Balance vs GoCardless vs Swipesum Comparison
Balance
Starting at Contact for pricing
- Large Enterprises
- Medium Business
Balance is the only payment processing software you need. Designed for merchants who value simplicity and flexibility, Balance is easy to use, has self-service features, and is packed with features that drive increased r…
GoCardless
Starting at Contact for pricing
- Free Trial
- Large Enterprises
- Medium Business
venmo for Business is a powerful next-generation solution that provides merchants with the ability to process credit and debit cards, as well assist with customer service, sales, marketing, and informational data. Based…
Swipesum
Starting at $25 per analysis
- Large Enterprises
- Medium Business
Swipesum's PayFlow payment processing software is the perfect solution for small business owners who want to process credit and debit cards through their website or mobile app while keeping their overall costs low. Offer…
Balance leads on user satisfaction with a 4.5-star rating across 20,705 reviews.
Balance vs GoCardless vs Swipesum — at a glance
| Feature | Balance | GoCardless | Swipesum |
|---|---|---|---|
| Rating | 4.5 / 5 | 3.8 / 5 | 4.1 / 5 |
| Reviews | 20,705 | 1,655 | 54 |
| Starting price | Contact for pricing | Contact for pricing | $25 per analysis |
| Free trial | No | Yes | No |
| Free version | No | No | No |
| Best for | Large Enterprises, Medium Business, Small Business | Large Enterprises, Medium Business, Small Business | Large Enterprises, Medium Business, Small Business |
| Category | Payment Processing Software | Payment Processing Software | Payment Processing Software |
| Platforms | SaaS/Web/Cloud | SaaS/Web/Cloud | SaaS/Web/Cloud |
| API | Available | Available | — |
| Support modes | Online | Online | Online |
| Certifications | SOC 2, GDPR | SOC 2 | SOC 2 |
| Data residency | Global | Global | US |
Key differences between Balance and GoCardless
- Free trial: GoCardless offers a free trial; Balance does not.
- User satisfaction: Balance scores higher with a 4.5-star average.
- Deployment: Balance supports SaaS/Web/Cloud; GoCardless supports SaaS/Web/Cloud.
Compare Balance vs GoCardless vs Swipesum — and walk away knowing which one fits.
Which tool fits your team best
Which is actually cheaper for your team size
Where each product wins, per real buyers
Most Payment Processing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.
Biggest differences
Features
Pricing
Buying details
Security
Buyer feedback
Integrations
Product tour
Other options
Biggest differences
Start here before you go deeper into features.
Large Enterprises, Medium Business, Small Business
Large Enterprises, Medium Business, Small Business
Large Enterprises, Medium Business, Small Business
Balance typically suits Large Enterprises and Medium Business. GoCardless tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.
Description | Balance is the only payment processing software you need. Designed for merchants who value simplicity and flexibility, Balance is easy to use, has self-service features, and is packed with ... Read More about Balance | venmo for Business is a powerful next-generation solution that provides merchants with the ability to process credit and debit cards, as well assist with customer service, sales, marketing, ... Read More about GoCardless | Swipesum's PayFlow payment processing software is the perfect solution for small business owners who want to process credit and debit cards through their website or mobile app while keeping ... Read More about Swipesum |
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Entry Level Pricing |
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Free Trial Availability |
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User RatingsBased on verified Spotsaas reviews | |||
Best Company Size | Small BusinessMedium Business | — | — |
Get pricing help | Get pricing help | Get pricing help |
Software Demo
Demo |
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Compare Balance, GoCardless and Swipesum on pricing
Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.
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Pricing Page | Pricing information not available |  |  |
Other Details
Organization Types supported |
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Platforms Supported |
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Modes of support |
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API Support |
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Get help choosing | Get help choosing | Get help choosing |
Security & Compliance
Certifications, data handling, and security controls for IT and compliance evaluators.
SOC 2 | ✓ Yes | ✓ Yes | ✓ Yes |
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HIPAA | ✗ No | ✗ No | ✗ No |
GDPR | ✓ Yes | — | — |
Single Sign-On (SSO) | ✓ Yes | — | — |
Multi-Factor Auth (MFA) | ✓ Yes | — | — |
Data Encryption | ✓ Yes | — | — |
Audit Logs | ✓ Yes | — | — |
Data Residency | 🌐 Global | 🌐 Global | 🇺🇸 US |
Balance vs GoCardless User Reviews & Rating Comparison
User Ratings | |||
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Rating Distribution | |||
Spotsaas Editor’s POV generated by AI | Buyer sentiment Users generally appreciate Balance for its ease of use and flexibility, though some express concerns about pricing transparency and customization limits. What buyers like
Common complaints
| Buyer sentiment Buyer sentiment is mixed to positive across 580 reviews, with clear strengths and a few common watchouts. What buyers like
Common complaints
| Buyer sentiment Buyer sentiment is positive across 30 reviews, with strong overall satisfaction. What buyers like
Common complaints
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Pros and Cons |
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Positive Reviews | No reviews available for the product | No reviews available for the product | No reviews available for the product |
| Negative Reviews | No reviews available for the product | No reviews available for the product | No reviews available for the product |
Media and Screenshots
Screenshots | No screenshots available. |  3 Screenshots | No screenshots available. |
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Videos |  1 Videos |  3 Videos |  1 Videos |
Alternatives
Alternatives |
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Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].
Frequently asked questions
- Which is better, Balance or GoCardless?
- Balance edges out the other on user ratings (4.5 vs 3.8). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
- Do Balance and GoCardless offer a free trial?
- GoCardless offers a free trial. Balance does not.
- What is the starting price of Balance vs GoCardless?
- Balance starts at Contact for pricing. GoCardless starts at Contact for pricing.
- What are the top alternatives to Balance?
- Top alternatives to Balance include BluePay, WePay, Square Payments, Braintree Direct, Paymentwall.
- What are the top alternatives to GoCardless?
- Top alternatives to GoCardless include Stripe Payments, WePay, Braintree Direct, Global Payments, SecurePay.