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Cashfree vs 2Checkout vs Razorpay Comparison

Last updated:

Cashfree

4.5(4 reviews)

Starting at Contact for pricing

  • Individuals
  • Freelancers / Consultants

Cashfree is a payment gateway software using which merchants can accept payments from their customers either through electronic or card payments and can also manage their online/offline businesses effectively.  The payme…

2Checkout

3.8(2,336 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

2Checkout Payment Gateway Software makes it easy to start accepting online payments on your website. This secure payment gateway integrates with any shopping cart or commerce solution, and works with most major credit ca…

Razorpay

3.8(141 reviews)

Starting at Contact for pricing

  • Individuals
  • Freelancers / Consultants

Razorpay's payment gateway software helps online businesses to accept payments from customers using their desktop and mobile devices. This online payment gateway helps you integrate seamlessly with the leading payment ga…

Cashfree leads on user satisfaction with a 4.5-star rating across 4 reviews.

Cashfree vs 2Checkout vs Razorpay — at a glance

FeatureCashfree2CheckoutRazorpay
Rating4.5 / 53.8 / 53.8 / 5
Reviews42,336141
Starting priceContact for pricingContact for pricingContact for pricing
Free trial No No No
Free version No No No
Best forIndividuals, Freelancers / Consultants, Large EnterprisesLarge Enterprises, Medium Business, Small BusinessIndividuals, Freelancers / Consultants, Large Enterprises
CategoryPayment Gateway SoftwarePayment Gateway SoftwarePayment Gateway Software
PlatformsSaaS/Web/CloudSaaS/Web/CloudSaaS/Web/Cloud, Mobile - Android
APIAvailableAvailableAvailable
Support modesOnline24/7 (Live rep), Business Hours, Online24/7 (Live rep), Business Hours, Online
CertificationsSOC 2, GDPR, ISO 27001SOC 2, GDPR, ISO 27001
Data residencyUSGlobalIndia

Key differences between Cashfree and 2Checkout

  • Target audience: Cashfree is built for Individuals and Freelancers / Consultants, while 2Checkout targets Large Enterprises and Medium Business.
  • User satisfaction: Cashfree scores higher with a 4.5-star average.
  • Deployment: Cashfree supports SaaS/Web/Cloud; 2Checkout supports SaaS/Web/Cloud.

Compare Cashfree vs 2Checkout vs Razorpay — and walk away knowing which one fits.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Cashfree
Talk to an expert
Talk to an expert
2Checkout - Payment Gateway Software
Talk to an expert
Talk to an expert
Razorpay - Payment Gateway Software
Talk to an expert
Talk to an expert

Biggest differences

Start here before you go deeper into features.

Cashfree

Best for

Individuals, Freelancers / Consultants, Large Enterprises

2Checkout

Best for small to medium e-commerce businesses needing reliable global payment processing.

Choose if
  • You run a small or medium e-commerce or subscription business targeting global customers.
  • You need a secure, reliable gateway supporting most major credit cards worldwide.
  • You value quick, consistent customer support and an intuitive user interface.
Consider alternatives if
  • Your business requires extensive payment gateway customization and advanced add-ons.
  • You prefer a very simple, minimalistic payment interface without complexity.

Razorpay

Best for Indian businesses needing flexible, API-driven payment gateway solutions.

Choose if
  • You operate an e-commerce or SaaS business primarily in India requiring diverse payment options.
  • Your development team needs easy, seamless API integration for custom payment workflows.
  • You want real-time payment insights via an intuitive dashboard for better financial management.
Consider alternatives if
  • You require extensive international card support without relying on third-party intermediaries.
  • You need transparent, straightforward pricing without complex, quotation-based negotiations.

Cashfree typically suits Individuals and Freelancers / Consultants. 2Checkout tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

Cashfree is a payment gateway software using which merchants can accept payments from their customers either through electronic or card payments and can also manage their online/offline ... Read More about Cashfree

2Checkout Payment Gateway Software makes it easy to start accepting online payments on your website. This secure payment gateway integrates with any shopping cart or commerce solution, and ... Read More about 2Checkout

Razorpay's payment gateway software helps online businesses to accept payments from customers using their desktop and mobile devices. This online payment gateway helps you integrate ... Read More about Razorpay

Free Trial Availability

  • No free trial
  • No free trial
  • No free trial

Spotsaas Score

What's this? ↗

8.1/10

9.1/10

9.1/10

User Ratings

Based on verified Spotsaas reviews

4.5

(4)

Best Company Size

Small BusinessMedium Business
Small BusinessMedium Business
Get pricing help
Get pricing help
Get pricing help

Software Demo

Demo

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How do Cashfree, 2Checkout and Razorpay Compare on Features?

Total Features

6 Features

7 Features

7 Features

Unique Features

No unique features

No unique features

No unique features

Get Quote
Get Quote
Get Quote

Compare Cashfree, 2Checkout and Razorpay on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

        Pricing Plans

        • Not Available
        • Not Available
        • Not Available

        Pricing Page

        Cashfree pricing
        2Checkout pricing
        Razorpay pricing

        Other Details

        Organization Types supported

        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business
        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business
        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business

        Platforms Supported

        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Browser Based (Cloud)
        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Browser Based (Cloud)
        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Browser Based (Cloud)

        Modes of support

        • 24/7 (Live rep)
        • Business Hours
        • Online
        • 24/7 (Live rep)
        • Business Hours
        • Online
        • 24/7 (Live rep)
        • Business Hours
        • Online

        API Support

        • Available
        • Available
        • Available
        Get help choosing
        Get help choosing
        Get help choosing

        Security & Compliance

        Certifications, data handling, and security controls for IT and compliance evaluators.

        SOC 2

        ✓ Yes
        ✓ Yes

        HIPAA

        ✗ No
        ✗ No
        ✗ No

        GDPR

        ✓ Yes
        ✓ Yes

        ISO 27001

        ✓ Yes
        ✓ Yes

        Multi-Factor Auth (MFA)

        ✓ Yes
        ✓ Yes

        Data Encryption

        ✓ Yes
        ✓ Yes

        Audit Logs

        ✓ Yes
        ✓ Yes

        Data Residency

        🇺🇸 US
        🌐 Global
        🇮🇳 India

        Cashfree vs 2Checkout User Reviews & Rating Comparison

        User Ratings

        Rating Distribution

        3

        1

        0

        0

        0

        606

        67

        11

        8

        121

        32

        1

        0

        0

        1

        Spotsaas Editor’s POV generated by AI

        Buyer sentiment

        Buyer sentiment is very strong across 4 reviews, with consistently positive feedback.

        What buyers like

        • Supports multiple payment methods
        • Easy integration with e-commerce
        • User-friendly interface

        Common complaints

        • Transaction fees can add up
        • Limited customer support options
        • May require technical setup

        Buyer sentiment

        Overall positive sentiment highlights quick support, ease of use, and secure payment processing, tempered by concerns over interface complexity and limited customization.

        What buyers like

        • Support responsiveness
        • Ease of use
        • Security and reliability

        Common complaints

        • Interface complexity
        • Limited customization options

        Buyer sentiment

        Overall positive sentiment highlights Razorpay's ease of use, diverse payment options, and robust API integration, tempered by concerns over customer support and pricing clarity.

        What buyers like

        • Ease of use
        • Payment option variety
        • API integration

        Common complaints

        • Customer support delays
        • Pricing complexity

        Pros and Cons

        • Supports a wide range of payment methods.

        • User-friendly interface simplifies transaction management.

        • Comprehensive tools enhance merchant capabilities.

        • Transaction fees may impact profit margins.

        • Limited customer support could hinder troubleshooting.

        • Consistent and quick support responses

        • User-friendly platform with intuitive interface

        • Reliable and secure payment processing

        • User interface complexity can be overwhelming without guidance

        • Limited customization options and add-ons in the Marketplace

        • Intuitive dashboard providing real-time payment insights

        • Wide range of payment options including UPI, netbanking, and major Indian banks

        • Easy API integration enabling seamless implementation on websites and apps

        • Customer support response times can be slow, causing delays in issue resolution

        • Pricing structure is complex and lacks clarity, especially for specialized payment needs

        Positive Reviews

        No reviews available for the product

        No reviews available for the product

        No reviews available for the product

        List of Customers

        Customers

        No Customers information available.

        Bitdefenderr

        Bitdefenderr

        MyFico

        MyFico

        Advisera

        Advisera

        Zoho

        Zoho

        Treebo

        Treebo

        FreshToHome

        FreshToHome

        Media and Screenshots

        Screenshots

        Shopify Payment Gateway India Integration 1

        4 Screenshots

        Dashboard

        5 Screenshots

        Hosted payment

        3 Screenshots

        Videos

        video-0

        2 Videos

        video-0

        2 Videos

        video-0

        4 Videos

        Expand your shortlist

        Add another option to compare side by side

        Search by product name to compare pricing, fit, and buyer feedback in one view.

        Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

        Frequently asked questions

        Which is better, Cashfree or 2Checkout?
        Cashfree edges out the other on user ratings (4.5 vs 3.8). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
        Do Cashfree and 2Checkout offer a free trial?
        Neither Cashfree nor 2Checkout currently lists a free trial.
        What is the starting price of Cashfree vs 2Checkout?
        Cashfree starts at Contact for pricing. 2Checkout starts at Contact for pricing.
        What are the top alternatives to Cashfree?
        Top alternatives to Cashfree include PayU, PaySimple, Paytm Payment Gateway, BizPayO, India Online Pay.
        What are the top alternatives to 2Checkout?
        Top alternatives to 2Checkout include Stripe Payments, Global Payments, Checkout.com, Payoneer, UniPay Gateway.

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