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BluePay vs Chargezoom vs Pin Payments Comparison

Last updated:

BluePay

4.0(33 reviews)

Starting at Contact for pricing

  • Freelancers / Consultants
  • Medium Business

BluePay is a payment processing application that enables you to integrate various payment methods into your online or physical store. It supports authorization, capture and refunds and the ability to process customer pay…

Chargezoom

5.0(6 reviews)

Starting at $20 /Month

  • Large Enterprises
  • Medium Business

ChargeZoom is a payment processing solution that makes accepting credit card payments easy. Our advanced online software and mobile app allow our clients to process payments from their own websites and mobile apps, using…

Pin Payments

4.6(100 reviews)

Starting at Contact for pricing

  • Individuals
  • Medium Business

Pin Payments is a feature-rich, secure, inexpensive, easy-to-install credit card processing application designed for small and e-commerce businesses.It is a very scalable and flexible platform that can operate with minim…

Chargezoom leads on user satisfaction with a 5.0-star rating across 6 reviews.

BluePay vs Chargezoom vs Pin Payments — at a glance

FeatureBluePayChargezoomPin Payments
Rating4.0 / 55.0 / 54.6 / 5
Reviews336100
Starting priceContact for pricing$20 /MonthContact for pricing
Free trial No No No
Free version No No No
Best forFreelancers / Consultants, Medium Business, Small BusinessLarge Enterprises, Medium Business, Small BusinessIndividuals, Medium Business, Small Business
CategoryPayment Processing SoftwarePayment Processing SoftwarePayment Processing Software
PlatformsSaaS/Web/Cloud, Mobile - Android, Mobile - iOS, Installed - Windows, Installed - MacSaaS/Web/CloudSaaS/Web/Cloud
APIAvailableAvailableAvailable
Support modes24/7 (Live rep), Online24/7 (Live rep), Business Hours, OnlineBusiness Hours, Online
CertificationsSOC 2GDPRGDPR
Data residencyUSUSUS

Key differences between BluePay and Chargezoom

  • Pricing: Chargezoom starts at $20 /Month. BluePay pricing is not publicly listed.
  • Target audience: BluePay is built for Freelancers / Consultants and Medium Business, while Chargezoom targets Large Enterprises and Medium Business.
  • User satisfaction: Chargezoom scores higher with a 5.0-star average.
  • Deployment: BluePay supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS, Installed - Windows, Installed - Mac; Chargezoom supports SaaS/Web/Cloud.

Compare BluePay vs Chargezoom vs Pin Payments — and walk away knowing which one fits.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Processing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

BluePay - Payment Processing Software
Talk to an expert
Talk to an expert
Chargezoom - Payment Processing Software
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Talk to an expert
Pin Payments - Payment Processing Software
Talk to an expert
Talk to an expert

Biggest differences

Start here before you go deeper into features.

BluePay

Best for

Freelancers / Consultants, Medium Business, Small Business

Chargezoom

Best for small to medium businesses needing secure, easy multi-channel payments.

Choose if
  • You want a simple, streamlined payment solution with low setup complexity.
  • You need secure payment processing with proprietary encryption methods.
  • You require support for multiple payment types including credit cards and Apple Pay.
Consider alternatives if
  • Your business requires extensive custom payment workflows or niche integrations.
  • You need transparent, detailed pricing information upfront for budgeting.

Pin Payments

Best for small businesses needing secure, flexible, and scalable payment processing.

Choose if
  • You run a small e-commerce or subscription-based business seeking PCI-compliant payments.
  • You require a web-based, easy-to-install system with white-label and API integration options.
  • You have technical resources to manage flexible configurations and want scalable payment solutions.
Consider alternatives if
  • You need transparent, fixed pricing for straightforward budgeting.
  • You are a large enterprise needing extensive customization and dedicated support.

BluePay typically suits Freelancers / Consultants and Medium Business. Chargezoom tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

BluePay is a payment processing application that enables you to integrate various payment methods into your online or physical store. It supports authorization, capture and refunds and the ... Read More about BluePay

ChargeZoom is a payment processing solution that makes accepting credit card payments easy. Our advanced online software and mobile app allow our clients to process payments from their own ... Read More about Chargezoom

Pin Payments is a feature-rich, secure, inexpensive, easy-to-install credit card processing application designed for small and e-commerce businesses.It is a very scalable and flexible ... Read More about Pin Payments

Entry Level Pricing

  • Not Available
  • Starts from $20
  • Not Available

Free Trial Availability

  • No free trial
  • No free trial
  • No free trial

User Ratings

Based on verified Spotsaas reviews

Best Company Size

Small BusinessMedium Business
1-50 employees51-200 employees
Get pricing help
Get pricing help
Get pricing help

Software Demo

Demo

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Compare BluePay, Chargezoom and Pin Payments on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

        Starting From

        • Not Available
        • $20
        • Not Available

        Pricing Plans

        • Not Available
        • Not Available
        • Not Available

        Pricing Page

        Pricing information not available

        Chargezoom pricing
        Pin Payments pricing

        Other Details

        Organization Types supported

        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business
        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business
        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business

        Platforms Supported

        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Installed - Mac
        • Browser Based (Cloud)
        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Installed - Mac
        • Browser Based (Cloud)
        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Installed - Mac
        • Browser Based (Cloud)

        Modes of support

        • 24/7 (Live rep)
        • Business Hours
        • Online
        • 24/7 (Live rep)
        • Business Hours
        • Online
        • 24/7 (Live rep)
        • Business Hours
        • Online

        API Support

        • Available
        • Available
        • Available
        Get help choosing
        Get help choosing
        Get help choosing

        Security & Compliance

        Certifications, data handling, and security controls for IT and compliance evaluators.

        SOC 2

        ✓ Yes

        HIPAA

        ✗ No
        ✗ No
        ✗ No

        GDPR

        ✓ Yes
        ✓ Yes

        Data Encryption

        ✓ Yes
        ✓ Yes
        ✓ Yes

        Data Residency

        🇺🇸 US
        🇺🇸 US
        🇺🇸 US

        BluePay vs Chargezoom User Reviews & Rating Comparison

        User Ratings

        Rating Distribution

        20

        6

        1

        3

        1

        1

        0

        0

        0

        0

        47

        3

        0

        0

        3

        Spotsaas Editor’s POV generated by AI

        Buyer sentiment

        Buyer sentiment is positive across 31 reviews, with strong overall satisfaction.

        What buyers like

        • Affordable rates for merchants
        • Supports multiple payment methods
        • Near-zero hidden costs

        Common complaints

        • Limited international support
        • Basic reporting features
        • No mobile app

        Buyer sentiment

        Overall buyer sentiment is very positive but based on a limited number of reviews.

        What buyers like

        • Payment security
        • Ease of use
        • Multi-channel payment acceptance

        Common complaints

        • Pricing transparency
        • Limited user feedback

        Buyer sentiment

        Users generally appreciate the platform's security, flexibility, and ease of installation, though pricing opacity and limited support details are noted concerns.

        What buyers like

        • Security and PCI compliance
        • Flexibility and scalability
        • Ease of installation

        Common complaints

        • Pricing transparency
        • Limited support information

        Pros and Cons

        • BluePay provides a seamless integration of various payment methods, enhancing customer convenience.

        • The platform's low hidden costs make it an attractive option for budget-conscious merchants.

        • On-site payment processing capabilities cater to both online and brick-and-mortar businesses.

        • Merchants should verify international transaction capabilities before committing.

        • Reporting features may not meet the needs of larger businesses.

        • Secure payment processing with encryption and proprietary methods

        • Supports multiple payment types including major credit cards and Apple Pay

        • Availability of both online software and mobile app for payment acceptance

        • Limited publicly available pricing information

        • Lack of detailed use case examples and customer benefits

        • Strong PCI compliance ensuring high security

        • Flexible platform with API and white-label options

        • Web-based system that is easy to install and scalable

        • Pricing is quotation-based and not publicly disclosed

        • Limited information on customer support and onboarding

        Positive Reviews

        No reviews available for the product

        No reviews available for the product

        No reviews available for the product

        List of Customers

        Customers

        No Customers information available.

        No Customers information available.

        Wilson   Frenchy

        Wilson Frenchy

        PetRescue

        PetRescue

        MeMeMe

        MeMeMe

        Media and Screenshots

        Screenshots

        No screenshots available.

        No screenshots available.

        Verify Link

        2 Screenshots

        Videos

        video-0

        3 Videos

        video-0

        1 Videos

        video-0

        2 Videos

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        Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

        Frequently asked questions

        Which is better, BluePay or Chargezoom?
        Chargezoom edges out the other on user ratings (5.0 vs 4.0). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
        Do BluePay and Chargezoom offer a free trial?
        Neither BluePay nor Chargezoom currently lists a free trial.
        What is the starting price of BluePay vs Chargezoom?
        BluePay starts at Contact for pricing. Chargezoom starts at $20 /Month.
        What are the top alternatives to BluePay?
        Top alternatives to BluePay include Stripe Payments, WePay, Square Payments, Braintree Direct, CardConnect.
        What are the top alternatives to Chargezoom?
        Top alternatives to Chargezoom include PayPal Here, Braintree Direct, QuickBooks Payments, Invoiced, Payfunnels.

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