing clarity.

        What buyers like

        • Ease of use
        • Payment option variety
        • API integration

        Common complaints

        • Customer support delays
        • Pricing complexity

        Pros and Cons

        • Comprehensive solution tailored for banks.

        • Strong security measures ensure transaction safety.

        • Multi-currency support for global transactions.

        • Integration can be complex and time-consuming.

        • Primarily focused on banking institutions.

        • Wide range of payment options including IMPS and NEFT.

        • Strong security measures to protect transactions.

        • Primarily focused on the Indian market, limiting global reach.

        • Transaction fees may vary based on payment method.

        • Intuitive dashboard providing real-time payment insights

        • Wide range of payment options including UPI, netbanking, and major Indian banks

        • Easy API integration enabling seamless implementation on websites and apps

        • Customer support response times can be slow, causing delays in issue resolution

        • Pricing structure is complex and lacks clarity, especially for specialized payment needs

        Positive Reviews

        No reviews available for the product

        No reviews available for the product

        No reviews available for the product

        List of Customers

        Customers

        Jammu and Kashmir Tourism

        Jammu and Kashmir Tourism

        SIKKIM Tourism

        SIKKIM Tourism

        Kerala

        Kerala

        No Customers information available.

        Zoho

        Zoho

        Treebo

        Treebo

        FreshToHome

        FreshToHome

        Media and Screenshots

        Screenshots

        EBS Payment Gateway Screenshots

        4 Screenshots

        No screenshots available.

        Hosted payment

        3 Screenshots

        Videos

        No videos available.

        No videos available.

        video-0

        4 Videos

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        Add another option to compare side by side

        Search by product name to compare pricing, fit, and buyer feedback in one view.

        Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

        Frequently asked questions

        Which is better, EBS or India Online Pay?
        EBS edges out the other on user ratings (4.0 vs -1.0). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
        Do EBS and India Online Pay offer a free trial?
        Neither EBS nor India Online Pay currently lists a free trial.
        What is the starting price of EBS vs India Online Pay?
        EBS starts at Contact for pricing. India Online Pay starts at Contact for pricing.
        What are the top alternatives to EBS?
        Top alternatives to EBS include Amazon Pay, Global Payments, MobiKwik Payment Gateway, MultiSafepay, UniPay Gateway.
        What are the top alternatives to India Online Pay?
        Top alternatives to India Online Pay include Global Payments, Checkout.com, PayPal, Paytm Payment Gateway, MultiSafepay.

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